With no maintenance fees, it's easy to grow your savings
Earn interest faster and let your money work for you with an online high-yield savings account.
Current interestrate yield
5.01% APYⓘ
Save stress-free with no monthly fees
Keep more of your money and let your savings grow without worrying about monthly account fees.
Withdraw your funds without penalties
Relax knowing you can withdraw your money when you need it.
Bank conveniently wherever you go
Sign on to your account from anywhere withCIBC US NetBankingor the CIBC US Mobile BankingApp.ⓘ
How much could your savings grow?
Enter the account balance and select the time period to get a snapshot of your savings.
Account balance
Minimum amount: $1,000. Maximum amount: $1 million. Amount will round up to the nearest $1,000.
Minimum amount: $1,000. Maximum amount: $1 million. Move the slider to the value. Use left and right or down and up arrow keys to decrease or increase the value by $1,000; Page Up and Page down to decrease or increase the value by $100,000. Use home and end keys to reach the minimum and maximum values.
$1,000
$500,000
Time period Press space to select
- 1 year
- 2 years
- 3 years
- 4 years
- 5 years
Time period
Estimated interest earned Based on selected time period and 5.01% APY1numbered link 1 (footnote).
Interest is compounded and credited to your account on a monthly basis.
What you'll need to apply
- Minimum $1,000 deposit
- Social Security number (SSN)
- US driver's license or state-issued identification
- Current US home addressⓘ
- Employment information
- Information about the joint account holder, if applicable
Tell us if you have a credit freeze
You'll need to lift any active credit freezes before applying.
Show more details
What happens after you apply?
We'll respond within a few days with some next steps.
Follow the steps in the confirmation email
- Activate your account
- To get started with online banking, sign on to NetBanking
Add funds to your account
- Transfer money from another U.S. bank or move funds from your other CIBC Bank USA accounts
Maintain a minimum balance
- Keep a daily balance of at least $0.01 in your account to earn the stated Annual Percentage Yield (APY)
Learn more about CIBC Agility
Helping you growyour savings
CIBC Agility is an online-only banking service within CIBC Bank USA. Agility accounts help you grow your money through high-yield savings, whether you're looking for a high-interest savings account or a certificate of deposit (CD).
Keeping your money safe for over 150 years
We're backed by CIBC, a 155-year-old global financial institution based inToronto, Ontario, with US headquarters in Chicago, Illinois. Feel secure knowing your money is FDIC-insured up to applicable limits.
Flexible online banking anywhere, anytime
Track your finances with our online banking platform,CIBC NetBanking, or download the CIBCUSMobile Banking App on your devices.
Need help? Connect withus.
Call us Opens your phone app.
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