If you find any of your budgets (needs, wants, or savings) having a negative balance, do not panic. There are many different strategies that can help bring your budget from a negative to a positive.
Log in Rat a year agoPosted a year ago. Direct link to Rat's post “why dont you learn about ...” why dont you learn about taxes in school? • (60 votes) K.L.F a year agoPosted a year ago. Direct link to K.L.F's post “In school they don’t teac...” In school they don’t teach enough about money, it’s sad (84 votes) Alamsyah 10 months agoPosted 10 months ago. Direct link to Alamsyah's post “Does 50/30/20 rule apply ...” Does 50/30/20 rule apply for high income earners? i.e should someone who has income of $30000 USD per month spend their 50% of their income for needs? • (17 votes) David Alexander 10 months agoPosted 10 months ago. Direct link to David Alexander's post “Please note that the numb...” Please note that the numbers can be massaged to fit your situation, whether you earn little or much. These are not mandates, but guidelines. You are not required to spend up to 50% of your income on needs, but when, through the budgeting process, you discover that your spending on needs exceeds that amount, you might consider adjusting how you allocate your resources. (32 votes) dianelys a year agoPosted a year ago. Direct link to dianelys's post “why dont we learn the thi...” why dont we learn the things we have to learn about? • (12 votes) David Alexander a year agoPosted a year ago. Direct link to David Alexander's post “Sometimes we don't learn ...” Sometimes we don't learn because we are thinking about something else rather than listening. (23 votes) QuenshawnAtwell a year agoPosted a year ago. Direct link to QuenshawnAtwell 's post “why dont you learn about ...” why dont you learn about taxes in school? • (12 votes) David Alexander a year agoPosted a year ago. Direct link to David Alexander's post “Perhaps you attend a priv...” Perhaps you attend a private school which is not supported by tax revenues. Perhaps, even at a public school supported by tax revenues, the teachers would prefer that you didn't know that your parents were paying their salaries. Perhaps, though, the school itself has determined that teaching you about taxes subtracts time from the kinds of learning that produce higher standardized test scores, thus making the school look good. (14 votes) Dela a year agoPosted a year ago. Direct link to Dela's post “hi, should I stop spendin...” hi, should I stop spending some much money on this coffee shop? I go there to study and do homework almost every day? the average matcha there is 6.00 + a 2-dollar tip (8.00). • (4 votes) David Alexander a year agoPosted a year ago. Direct link to David Alexander's post “Let's see. You have somew...” Let's see. You have somewhere between $30 and $40 to spend each week to have a place to study and do homework. I'd say, if you could save $30 per week for 36 weeks a year (2 semesters), you'd have $1,080 in your pocket and could take a nice trip. So, try this. Study and do your homework at the library, where it's free. (25 votes) Ashley Polston a year agoPosted a year ago. Direct link to Ashley Polston's post “Single parent of 3, What ...” Single parent of 3, What are some ways to save more with only one income? • (5 votes) David Alexander a year agoPosted a year ago. Direct link to David Alexander's post “Rather than me trying to ...” Rather than me trying to advise you on any detailed matter, I'd urge you to sit down with a staff member or social worker at your nearby Salvation Army service center (not at the Salvation Army store, but at the social services center). You will find a kind person, ready to listen to you, and a professional presence, able to look at your situation as you set goals and make plans to achieve them. (16 votes) 28conleaj a year agoPosted a year ago. Direct link to 28conleaj's post “50 30 20 rule is cool” 50 30 20 rule is cool • (12 votes) KeetonD 3 months agoPosted 3 months ago. Direct link to KeetonD's post “yay what do you mean” yay what do you mean (1 vote) jose a year agoPosted a year ago. Direct link to jose's post “should we learn to avoid ...” should we learn to avoid taxes? and learn useful tools to get more money • (6 votes) JessicaP a year agoPosted a year ago. Direct link to JessicaP's post “No. Tax on items is inevi...” No. Tax on items is inevitable and avoiding it would be pretty useless. Financial literacy isn't about getting more money. It's instead about being able to stay out of debt and keep track of your money; as well as saving for the future so you can retire. Also as the other commenter stated, taxes are used to pay government workers like teachers and first responders. They are also used to pave roads. Taxes commonly end up benefiting us. (9 votes) Angel Lugo a year agoPosted a year ago. Direct link to Angel Lugo's post “Do people in high school ...” Do people in high school have taxes. • (6 votes) Elvira (Elly) a year agoPosted a year ago. Direct link to Elvira (Elly)'s post “If they get a job while i...” If they get a job while in high school, then yes. (9 votes) sharmate birungi 8 months agoPosted 8 months ago. Direct link to sharmate birungi's post “what Should you do if mos...” what Should you do if most of your income goes to needs and you have only a little bit of money let were should you put it • (5 votes) William Wang 8 months agoPosted 8 months ago. Direct link to William Wang's post “Needs should include all ...” Needs should include all of the basics — utilities, bills, insurance, food, and some set aside for taxes. All remaining income should ideally be saved. Start with an emergency fund, and after that start working towards other big goals of yours. (6 votes)Want to join the conversation?
Sometimes we don't learn because we choose to learn something else.
Sometimes we don't learn because we are sick, or tired.
Sometimes we don't learn because we are distracted by drugs.
Sometimes we don't learn because someone wants to keep us ignorant.
All that caffiene can't be good for you, either.
