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This question is about the Target Credit Card
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Bogdan Roberts, Credit Cards Moderator
@bogdan_roberts
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No, you cannot get pre-approved for the Target Credit Card at the moment. So, anyone interested in applying will have to do so without the benefit of checking for pre-approval beforehand.
Target Credit Card Approval & Application Details
It's not hard to get approved for the Target Credit Card as it requires fair credit or better. But make sure you qualify for it. An application will result in ahard pullon your credit report, lowering your credit score for a short period of time. If you don’t know where you stand, you cancheck your score for free, right here on WalletHub.
You can also take a look at our list ofmajor issuers that offer pre-approvalfor their credit cards.
This answer was last updated on 05/03/24 and it was first published on 04/30/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
Target Credit Card
Target Credit Card
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Kwatson1610, Member
@Kwatson1610
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You can be pre-approved. The option is listed on the target credit card page below the apply now button.
This answer was first published on 10/26/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
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Jamie Thompson, WalletHub Analyst
@ExTaxMan
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You cannot pre-qualify for the Target Credit Card.
The Target Credit Card only requires fair credit or better (a credit score of 640+) for good odds of approval, though. Other factors, such as your income, debt and overall ability to make credit card payments will also be taken into consideration. If you don’t know where you stand, you can check your credit score for free, right here on WalletHub.
Applying for the Target Credit Card will trigger a hard inquiry on your credit report, which can result in a slight dip in your credit score. You can also sign up for a free WalletHub account and use the Credit Simulator tool to test the effect a credit card application and other scenarios have on your credit score.
This answer was last updated on 01/09/24 and it was first published on 04/24/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
People also ask
What's the starting Target Credit Card credit limit?
The Target Credit Card credit limit is $200 to $2,000 to start, according to forum posts. The issuer does not disclose this information in the card’s terms, so there's no surefire way of knowing your credit limit beforehand.
For the most part, the Target Credit Card credit limit depends on each applicant’s overall credit standing. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.
It is also worth...
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What's the difference between pre-approved and pre-qualified credit cards?
Pre-approved and pre-qualified credit card offers both indicate that a potential applicant is likely to be approved, but they are used in slightly different situations. Being pre-approved means the issuer sent you an offer, while pre-qualification usually means you checked your approval odds through the issuer’s website. However, the terms are often used interchangeably.
Both pre-approved and pre-qualified credit card offers have no effect on your credit standing, as issuers only use a soft pull...
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What credit cards can I pre-qualify for?
You can pre-qualify for credit cards with several major credit card companies, including American Express, Bank of America, Capital One, and Wells Fargo, among others, using the pre-qualification tool on their website. To check for a pre-qualified offer on an issuer’s website, you just enter a few pieces of personal info and press a button. You will then see any cards you’re pre-qualified for.
Bear in mind that if you get a pre-qualified offer, you’ll...
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