Forget Everything I've Ever Said About My Low Grocery Budget | Heavenly Homemakers (2024)

Forget Everything I've Ever Said About My Low Grocery Budget | Heavenly Homemakers (1)

Well, please don’t forget everything – just the parts I shared a few years ago about how I can feed my family of six a whole foods diet for less than $500 each month.

See, I thought my kids ate a lot of food at that time (2011)…because they did. They’ve always been very active and have had hearty appetites. But now? Well, we can polish off2 pounds of meat, 2 pounds of strawberries, 1 pound of frozen vegetables, 5 pounds of potatoes, and a half gallon of milk – in one meal. An hour later they’ll need (and I do mean need, not want) more food, so we’ll eat a bowl of apples, four bowls of popcorn, and ahunk of cheese.

The boys who used to look like this:

Forget Everything I've Ever Said About My Low Grocery Budget | Heavenly Homemakers (2)

Now look like this:

Forget Everything I've Ever Said About My Low Grocery Budget | Heavenly Homemakers (3)

The little one who loved dressing up in costumes and climbing on my bulk groceries…

Forget Everything I've Ever Said About My Low Grocery Budget | Heavenly Homemakers (4)

Can now eat his weight in bulk groceries. And he’s the youngest one of the bunch. You should see his 6’3″ brother eat. Those 50 pound bags just don’t stretch as far as they used to.

The food portions we put on our plates at meal time still look like this:

Forget Everything I've Ever Said About My Low Grocery Budget | Heavenly Homemakers (5)

But that’s just a warm-up. An appetizer. A teaser plate. They polish that off and go back to heap more onto their plates, twice, or maybe three times –if there’s anything left. I typically have to act quickly if I want seconds (or firsts as is the case at times).

I love this. Feeding people is fun for me, watchingmy familyeat great food is a joy, and observing healthy appetites does my heart good. Bring on the food, bring on the appetites, bring on the healthy eating!

But it does come with a price tag – an ever growing price tag that sometimes shocks me, especially when see the shopping cart, the bulk co-op purchases, the cases of food delivered to my door – and I know how long the food will (won’t) last.

Forget Everything I've Ever Said About My Low Grocery Budget | Heavenly Homemakers (6)

This is what my grocery cart usually looks like (weekly)– filled with fruits and veggies to go with the farm fresh meat, eggs, and milk – plus all of our bulk food purchases.

Do I really mean for you to forget everything I’ve ever said abouthow to keep alow grocery budget while still feeding your family a whole food diet? No way. All of my tips and tricks still hold true. Our grocerybudget would be increasing whether we were eating whole foods or not. I don’t even want to think about how much I would be spending every month if we were eating large amounts of processed food. I believe eating healthy whole foods is what is keeping our food budget as low as it is right now. Therefore,we’ll continue to:

  • Make as much food from scratch as possible
  • Buy food in bulk to cut cost
  • Avoid eating out much
  • Do freezer cooking
  • Find great deals online
  • Shop through our co-op
  • Take advantage of Amazon Prime/Mom/Subscribe and Save
  • Eat less expensive foods like rice, potatoes, beans, and pasta
  • Grind our own grain to make whole grain flour for our baked goods
  • Drink mostly water instead of purchased drinks
  • Avoid wasting food (as if there are ever any leftovers to waste)
  • Watch for sales on items we buy at local stores, then stock up

Our grocery budget increases, but only because we’re eating more food, and there’s not much I can do (or want to do) to change that. If they are hungry, let them eat. Just save some for me, boys!

To accommodate the changes in our grocery budget, we’ve had to shuffle some numbers around in our overall budget. Eating is not an option. The money has to come from somewhere, right? So where has it come from?

Well, as we’ve taken a look at all the line items in our budget, it can look at first glance as if there is no flexibility. After all, we try not to spend money on anything we don’t feel is necessary, so what can we possibly cut out? Nothing, really. And while I’m on the subject, can I tell you how nice it is to have a clearly itemized household budget so thatwe can put a name on every dollar we earn and spend? There is so much comfort in this, even if there are sometimes question marksabouthow to adjust those numbers.

What has worked for our family is this: Our boys are now able to earn money by doing various jobs such as mowing lawns, raking leaves, shoveling snow, babysitting, and other miscellaneous jobs people call on them for. Our two oldest boys are licensed soccer officials, which means that in the spring and fall they are called to the soccer fields 4-5 days/evenings each week to referee games. They are good at what they do, they enjoy the work, they earn nice paychecks, and they are good savers. So guess what? In an effort to both help our household budget and teach them how to manage money, our boys have become more responsible for purchasingmany of the items they need.

As a result, we’ve been able to shift some money from our clothing budget over to our grocery budget.We let the boys pay for their own outings with friends, church youth functions, part of church camp costs, etc. Aha! It’s a win-win. The boys get to continue eating (you’re welcome, children), plus they learn about budgeting for themselves.

I’d love to hear how you manage your grocery budget, how you cut food costs, and how you teach your kids about managing money.

Also, I want to encourage you to take advantage of what BudgetFocus offers in the area of setting us a specific (but simple!) household budget. I love this resource! Through Mother’s Day,they knocked down the price of anannual planto just$19.95 – a super deal!

Now let’s talk grocery budgets. How are you holding up with growing appetites at your house?

Forget Everything I've Ever Said About My Low Grocery Budget | Heavenly Homemakers (2024)

FAQs

What is leftover money in a budget called? ›

Having a budget surplus means you have leftover money that you can save or spend. Knowing how much budget surplus you'll have in a set period enables you to make smart financial decisions that align with business goals.

