House settling: Should you worry? | Real estate (2024)

Steven Schlitt| Special to TCPalm

House settling occurs when your house is getting used to life in its new location.'

Typically, a new house settles during its first three years of existence. House settling shouldn’t cause major issues — just cosmetic ones, such as a thin crack where the wall meets the ceiling, which can be patched up with a bit of spackle.

Thin cracks might also appear in the foundation, but if it was constructed properly, they aren’t a major issue. Philadelphia’s building code, for example, has specific rules regarding the depth of foundations to prevent certain types of damage.

However, some cracks indicate more than mere settling issues. Older homes on the Treasure Coast that might not be up to code or might suffer damage due to changes in the surrounding soil. Here are some warning signs, and tips on how to deal with them:

Check for cracks

Even a small crack in your house’s foundation can cause problems. The crack might not indicate structural problems, but it can be wide enough to let in water and pests, such as termites.

While you want to repair any size foundation crack, you want to be particularly wary of horizontal cracks, cracks that are wider at the top than at the bottom, and uneven cracks — meaning the wall on one side of the crack is lower than the wall on the other side.

Depending on the severity of the crack, you might need to hire a professional company to fix it. The cost to fix a damaged foundation and to prevent further structural issues in the home varies widely.

Look for sticky doors

Doors and windows that stick, jam, or won’t open without a struggle are another sign that your home is in bad condition, beyond basic house settling. The interior doors can reveal structural problems in a number of ways.

For example, the door might not fit in its frame properly, causing it to stick as you shut it. It might swing back and forth when you open the door, instead of staying in one place.

You can fix any issues with doors by repairing the doors themselves, but that type of repair only addresses the superficial problem, not the issues with the house. Repairing the structural issue, or propping up a house that has tilted, can cost thousands of dollars.

Be concerned about slanted floors

In the sitcom, "How I Met Your Mother," two characters move into a New York apartment only to realize that the floors are slanted so much that they can luge across the floor on a skateboard. While the show played the slanted floor for laughs, a slanted floor in your home isn’t so funny.

The issue can be relatively mild, especially if it resulted from a botched repair that left the floor uneven. But a sloping floor can also signal a more serious issue, such as rotted floor joists or supports, or a foundation that has cracked.

If you believe your home is suffering from serious structural issues, or just aren’t sure, it’s helpful to call a professional. All cities maintains a list of licensed contractors who can evaluate the situation in your home and recommend the appropriate repairs. Although some repairs can be do-it-yourself projects, when it comes to the foundation of your home, you typically want to work with the pros.

Steven Schlitt is co-owner and broker of Coldwell Banker Paradise. For more information, contact the main office at 772-778-2029.

For information about similar advertiser-submitted columns, contact a TCPalm.com advertising representative at 772-221-4244.

House settling: Should you worry? | Real estate (2024)

FAQs

How much house settlement is normal? ›

The amount of settling generally depends on the composition of the underlying soil, but it's not abnormal to see up to a few inches of sinkage. However, if your house settles more than that, if it settles unevenly, or if it continues to settle over time, you may have cause for concern.

When to worry about foundation settlement? ›

Having horizontal and diagonal cracks of any size will indicate that you have more than just the “normal” settling. As well, having horizontal, diagonal, or vertical cracks that are larger than 1/16 inch is an indication that you should call in an expert to see if your home needs a foundation repair.

Should I be worried about house settling? ›

While house settling is normal and will not cause major issues, foundation problems will. At first glance, foundation issues and settling can present very similarly, but you can tell the difference. Normal house settling can produce fine hairline cracks that run vertically through drywall.

How do you tell if your house has settled too much? ›

You have diagonal cracks running from the corners of doors and windows to the ceiling – If these cracks are under 1/10 of an inch wide, they could be the result of uniform settling. If the cracks are larger than 1/10, your house could be suffering from differential settlement.

What is an acceptable foundation settlement? ›

Natural Settlement

In most cases, the only sign of normal foundation settlement will be hairline cracks in your foundation floor or foundation walls. These cracks are less than 1/8 inch wide and are even from side to side, so any repairs are usually cosmetic.

When to worry about foundation problems? ›

One of the most visible signs of foundation issues is the presence of cracks in the walls and floors of a home. While small, hairline cracks might be a natural result of settling, large gaps or zigzag cracks can indicate serious foundation issues.

When should you walk away from a house with foundation problems? ›

You should walk away from a house with foundation issues if the problem will cost too much to fix and the seller won't lower the price to compensate. Because we know someone reading this is considering it… Yes, you can live in a house with a foundation problem, for a period of time. However, you shouldn't.

Do houses ever stop settling? ›

A newly constructed house should be finished settling after a year, or possibly two if the weather is unusually mild for the area during the first year. Houses typically finish settling after experiencing one entire cycle of typical weather for the area. However, houses can experience additional settling in the future.

Do houses settle more at night? ›

During the day, warmer temperatures cause the house to expand. Cooler temperatures cause the structure of a house to contract. Therefore, sounds are often heard at night – after the sun has gone down and the house is cooling.

What does normal house settling look like? ›

One sign of house settling is narrow hairline cracks that don't change over time. These tiny cracks are generally harmless and can be easy to patch. However, other warnings within a house can indicate foundation repair or stabilization is necessary.

How much foundation movement is acceptable? ›

As a guideline, most building codes and engineering standards define acceptable foundation movement in terms of fractions of an inch or millimeters. For example, typical residential structures may have acceptable foundation movement within the range of 1/4 inch to 1 inch over a specific period, such as 12 months.

How much foundation settling is normal? ›

It often depends on the severity of the issue. For example, small cracks tend to be cosmetic. However, significant cracks wider than 1/8 inch can signal foundation problems. Vertical cracks are also typically less of a problem than horizontal cracks.

How long are most house settlements? ›

The seller sets the settlement date in the contract of sale. As a general rule, property settlement periods are usually 30 to 90 days, but they can be longer or shorter. If you're only refinancing a loan from one lender to another, the refinance settlement process is much simpler.

How do you tell the difference between settling and foundation problems? ›

House Settling vs. Foundation Problems: What's the Difference?
Foundation SettlingFoundation Problems
Repairs often not requiredStabilization or other repairs necessary
Symptoms include hairline cracks in foundationSymptoms include wide cracks, sinking, water intrusion, and more
3 more rows
Aug 10, 2023

How much movement in a house is normal? ›

In general, cracks in walls less than 1 mm wide are considered part of the normal foundation movement a house may experience.

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