Find Medicare Plans and Health Insurance Coverage (2024)

Humana complies with all applicable federal civil rights laws and does not discriminate on the basis race, color, national origin, age, disability, sex, sexual orientation, gender, gender identity, ancestry, ethnicity, marital status, religion, or language. We also provide free language interpreter services. See our full accessibility rights information, non-discrimination disclosure, and language options.

Some links on this page may take you to Humana non-Medicare product or service pages or to a different website.

*Humana received the highest CX Index™ score among health insurers in Forrester’s proprietary 2022 CX Index™ survey. The ranking was based on responses from 12,985 US individuals measuring 17 brands in the industry. The proprietary survey results are based on consumers’ opinions of the experiences with the brands in the survey. Forrester Research does not endorse any company included in any CX Index™ report and does not advise any person to select the products or services of any particular company based on the ratings included in such reports.

This communication does not guarantee benefits and does not indicate all services received will be covered by your plan. Please refer to your Evidence of Coverage or call Customer Service at the number on the back of your Humana ID card to confirm that the service will be covered by your plan.

Allowance amounts cannot be combined with other benefit allowances. Limitations and restrictions may apply.

“Humana” is the brand name for plans, products and services provided by one or more of the subsidiaries and affiliate companies of Humana Inc. (“Humana Entities”). Plans, products, and services are solely and only provided by one or more Humana Entities specified on the plan, product, or service contract, not Humana Inc. Not all plans, products, and services are available in each state.

Medical Plans

Humana group medical plans are offered by Humana Medical Plan, Inc., Humana Employers Health Plan of Georgia, Inc., Humana Health Plan, Inc., Humana Health Benefit Plan of Louisiana, Inc., Humana Health Plan of Ohio, Inc., Humana Health Plans of Puerto Rico, Inc. License # 00235-0008, Humana Wisconsin Health Organization Insurance Corporation, or Humana Health Plan of Texas, Inc., or insured by Humana Health Insurance Company of Florida, Inc., Humana Health Plan, Inc., Humana Health Benefit Plan of Louisiana, Inc., Humana Insurance Company, Humana Insurance Company of Kentucky, Humana Insurance of Puerto Rico, Inc. License # 00187-0009, or administered by Humana Insurance Company or Humana Health Plan, Inc. For Arizona residents, plans are offered by Humana Health Plan, Inc. or insured by Humana Insurance Company. Administered by Humana Insurance Company.

Go365® is not an insurance product. Not available with all Humana health plans.

Individual Dental and Vision Plans

Humana Individual dental and vision plans are insured or offered by Humana Insurance Company, HumanaDental Insurance Company, Humana Insurance Company of New York, The Dental Concern, Inc., CompBenefits Insurance Company, CompBenefits Company, CompBenefits Dental, Inc., Humana Employers Health Plan of Georgia, Inc. or Humana Health Benefit Plan of Louisiana, Inc. Discount plans offered by HumanaDental Insurance Company or Humana Insurance Company. For Arizona residents: Insured by Humana Insurance Company. For New Mexico residents: Insured by Humana Insurance Company. For Texas residents: Insured or offered by Humana Insurance Company, HumanaDental Insurance Company or DentiCare, Inc (d/b/a Compbenefits).

In states, and for products where applicable, the premium may include a $1 administrative fee. If you have purchased an association plan, an association fee may also apply. Some plans may also charge a one-time, non-refundable enrollment fee. (This fee is non-refundable as allowed by state).

A minimum one-year, initial contract period may be required for some dental and vision plans, excluding Dental Savings Plus.

Group Dental and Vision Plans (Insurance through your employer)

Humana group dental plans are offered by Humana Insurance Company, HumanaDental Insurance Company, Humana Insurance Company of New York, The Dental Concern, Inc., Humana Medical Plan of Utah, Humana Health Benefit Plan of Louisiana, Inc., CompBenefits Company, CompBenefits Insurance Company, CompBenefits Dental, Inc., Humana Employers Health Plan of Georgia, Inc., or DentiCare, Inc. (DBA CompBenefits). Humana group vision plans are offered by Humana Insurance Company, HumanaDental Insurance Company, Humana Health Benefit Plan of Louisiana, Humana Insurance Company of Kentucky, Humana Insurance Company of New York, CompBenefits Insurance Company, CompBenefits Company, or The Dental Concern, Inc.

New Mexico: Humana group dental and vision plans are insured by Humana Insurance Company.

Life Insurance Plans

Humana group life plans are offered by Humana Insurance Company or Humana Insurance Company of Kentucky.

