Household Debt and Credit Report (2024)

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Aboutthe NewYorkFed
- Aboutthe NewYorkFed
- What We Do
- Who We Are
  - Bank Leadership
  - Diversity and Inclusion
- Communities We Serve
- Governance
  See Also
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  - Board of Directors
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  - Annual Financial Statements
  - Org Chart
- More About Us
  - Advisory Groups
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  - Holiday Schedule
- At the New York Fed, our mission is to make the U.S. economy stronger and the financial system more stable for all segments of society. We do this by executing monetary policy, providing financial services, supervising banks and conducting research and providing expertise on issues that impact the nation and communities we serve.
  
  The New York Innovation Center bridges the worlds of finance, technology, and innovation and generates insights into high-value central bank-related opportunities. Do you have a request for information and records? Learn how to submit it. Learn about the history of the New York Fed and central banking in the United States through articles, speeches, photos and video.
- DATA
  - Reference Rates
  - Desk Operations
  - System Open Market Account Holdings
  - Primary Dealer Statistics
  - Historical Transaction Data
- DOMESTIC MARKET OPERATIONS
  - Monetary Policy Implementation
  - Discount Window
  - INTERNATIONAL MARKET OPERATIONS
  - Foreign Exchange
  - Foreign Reserves Management
  - Central Bank Swap Arrangements
- ACROSS MARKETS
  - Market Intelligence
    - Survey of Primary Dealers
    - Survey of Market Participants
  - Annual Reports
  - Counterparties
    - Primary Dealers
    - Standing Repo Facility Counterparties
    - Reverse Repo Counterparties
    - Foreign Exchange Counterparties
    - Foreign Reserves Management Counterparties
  - Operational Readiness
  - Programs Archive
Economic Research
- Economic Research
- U.S. Economy
  - Consumer Expectations & Behavior
  - Growth & Inflation
  - Labor Market
  - Financial Stability
  - Banking
- REGIONAL ECONOMY
  - Empire State Manufacturing Survey
  - Business Leaders Survey
  - Regional Business Surveys: Special Topics
  - Regional Employment Trends
  - Early Benchmarked Employment Data
  - INTERNATIONAL ECONOMY
  - Global Supply Chain Pressure Index
- RESEARCHERS
  - PUBLICATIONS
  - RESEARCH CENTERS
  - CALENDAR
Financial Institution Supervision
- Financial Institution Supervision
- - Circulars
  - Regulations
- - Reporting Forms
  - Correspondence
- Bank Applications
- Consumer Protection
  - Community Reinvestment Act Exams
  - Frauds and Scams
- As part of our core mission, we supervise and regulate financial institutions in the Second District. Our primary objective is to maintain a safe and competitive U.S. and global banking system.
  
  Need to file a report with the New York Fed? Here are all of the forms, instructions and other information related to regulatory and statistical reporting in one spot. The New York Fed works to protect consumers as well as provides information and resources on how to avoid and report specific scams.
- - Services For Financial Institutions
  - Payment Services
  - Payment System Oversight
- - Tri-Party Repo Infrastructure Reform
  - Managing Foreign Exchange
  - Money Market Funds
  - Over-The-Counter Derivatives
- The Federal Reserve Bank of New York works to promote sound and well-functioning financial systems and markets through its provision of industry and payment services, advancement of infrastructure reform in key markets and training and educational support to international institutions.
  
  The New York Innovation Center bridges the worlds of finance, technology, and innovation and generates insights into high-value central bank-related opportunities. The growing role of nonbank financial institutions, or NBFIs, in U.S. financial markets is a transformational trend with implications for monetary policy and financial stability. The New York Fed offers the Central Banking Seminar and several specialized courses for central bankers and financial supervisors.
- Community Development
  - Household Financial Well-being
  - Climate
  - Health
  - Staff
  - Fed System Initiatives
  - Other Community Development Work
  - Calendar
- - Economic Education
    
    Programs
    
    High School Fed Challenge
    
    College Fed Challenge
    
    Teacher Professional Development
    
    Classroom Visits
    
    Resources
    
    Educational Comic Books
    
    Economist Spotlight Series
    
    Lesson Plans and Resources
    
    Economic Education Calendar
  We are connecting emerging solutions with funding in three areas—health, household financial stability, and climate—to improve life for underserved communities. Learn more by reading our strategy.