Guide to Make Payments Online | ANZ (2024)

FAQs

Guide to Make Payments Online | ANZ? ›

RTGS is the preferred method for transferring amounts equal to or exceeding Rs. 2 lakh in real-time. This fast and efficient process makes money transfers through RTGS easier and quicker for users.

RTGS is the preferred method for transferring amounts equal to or exceeding Rs. 2 lakh in real-time. This fast and efficient process makes money transfers through RTGS easier and quicker for users.

Digital wallets like Apple Pay or Google Wallet provide a secure way to pay bills. They use tokenization, which replaces your card details with a unique identifier. This reduces the risk of your information being stolen. Ensure your digital wallet is linked to a credit card instead of a debit card for added security.

Log into your bank's website or connect via the bank's app. Click on the transfer feature and choose transfer to another bank. Enter the routing and account numbers for the account at the other bank. Make the transfer.

The UPI transaction limit per day is set at ₹1 lakh by NPCI, but it may vary from bank to bank. Some banks may also have weekly or monthly limits on UPI transactions. The UPI daily limit is the maximum amount of money that can be transferred through UPI in a day.

Is PayPal safer than bank transfers? PayPal is considered a safe payment method and offers advantages over bank transfers.

You can easily transfer money into a friend or relative's account through a service such as Venmo, PayPal or Cash App. You can also move money to others through Zelle — and since most banks already include Zelle in their offerings, you won't likely need to sign up for this service separately.

How much money can you put in a bank without questions? ›

Banks must report cash deposits of $10,000 or more. Don't think that breaking up your money into smaller deposits will allow you to skirt reporting requirements. Small business owners who often receive payments in cash also have to report cash transactions exceeding $10,000.

Zelle^® doesn't charge a fee to send or receive money. We recommend confirming with your bank or credit union that there are no fees for Zelle^® transactions. Was this helpful?

Internet Banking guide

Log on and select Payments and transfers from your account. In the To section, select Pay someone new. Enter the payee's name, account number and sort code. Select Continue and we'll confirm their details.

If you need to make a payment for a very large amount, you might want to send it by CHAPS.

PayPal. PayPal is one of the biggest and most familiar online payment methods. The site has over 254 million users.

The Bottom Line: Zelle Transaction Limits

Sending limits usually range from $500 to $5,000 per day and $10,000 to $20,000 per month, though some banks may allow you to increase your limits.

A wire transfer is an electronic transaction that allows you to quickly send a large amount of money. Other money-transferring services limit how much money you can transmit, but wire transfers allow you to send more than $10,000. Wire transfers deliver funds to the recipient's bank account.