Limitations and exclusions

This communication provides a general description of certain identified insurance or non-insurance benefits provided under one or more of our health benefit plans. Our health benefit plans have exclusions and limitations and terms under which the coverage may be continued in force or discontinued. For costs and complete details of the coverage, refer to the plan document or call or write your Humana insurance agent or the company. In the event of any disagreement between this communication and the plan document, the plan document will control.

Individual applications are subject to eligibility requirements.

Before applying for group coverage, please refer to the pre-enrollment disclosures for a description of plan provisions which may exclude, limit, reduce, modify or terminate your coverage. View plan provisions or check with your sales representative.

For group plans, please refer to your Benefit Plan Document (Certificate of Coverage/Insurance or Summary Plan Description/Administrative Services Only) for more information on the company providing your benefits.

Statements in languages other than English contained in the advertisem*nt do not necessarily reflect the exact contents of the policy written in English, because of possible linguistic differences. In the event of a dispute, the policy as written in English is considered the controlling authority.

Find Medicare Plans and Health Insurance Coverage (2024)

FAQs

How to find out what is covered by Medicare? ›

Where can I learn more about what Medicare covers? Talk to your doctor or other health care provider about why you need the items or services and ask if they think Medicare will cover it. Visit Medicare.gov/coverage to see if your test, item, or service is covered • Check your “Medicare & You” handbook.

How do I determine which Medicare plan is best for me? ›

What questions you need to ask when choosing a Medicare plan
  1. Overall coverage cost.
  2. Additional benefits, like hearing, vision and travel coverage.
  3. Medicare Part D coverage for medicines.
  4. Staying with your current doctor or switching providers.
  5. Possible perks like gym memberships and additional services.

Why are people leaving Medicare Advantage plans? ›

Most individuals that dislike a Medicare Advantage plan usually have had a bad experience with in-network providers, plan authorizations for medical care, or having to wait a long time to have an appointment scheduled. Some of these concerns can be attributed to the healthcare provider.

Do I need supplemental insurance if I have Medicare? ›

Supplemental insurance is advisable for those with Medicare to help cover out-of-pocket costs and gaps in coverage, offering financial protection for deductibles, coinsurance, and other medical expenses not fully covered by Medicare.

What are the 6 things Medicare doesn't cover? ›

Some of the items and services Medicare doesn't cover include:
  • Long-term care (also called. custodial care. Custodial care. ...
  • Most dental care.
  • Eye exams (for prescription glasses)
  • Dentures.
  • Most cosmetic surgery.
  • Massage therapy.
  • Routine physical exams.
  • Hearing aids and exams for fitting them.

Does Medicare cover 100% of hospital bills? ›

Medicare doesn't typically cover 100% of your medical costs. Like most health insurance, Medicare generally comes with out-of-pocket costs including copayments, coinsurance, and deductibles. As you'll learn in this article, Original Medicare (Part A and Part B) costs can really add up.

What is the best insurance to have with your Medicare? ›

Best for size of network: UnitedHealthcare Medicare Advantage. Best for extra perks: Aetna Medicare Advantage. Best for local support: Blue Cross Blue Shield Medicare Advantage. Best for low-cost plan availability: Humana Medicare Advantage.

What is the biggest disadvantage of the Medicare Advantage plan? ›

Key Disadvantages of Medicare Advantage plans
  • Restrictive networks. ...
  • High out-of-pocket costs. ...
  • Prior authorization requirements. ...
  • Plans change each year. ...
  • Aggressive marketing and sales tactics. ...
  • Know your Medicare Insurance options. ...
  • Consider current and future needs.

Can I drop my employer health insurance and go on Medicare Part B? ›

Once you stop working (or lose your health insurance, if that happens first) you have an 8-month Special Enrollment Period (SEP) when you can sign up for Medicare (or add Part B to existing Part A coverage).

Why do doctors not like Medicare Advantage plans? ›

Many doctors and healthcare physicians don't like Medicare Advantage plans due to coverage restrictions, limited networking, and overpayment rates, which cause increasing difficulties for patients.

Can I drop my Medicare Advantage plan and go back to original Medicare? ›

You can drop your Medicare Advantage Plan and return to Original Medicare. You'll also be able to join a separate Medicare drug plan. During the Medicare Advantage Open Enrollment Period, if you have Original Medicare you can't: Switch to a Medicare Advantage Plan.

Why is Medicare Advantage not a good plan? ›

Key points. Medicare Advantage plans are a type of private insurance that boast low premiums and all-inclusive coverage — but there are caveats. Even though Medicare Advantage plans cap out-of-pocket spending, beneficiaries may still encounter unexpected costs in the form of high copays and deductibles.

