Get free, confidential and independent advice on dealing with debt problems.
This list covers UK-wide organisations and ones based in England and Wales. Find out about debt advice in Scotland or debt advice in Northern Ireland.
You can also use the Money Helper website to find more free debt advice services.
National Debtline
National Debtline offers phone and webchat services in England and Wales.
Telephone: 0808 808 4000
Monday to Friday, 9am to 8pm
Saturday, 9:30am to 1pm
Find out about call charges
Citizens Advice
Citizens Advice offers phone and webchat services. They also have advice centres in England, Wales and Scotland.
Telephone (England): 0800 144 8848
Telephone (Wales): 0800 702 2020
Telephone (Scotland): 0800 028 1456
Webchat service
Monday to Friday, 8am to 7pm
Find out about call charges
PayPlan
PayPlan offers phone and webchat services.
Telephone: 0800 280 2816
Monday to Friday, 8am to 8pm
Saturday, 9am to 3pm
Find out about call charges
Community Money Advice
Community Money Advice offers phone, email and face to face services in England, Wales and Scotland.
Find a Community Money Advice centre in your area.
StepChange Debt Charity
StepChange Debt Charity offers phone and online services.
Telephone: 0800 138 1111
Monday to Friday, 8am to 8pm
Saturday, 8am to 4pm
Find out about call charges
MoneyPlus Advice
MoneyPlus Advice offers phone and email services. They also have an online debt advice service.
Telephone: 0161 837 4754
Monday to Thursday, 8am to 8pm
Friday, 8am to 4pm
Find out about call charges
Money Wellness
Money Wellness offers phone services.
Telephone: 0161 518 8282
Monday to Friday, 9am to 8pm
Find out about call charges
Debt Advice Foundation
Debt Advice Foundation offers phone and webchat services.
Telephone: 0800 043 40 50
Monday to Friday, 8am to 6pm
Find out about call charges
