How It Works (2024)

How It Works (1)

Pay Off Your Debt for Significantly Less than You Owe

How It Works

You’re in control, our debt experts do the work.

How It Works (2)

Talk to us for a free consultation

Tell us your situation, then find out your debt relief options – no obligation.

How It Works (3)

We create an affordable plan that works for you

Approve your plan, personalized from our suite of products.

How It Works (4)

Get out of debt faster than you think

Take back your life in as little as 24-48 months.

Debt We Can Help With

We cover most unsecured debtHow It Works (5)An unsecured loan is a loan that doesn’t require any type of collateral. and negotiate with major credit card issuers and banks every day to reduce debts.

  • Credit Cards
  • Personal Loans
  • Lines of Credit
  • Medical Bills
  • Collections
  • Repossessions
  • Business Debts
  • Certain Student Debts

Take Back Your Life

David paid a fraction of what he owed in a shorter amount of time

We cover most unsecured debt and negotiate with major credit card issuers and banks every day to reduce debts.

How It Works (6)

David, Cat lover, tattoo aficionado Starting Debt $36,883

Saved 38% with NDR

How It Works (7)

How It Works (8)

$22,955

Debt Consolidation

$44,342

Credit Counseling

$45,183

Minimum Payments

$131,622

Click here for important information †

We’ve Transformed The Lives Of Hundreds Of Thousands Of People

How It Works (9)

Angelic B., Singer with the St. Louis Symphony Orchestra

“I’ll tell my story to anyone that wants;I have no shame whatsoever. National Debt Relief saved me so I can live my best life now!”

How It Works (10)

Eric H., Government contractor, Harley enthusiast

“I’ve been in a combat environment, and there you have a team … National Debt Relief started working with me and suddenly, I had my team. I had my support structure to push myself forward.”

How It Works (11)

Andrea A., Primary care physician, mom to 3 wonderful kids

“Being able to trust them to do their job allows you to take care of what’s important in your life.”

How It Works (12)

Jaime B., Private pilot, devoted husband

“Our life started to get less complicated because the burden of debt is hard to carry.”

FAQs

Depending on your personal situation and whether you have already missed payments to your creditors, debt settlement programs may have a negative impact on your credit score. Due to it being a separately regulated service, we do not provide credit repair services or offer advice on ways to improve your credit.

At National Debt Relief we do not earn anything unless we get you results. Specifically, 3 things must happen for a fee to be earned for the service. First, a settlement offer must be received from the creditor, we must receive your approval of the settlement, and finally at least 1 settlement payment to the creditor must be made. Only then would our fee be earned and charged to your Dedicated Account. Once debts are settled, the average client usually pays a free of up to 25% of the total debt enrolled But, until these 3 things occur, there is no fee for the service.

Debt settlement reduces your balance. Your debt is negotiated down, and you pay less than you owe. The creditor forgives the remaining balance in a transaction called a settlement. Debt consolidation combines all of your debt into one loan with a single monthly payment, often at a reduced rate of interest. This typically requires a higher credit score for approval.

A friendly, dedicated debt expert will let you know all your options and the advantages / disadvantages of each – which will help you decide what’s best for you.

Since 2009, we’ve successfully helped hundreds of thousands of people get out of debt. We are one of the country’s largest debt relief companies and pride ourselves on our accreditations which include:

– A+ rating with the BBB
– Over 21,000 five-star reviews of the National Debt Relief program
– A team of debt arbitrators certified through the IAPDA (International Association of Professional Debt Arbitrators)

How It Works (2024)
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