What is the most popular supplement plan for Medicare? ›

By and large, Plan F is the most popular Medicare Supplement plan due to its coverage of more out-of-pocket Medicare costs than any other Medigap plan type.

What is the downside to Medicare Supplement plans? ›

There are a couple of disadvantages to consider before choosing a Medigap plan: Premiums: Medigap premiums can be pricey. Coverage: Medicare Supplement plans don't cover everything, so you'd still have to pay out of pocket for things like dental care, vision care and long-term care.

Why is it not good to have supplemental insurance? ›

One of the most significant drawbacks of supplemental insurance policies is the coverage limits. For instance, with Mechanical Repair Coverage, you'll typically need to pay out of pocket until your deductible is met on your primary policy before supplemental insurance takes over to cover a costly vehicle repair.

What is the Medicare coverage database? ›

The Medicare Coverage Database (MCD) contains all National Coverage Determinations (NCDs) and Local Coverage Determinations (LCDs), local articles, and proposed NCD decisions.

How can I see what Medicare has paid for me? ›

claims:
  • Log into (or create) your secure Medicare account. You'll usually be able to see a claim within 24 hours after Medicare processes it.
  • Check your. Medicare Summary Notice (MSN) Medicare Summary Notice (MSN)

What does part B Medicare cover for seniors? ›

Part B (Medical Insurance)

Outpatient care. Home health care. Durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment) Many preventive services (like screenings, shots or vaccines, and yearly “Wellness” visits)

How do you find out what your Medicare premiums are? ›

Visit Medicare.gov/plan-compare to find and compare plan premiums. You can also call 1-800-MEDICARE (1-800-633-4227). TTY users can call 1-877-486-2048.

Top Articles
The Ultimate 7-day Netherlands Travel Itinerary
Filling Out the FAFSA | 2024-2025 Federal Student Aid Handbook
Play FETCH GAMES for Free!
Nehemiah 4:1–23
Wordscapes Level 5130 Answers
Research Tome Neltharus
Unblocked Games Premium Worlds Hardest Game
Wal-Mart 140 Supercenter Products
Embassy Suites Wisconsin Dells
Best Restaurants Ventnor
Sport Clip Hours
Morocco Forum Tripadvisor
Tracking Your Shipments with Maher Terminal
VMware’s Partner Connect Program: an evolution of opportunities
Grab this ice cream maker while it's discounted in Walmart's sale | Digital Trends
Aucklanders brace for gales, hail, cold temperatures, possible blackouts; snow falls in Chch
Eva Mastromatteo Erie Pa
Trac Cbna
Charter Spectrum Store
Alfie Liebel
Hollywood Bowl Section H
Energy Healing Conference Utah
Nearest Walgreens Or Cvs Near Me
Gs Dental Associates
Inter Miami Vs Fc Dallas Total Sportek
From This Corner - Chief Glen Brock: A Shawnee Thinker
Ticket To Paradise Showtimes Near Cinemark Mall Del Norte
Usa Massage Reviews
Basil Martusevich
Salons Open Near Me Today
Culver's Hartland Flavor Of The Day
Glossytightsglamour
The Mad Merchant Wow
AsROck Q1900B ITX und Ramverträglichkeit
In Polen und Tschechien droht Hochwasser - Brandenburg beobachtet Lage
Craigslist Pa Altoona
2007 Peterbilt 387 Fuse Box Diagram
Low Tide In Twilight Manga Chapter 53
Oppenheimer Showtimes Near B&B Theatres Liberty Cinema 12
Vindy.com Obituaries
Best GoMovies Alternatives
Celsius Claims Agent
Lesson 5 Homework 4.5 Answer Key
60 Days From August 16
F9 2385
Diamond Spikes Worth Aj
View From My Seat Madison Square Garden
Superecchll
Turning Obsidian into My Perfect Writing App – The Sweet Setup
Syrie Funeral Home Obituary
Inloggen bij AH Sam - E-Overheid
Latest Posts
Article information

Author: Maia Crooks Jr

Last Updated:

Views: 6280

Rating: 4.2 / 5 (63 voted)

Reviews: 94% of readers found this page helpful

Author information

Name: Maia Crooks Jr

Birthday: 1997-09-21

Address: 93119 Joseph Street, Peggyfurt, NC 11582

Phone: +2983088926881

Job: Principal Design Liaison

Hobby: Web surfing, Skiing, role-playing games, Sketching, Polo, Sewing, Genealogy

Introduction: My name is Maia Crooks Jr, I am a homely, joyous, shiny, successful, hilarious, thoughtful, joyous person who loves writing and wants to share my knowledge and understanding with you.