Empower is a financial technology company, not a bank. Banking services provided by nbkc bank, Member FDIC. Empower Thrive provided by FinWise Bank, Member FDIC.
Empower offers a 14-day trial for first-time customers only. Once the free trial concludes, Empower charges an auto-recurring $8/month subscription fee. If you do not wish to pay the subscription fee, you must cancel your subscription before the end of your free trial. If you are a returning customer, you will be charged the $8 fee immediately upon resubscribing. Cancel any time by visiting "Billing" in the mobile app or contacting help@empower.me.
Empower's full suite of products and services is not available in all states. Cash Advance is not available to Connecticut or Maryland residents. Click here to see if the Thrive line of credit is offered in your state.
* Not everyone will qualify for a Cash Advance offer. Offer amounts range from $10 - $300 and are based on Empower's eligibility requirements. As of 03/31/2024, the average offer amount is $145. Instant delivery is optional, and fees may apply. See Empower's Terms for instant delivery fee amounts.