How Can I Pay My Bank of America Credit Card with a Debit Card? (2024)

FAQs

How Can I Pay My Bank of America Credit Card with a Debit Card? ›

You cannot pay your Bank of America credit card with a debit card, regardless of whether you are trying to pay online, in person, or over the phone. Bank of America also does not allow you to pay a credit card balance with a different credit card, except for balance transfers.

You might be able to pay a credit card with a debit card. Whether you can do so really depends on the credit card provider's policy on debit card payments — some credit card policies allow for them, and others don't. Consequently, you may have to go out of your way to get the job done.

If you're paying your bill from an account at another financial institution, select the Manage Pay To/Pay From Accounts link from the Bill Pay menu, then select the Add Pay From Account button and follow the instructions (you'll need your bank's 9-digit routing number and your account number in order to set up the Pay ...

We're unable to accept payments from debit cards, prepaid cards, and gift cards. Balance transfers from loans, lines of credit, and credit cards may be accepted if they're from another financial institution.

You cannot pay your Bank of America credit card with a debit card, regardless of whether you are trying to pay online, in person, or over the phone. Bank of America also does not allow you to pay a credit card balance with a different credit card, except for balance transfers.

Using a debit card to make a credit transaction isn't that different from using it to make a debit transaction. The money still comes out of your bank account. You don't, however, have to enter your PIN, so many people choose credit to safeguard the security of their account.

However, you cannot use a debit of one bank to pay credit card bill of another bank. And unlike ATM cash withdrawals, credit card payments must be done at the respective bank ATMs not at any other bank ATMs. For instance, if you're paying HDFC Credit card bill, you need to visit only HDFC ATM, not other bank ATMs.

Payments can be made from your chequing or savings account at any financial institution.

From the mobile app:

Use your fingerprint to securely log in. Select Pay & Transfer then Transfer between my accounts. Select the account you want to transfer From and then the account you want to transfer To.

What is the maximum amount I can pay with a debit card? ›

Insert your debit card into the ATM card slot. Enter your PIN to access your account. From the main menu, select the option for "Fund Transfer" or "Transfer Money." ATM machines typically offer options like "Transfer to another bank account" or "Transfer to the same bank account."

Because debit cards withdraw money from your checking account, a criminal who gets your account information or PIN could empty your account. For this reason, credit cards are considered safer to use online because funds aren't directly taken out of your accounts.

If you'd like to set up a payment to your Bank of America credit card using another financial institution's checking or money market account, you can also set this up using our optional Bill Pay service.

You can make Bank of America credit card payments at our ATMs with only your Bank of America credit card, using a check or cash. Simply visit your local Bank of America ATM, insert your credit card and select Make a Payment. Please note that payments to business credit cards are not supported at this time.

The fastest way to do this is through Online Banking on a desktop or laptop computer. To use Online Banking, sign in or register to get started. From your credit card account summary, select 'More actions', then 'Paying your credit card'.

In addition to the offline mode, users have numerous options to pay Credit Card bills online instantly, through UPI, Net Banking or Mobile Banking. However, the most popular, simple and convenient option is to pay using a Debit Card.

In general, you can't pay your monthly credit card bill using another credit card. If you're set on using a credit card, you might be able to pay with a balance transfer or cash advance, but they can be risky and add to your debt. A balance transfer may offer a promotional period that could save you money in interest.

Although Capital One does not accept debit cards as a form of payment, you may pay your Capital One credit card bill with a debit card at 7-Eleven and Kroger stores. You can also pay your Capital One credit card with Western Union online, through their mobile app, and at a Western Union location using a debit card.

Technically, you can use one credit card to pay off another by taking out a cash advance on another card, but this is a bad idea. When you borrow money against your line of credit, it's typically at a much higher interest rate than the APR on your credit card purchases.