How Much Is the Walmart Credit Card Limit? (2024)

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I started with a credit limit of $300 8 years ago and now my limit is $8100.

This answer was first published on 08/24/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

David Vu @hvu646247

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Were you talking about building credit

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How do I increase my Walmart Credit Card credit limit?

You can increase your credit limit by using the card regularly, staying below your credit limit, and paying more than the minimum amount due each month. does not accept credit limit increase requests from cardholders, though they do keep track of your account activity to see if you are eligible for a credit limit increase. If you do qualify for a higher credit limit, the increase will apply automatically, and you will be...

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What are the Walmart Credit Card requirements for approval?

To get approved for the Walmart Credit Card, you will need a credit score of 640 or above (fair credit or better). Other requirements include a monthly income that’s at least $425 more than your monthly housing payment, a valid SSN or Tax ID number and a physical U.S. address.

These are the main approval requirements that apply to the Walmart® Store Card, too. But there are also a few other account and application requirements that you should...

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What are the best guaranteed approval credit cards with $5,000 limits?

The U.S. Bank Cash+® Visa® Secured Card is the best credit card with nearly guaranteed approval that can give you a $5,000 credit limit. It accepts applicants with bad credit, and you can place a refundable security deposit of up to $5,000 for a credit limit equal to the amount you put down. The U.S. Bank Cash+® Visa® Secured Card also gives 1 - 5% cash back spent on purchases, and it has a $0 annual fee.

In general, your chances of being approved for a $5,000 limit...

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kayleenjean63, Member

@kayleenjean63

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I just got approved for the Capital one Walmart card with a $300 limit. My score is 675. High interest 26%. But I will obviously pay it off each month so no interest. I did it for the 5% cash back for the 1st 12 months. Its not the best but I'm happy to get approved. I've been working on my credit for a year. Started at 535 and a secured Visa. Went thru a divorce that ruined my credit. I don't mind the low limit. Easier to keep up on payments which improves my score.

This answer was last updated on 12/07/20 and it was first published on 12/04/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Marjorie Willis, Member

@marjorie_willis

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That depends mostly on your score and your income. I started with 1,500 @720, but your mileage may vary.

This answer was first published on 03/19/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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sethryand, Member

@sethryand

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My credit is horrible (below 580) I was approved today for $2000

This answer was first published on 10/23/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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* The information about the following cards has been independently collected by WalletHub: Bank of America® Unlimited Cash Rewards Secured Credit Card, First Tech Federal Credit Union Platinum Secured Mastercard®, Bank of America® Customized Cash Rewards Secured Credit Card, U.S. Bank Cash+® Visa® Secured Card, Bank of America® Travel Rewards Secured Credit Card, Harley-Davidson® Secured Credit Card, Walmart® Store Card, Capital One Walmart Rewards® Mastercard®, Target Credit Card, Amazon Credit Card, and Chase Freedom Flex® Credit Card.

How Much Is the Walmart Credit Card Limit? (2024)
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