You can easily set up direct deposit into your Stash banking account from the app or the web. And with Stash’s Early Direct Deposit, you can get your paycheck in your account up to two days early!
Click here to set up your direct deposit.
After you finish setting up your direct deposit, it can take 1-2 pay periods for the first deposit to hit your account. In some cases, this can take up to 60 days.
Note: If you’re having issues with your direct deposit, please contact your employer.
Note: If you receive an error message when trying to set it up, try setting up your direct deposit another way.
What benefits do I get from setting up direct deposit?
When you set up direct deposit into your Stash banking account, you’ll get the following benefits:
- Get your paycheck up to two days early with early direct deposit.1
- Earn Stock-Back® rewards on every purchase2:
- Stash Growth customers: 0.125% Stock-Back®; up to 2% back on select streaming services
- Stash+ customers: 1% Stock-Back®, with up to 3% back on select streaming services
- Automatically save part of your paycheck with easy access to goals and budgeting tools.
- No overdraft or hidden fees—ever3.
Having trouble setting up your direct deposit? Please give us a call at 800-205-5164 from 8:00 a.m.-8:00 p.m. ET Monday-Friday, or email us at support@stash.com.
Stash Banking services provided by Stride Bank, N.A., Member FDIC. The Stash Stock-Back® Debit Mastercard® is issued by Stride Bank pursuant to license from Mastercard International. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Any earned stock rewards will be held in your Stash Invest account. Investment products and services provided by Stash Investments LLC and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.
FAQs
Direct deposit with Stash
How can I setup my own direct deposit? ›
Here's everything you need to know about how to set up direct deposit at your financial institution.
- Get a direct deposit form from your employer.
- Fill in account information.
- Confirm the deposit amount.
- Attach a voided check or deposit slip, if required.
- Submit the form.
You can easily set up direct deposit into your Stash banking account from the app or the web. And with Stash's Early Direct Deposit, you can get your paycheck in your account up to two days early!
How to link bank account to Stash? ›
In the app:
- Login to the Stash app.
- Tap your initials (iOS) or hamburger icon (Android) in the upper-left corner.
- Tap Manage external bank account.
- Tap Connect a different account.
- Follow the prompts to link your external bank account.
Making a Deposit into Your Stash Banking Account
- Make a transfer to your Stash banking account from within your Stash account.
- Deposit cash at a participating retailer.
- Use your cash balance in a payment app (like Venmo, Cash App, or PayPal).
- Set up a transfer to your Stash banking account from an external bank account.
How to set up your paycheck for direct deposit. To have your paycheck deposited directly into your checking or savings account, download, print and complete the direct deposit authorization form and give it to your employer's payroll representative.
Can you direct deposit into your own bank account? ›
Typically, yes—many direct deposit programs allow you to send your paycheck to a savings or checking account, and some even allow you to split it between the two. Savings accounts may have transaction limits and typically have higher interest rates than checking accounts, so people tend to use these to save.
Is Stash a real bank account? ›
Yes, the funds that you deposit into your Stash banking account are FDIC insured up to $250,000.
Why is Stash taking money out of my bank account? ›
There are a number of reasons why we may have transferred money from your external bank account to Stash: You initiated a manual transfer (such as a purchase with a transfer), a manual transfer to your Stash banking account1, or a transfer to your Portfolio cash. You have recurring transfers set up.
Does Stash have instant deposits? ›
What are instant transfers? Transferring money within Stash generally is effective immediately but could take up to a few minutes; however, transferring to an external bank account can take 1-3 business days.
In the app:
Login to the Stash app. Tap Bank at the bottom of the screen. Click the gear icon in the upper-right corner. Tap Account and Routing Numbers.
What is the payment method for Stash? ›
Stash accepts debit or credit cards for your convenience for the purpose of making your Stash Fee payments (a “Card Payment”). Debit or credit cards displaying the following brands on the front of the card can be used for a Card Payment: Visa, Mastercard, and Discover Network.
What is the name of the bank in Stash? ›
Stash offers access to FDIC-insured banking accounts through Stride Bank N.A., member FDIC.
How much can you deposit into Stash? ›
Mobile Deposit Limits
| Description | Limit |
|---|
| Daily dollar limit | $10,000 |
| Daily check limit | 10 checks per day |
| Monthly dollar limit | $50,000 |
| Monthly check limit | 25 checks |
1 more rowWith Stash, you can deposit a check when you need to simply by taking a picture of your check. Mobile check deposit is available to Stash banking customers .
Can I set up direct deposit to pay myself? ›
Can I pay myself via direct deposit? Yes, but those who are self-employed must be sure to reconcile the funds in both their business and personal banks accounts at the end of each month.
Is Zelle considered a direct deposit? ›
Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit.
Can I set up a direct debit to myself? ›
A Direct Debit is an instruction from you to your bank that authorises a company to take an agreed amount of money from your account. You won't be able to create a new Direct Debit yourself.
How much does it cost to set up direct deposit? ›
Generally, banks charge a setup fee for direct deposit, ranging from $50 to $149 on average, according to the National Federation of Independent Business (NFIB). Some banks charge ongoing monthly fees for direct deposit, but most do not. Additionally, some banks charge various transaction fees.
