How Can I Cancel My Amazon Credit Card? (2024)

FAQs

How Can I Cancel My Amazon Credit Card? ›

If you want to cancel your Amazon Store Card, you will have to call (866) 634-8379 instead; the store card is issued by a different bank. There is no fee associated with closing your account, but you will have to pay off any outstanding balances.

Evelyn Boros, Credit Cards Moderator

You can cancel your Amazon Store Card either online or over the phone at (866) 634-8379. To cancel your Amazon Store Card online, log in to your account and go to the “Services” tab. From there, click on “Close Account” and confirm.

Yes, closing credit cards, including a store credit card, can hurt your credit score. This is due to the fact that your score considers a few key factors, including your credit mix, credit utilization ratio and credit age.

I want to close my card.

To close your credit card, please contact ICICI bank at 1800 102 0123/1860 120 7777 between 07:00 a.m. and 09:00 p.m. from your registered mobile number. For more queries, refer Amazon Pay ICICI Bank Credit Card FAQs.

Pay off your credit card debt

“Ideally, if you want to protect yourself, pay every balance down to zero before picking the card you want to close,” says McClary. If your CUR is 0%, it's still going to be 0% when you close a card. No jump in CUR or late payments means no credit score penalty.

Credit experts advise against closing credit cards, even when you're not using them, for good reason. “Canceling a credit card has the potential to reduce your score, not increase it,” says Beverly Harzog, credit card expert and consumer finance analyst for U.S. News & World Report.

Removing an Amazon Gift Card

Click “Payment Options.” Click the arrow next to the gift card you want to delete. Click “Remove,” then “Confirm Remove.”

While there's truth to the idea that closing a credit account can lower your score, the magnitude of the effect depends on various factors, such as how many other credit accounts you have and how old those accounts are. Sometimes the impact is minimal and your score drops just a few points.

Many card issuers will usually credit an annual fee if you close the account and request a refund quickly enough. You have about 30 days after an annual fee posts to do this—give or take a few days. It varies by issuer and is not always guaranteed.

In general, keep unused credit cards open so you benefit from longer average credit history and lower credit utilization. Consider putting one small regular purchase on the card and paying it off automatically to keep the card active. At Experian, one of our priorities is consumer credit and finance education.

How do I deactivate my credit card? ›

Credit cards themselves are very secure, offering zero-liability fraud protection for cardholders. If you store your card info on Amazon, you could be leaving yourself open to scammers, hackers, or even just your own impulse shopping habits.

UPDATE 17 February 2022: Amazon And Visa Reach Credit Card Agreement. Amazon and Visa have reached an agreement that will allow Visa credit card holders to shop on Amazon. The online retailer announced a plan to stop accepting Visa credit cards in January because of “continued high cost of payments”.

If you close a credit card with a balance, you'll still be responsible for that debt. Card issuers will continue to send statements in the mail, and interest will still be applied to that balance. It's best to leave your account open, as there can be negative impacts on your credit score if you close a card.

However, multiple accounts may be difficult to track, resulting in missed payments that lower your credit score. You must decide what you can manage and what will make you appear most desirable. Having too many cards with a zero balance will not improve your credit score. In fact, it can actually hurt it.

Credit card applications can have several impacts on your credit score. Canceling a credit card application or closing a card shortly after it's been opened means that you'll experience a credit score drop usually associated with a new account, but you won't benefit from the card reporting on-time payment history.

To delete a credit card

Open the AWS Billing and Cost Management console at https://console.aws.amazon.com/billing/ . In the navigation pane, choose Payment preferences. Payment methods associated with your AWS account appear in the Payment method section. Select the payment method and then choose Delete.

To cancel a Chase credit card, call customer service at 1 (800) 432-3117 or log in to the Chase website or mobile app and click Help & support. Cardholders can also cancel an account in person at a Chase branch, or by mail.