How can I spend the least amount of money on groceries? ›

17 ways to save money on groceries
  1. Make a meal plan.
  2. Shop alone if you can.
  3. Shop during the quietest days of the week.
  4. Swap expensive cuts of meat for cheaper options.
  5. Buy generic products.
  6. Avoid buying hygiene products at the grocery store.
  7. Stick to the store's perimeter.
  8. Pay with a grocery rewards card.
Oct 23, 2023

How can you best go about grocery shopping within your budget? ›

Tips for grocery shopping on a budget
  • Plan your meals and shopping list. ...
  • Consider purchasing non-perishable items. ...
  • Strategically purchase perishable items. ...
  • Consider buying in bulk. ...
  • Consider generic brands. ...
  • Use coupons strategically. ...
  • Don't grocery shop when you're hungry.

How do you survive on a food budget? ›

Here are some tips to help you stay focused, avoid those shiny impulse buys and stick to your food budgeting plan.
  1. Eat before you shop. ...
  2. Shop online. ...
  3. Check for discounts. ...
  4. Buy food to cook from scratch. ...
  5. Buy whole vegetables. ...
  6. Limit how much fresh food you buy. ...
  7. Try the supermarket's own brands. ...
  8. Buy in bulk.

How much should be left over after bills? ›

50% of your net income should go towards living expenses and essentials (Needs), 20% of your net income should go towards debt reduction and savings (Debt Reduction and Savings), and 30% of your net income should go towards discretionary spending (Wants).

What do you call money left over after bills? ›

Disposable income is money that remains to be used after all taxes are paid. All products and services including rent or mortgage payments, food, and utilities come out of disposable income. What is left over for wants (as opposed to needs) is known as discretionary income.

What is the average household grocery bill? ›

The average American household spends an average of $475.25 a month on groceries, according to the most recently available dataset from the U.S. Bureau of Labor Statistics from 2022. That's a total of $5,703 spent on groceries in a year.

What is a realistic grocery budget for 2 people? ›

According to a recent GOBankingRates article, average grocery costs range from $250 to $550 per person, per month.

How to cut grocery bill and still eat healthy? ›

7 easy ways to save money on groceries and eat healthy
  1. Go into the grocery store with a plan. ...
  2. Always round grocery prices up. ...
  3. Shop the sales (and get the extras) ...
  4. When it comes to pre-prepped food, DIY when you can. ...
  5. Shop at warehouse stores when it makes sense. ...
  6. Don't Waste—only get the food you know you'll eat.

What grocery store saves you the most money? ›

According to MarketForce Information's 2024 U.S. Grocery Panel Study, these are the 10 grocery stores that offer the most value for your money, according to shoppers.
  • Food 4 Less. ...
  • Grocery Outlet. ...
  • WinCo Foods. ...
  • Giant Eagle. ...
  • Market Basket. ...
  • Wegman's. ...
  • ALDI. ...
  • BJs.

How to cut a grocery bill in half? ›

Rachel Cruze: 12 Ways To Cut Your Grocery Bill in Half
  1. Check Out Grocery Store Apps. ...
  2. Plan Your Meals. ...
  3. Buy Generics. ...
  4. Shop for Inexpensive Protein Sources. ...
  5. Avoid Buying Unnecessary Grocery Items. ...
  6. Get In-Season Produce Items. ...
  7. Take Advantage of Breakfast Foods. ...
  8. Save With Bulk Items.
Dec 29, 2023

Is going out cheaper than eating at home? ›

Eating out has always cost more than eating in, and at Top Nutrition Coaching, we believe in making living healthy lives easier. Still, according to our latest research, the average meal at an inexpensive restaurant costs nearly 285% more (!) than eating at home ($16.28 versus $4.23 per meal).

What is the cheapest food to live off of? ›

Cheapest Foods to Live On:
  • Oatmeal.
  • Eggs.
  • Bread.
  • Rice.
  • Bananas.
  • Beans.
  • Apples.
  • Pasta.

What are the cheapest meals to make? ›

Cheap Family Meals Under $10
  • Spanish Rice Soup. ...
  • Ramen Noodle Stir Fry with Vegetables. ...
  • Crescent Roll Sausage Egg Casserole. ...
  • Chicken and Rice Casserole with Broccoli. ...
  • Creamy Tomato Bacon Pasta. ...
  • Easy Cheese Manicotti. ...
  • White Bean and Spinach Soup. ...
  • Black Bean Enchilada Casserole.
Jun 8, 2024

What to eat when you can't afford food? ›

Canned fruits and vegetables are just as nutritious as the more expensive fresh fruits and vegetables. Buying cheap foods that you can add to other foods, like beans and lettuce, can help fill you up and save money. Heavily processed foods are often cheap but not very healthy.

What is leftover spending money called? ›

Subtract your spending from your income

Any money left over after everything is paid for is called a 'budget surplus'. It is called a 'budget deficit' if you spend more money than you have coming in.

What is excess money in a budget called? ›

The term budget surplus refers to a situation that occurs when income exceeds expenditures. The term is often used to describe a corporation or government's financial state, unlike individuals who have savings instead of budget surpluses.

What is the word for leftover money? ›

Key Takeaways. Discretionary income is money left over after a person pays their taxes and essential goods and services like housing and food. Nonessential items like vacations and luxury goods are usually paid for with funds from discretionary income. Disposable income and discretionary income are two different things ...

What is the leftover amount called? ›

In mathematics, the remainder is the amount "left over" after performing some computation.

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