The Federal Reserve’s FedNow Service is an instant payments infrastructure that allows participating banks and credit unions to send and receive transactions within seconds on behalf of their customers — 24 hours a day, seven days a week.
View the full list of participating financial institutions (XLSX). Financial institutions that have completed testing and certification will be added to the list once they are live on the service. The participating financial institution list is updated weekly.
Also listed are financial institutions serving as settlement and liquidity providers, as well as certified service providers that have completed testing certification to support payment processing for participants. More information about the offerings of these organizations — and those of other vendors that support instant payment services such as bill pay, payroll processing, digital wallet and API development — may be found at the FedNow Service Provider Showcase (Off-site). The list of settlement agents, liquidity providers and certified service providers is updated monthly.
To obtain a list of participant routing transit numbers (RTNs), contact your relationship manager.
Participating Financial Institutions
Participating financial institutions (XLSX) (updated as of 09/09/24)
Settlement Agents and Liquidity Providers
| Organization Name | City | State |
|---|---|---|
| Alloya Corporate Federal Credit Union | Naperville | Illinois |
| Amarillo National Bank | Amarillo | Texas |
| Atlantic Community Bankers Bank | Camp Hill | Pennsylvania |
| Bank of North Dakota | Bismarck | North Dakota |
| Bankers' Bank | Madison | Wisconsin |
| Bankers’ Bank of Kansas | Wichita | Kansas |
| Bankers' Bank of the West | Denver | Colorado |
| BNY Mellon | New York | New York |
| CapStar Bank | Nashville | Tennessee |
| Catalyst Corporate Federal Credit Union | Plano | Texas |
| Central Trust Bank | Jefferson City | Missouri |
| Community Bankers' Bank | Midlothian | Virginia |
| Corporate America Credit Union | Irondale | Alabama |
| Corporate One Federal Credit Union | Columbus | Ohio |
| Eastern Corporate Federal Credit Union | Burlington | Massachusetts |
| First Financial Bank | Abilene | Texas |
| First National Bankers Bank | Baton Rouge | Louisiana |
| ICBB | Frankfort | Kentucky |
| Midwest Independent BankersBank | Jefferson City | Missouri |
| Millennium Corporate Credit Union | Wichita | Kansas |
| National Cooperative Bank | Hillsboro | Ohio |
| PCBB | Walnut Creek | California |
| Quad City Bank & Trust | Bettendorf | Iowa |
| Security National Bank of Sioux City, IA | Sioux City | Iowa |
| ServisFirst Bank | Homewood | Alabama |
| SouthState Bank | Winter Haven | Florida |
| The Bancorp | Sioux Falls | South Dakota |
| The Bankers Bank | Oklahoma City | Oklahoma |
| Tricorp Federal Credit Union | Westbrook | Maine |
| United Bankers’ Bank | Bloomington | Minnesota |
| U.S. Bank | Cincinnati | Ohio |
| Vizo Financial Corporate Credit Union | Greensboro | North Carolina |
| Volunteer Corporate Credit Union | Nashville | Tennessee |
Updated as of 07/22/2024
Certified Service Providers
| Participation Types | ||||
|---|---|---|---|---|
| Organization Name | Receive Only | Send and Receive | Receive RFP* | Liquidity Management Transfer |
| ACI Worldwide Corp. |  | | | |
| Alacriti | | | | |
| AMI, Inc. | | | ||
| Aptys Solutions | | | | |
| BNY Mellon | | | | |
| C&M Software LLC | | | | |
| CGI | | | | |
| COCC, Inc. | | | | |
| CSI | | | | |
| DCI | | |||
| ECS Fin Inc. | | | | |
| Finastra | | | ||
| FinTech Automation | | | | |
| Finzly | | | ||
| FIS | | | ||
| Fiserv Solutions, LLC (Fiserv NOW, Fiserv Payments Exchange) | | | ||
| FLEX Credit Union Technology | | |||
| Form3 | | | ||
| FPS GOLD | | | | |
| IBT Apps | | | ||
| Jack Henry | | | | |
| Juniper Payments, a PSCU Company | | | | |
| Open Payment Network | | | | |
| Magic Wrighter | | |||
| Narmi | | |||
| NetXD Inc. | | | | |
| nuvono | | | | |
| Pidgin, Inc. | | | | |
| SHAZAM | | | ||
| Temenos | | | | |
| Payfinia, A Tyfone Company | | | ||
| Vertifi Software, LLC | | | | |
| Visa | | | ||
| Volante Technologies | | | ||
Updated as of 08/26/2024
*All organizations certified to Receive Only or Send and Receive Credit Transfer may send a request for payment (RFP). Receive RFP is a configurable setting of the Send and Receive participation type. For more information, refer to the FedNow Service Operating Procedures.
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