How much money can you bring into and out of the U.S.? | USAGov (2024)

There is a limit on how much undeclared money you can bring into and out of the U.S. Find out how much, how to declare it, and what the penalties are if you do not report it.

How much money do you have to declare when you travel to or from the U.S.?

If you are traveling with an excess of $10,000, you must report it to a Customs and Border Protection (CBP) officer when you enter or exit the U.S. But there is no limit to the amount of money you can travel with.

Currency and monetary instruments that are subject to this rule include U.S. and foreign:

  • Paper money and coins
  • Travelers’ checks
  • Cashier’s checks
  • Promissory notes
  • Money orders

Learn how the U.S. government defines these currency and monetary instruments.

How to report money when you travel

To report to CBP that you are bringing more than $10,000 in currency or money instruments into or out of the U.S., do one of the following:

If you are an international traveler entering the U.S., you must declare what currency or monetary instruments you have on CBP Form 6059B. This is in addition to declaring it on Form FinCen 105.

Learn more about reporting money when you travel, including how to do it if you are submitting a joint or family declaration.

What happens if you do not declare that you are carrying more than $10,000?

If you fail to report to CBP that you are bringing more than $10,000 through customs or do so fraudulently, the penalties may include:

  • Confiscation of all currency or monetary instruments
  • A fine of up to $500,000
  • Up to 10 years of imprisonment

LAST UPDATED: August 2, 2024

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How much money can you bring into and out of the U.S.? | USAGov (2024)

FAQs

How much money can you bring into and out of the U.S.? | USAGov? ›

How much money do you have to declare when you travel to or from the U.S.? If you are traveling with an excess of $10,000, you must report it to a Customs and Border Protection (CBP) officer when you enter or exit the U.S. But there is no limit to the amount of money you can travel with.

Can I take more than $10,000 out of the USA? ›

If you're taking more than the equivalent of $10,000 out of the USA, you'll have to fill in a declaration. The form is the same as if you're bringing cash into the country - the FinCEN105. You can do it online, or ask a Border Officer to help you complete it as you pass through customs.

Is it $10 000 per person or family? ›

Members of a family residing in one household entering the United States that submit a joint or family declaration must declare if the members are collectively carrying currency or monetary instruments in a combined amount over $10,000 on their Customs Declaration Form (CBP Form 6059B).

How much cash can you carry through U.S. Customs? ›

You may bring large sums of money with you in the form of cash, money order, or traveler's checks. There is no maximum limit, however, any amount exceeding $10,000 USD must be declared upon arrival on both the Form 6059B and FinCEN 105. All forms must be filled in completely and truthfully.

How much money can you take on a plane internationally per family? ›

Traveling with Cash

If you're flying internationally with more than $10,000, however, you'll have to declare the amount on a customs declaration form because of reporting requirements. Other than that, assuming customs approves your luggage, you can carry as much cash as you want.

Do I need to declare money when leaving us? ›

How much money do you have to declare when you travel to or from the U.S.? If you are traveling with an excess of $10,000, you must report it to a Customs and Border Protection (CBP) officer when you enter or exit the U.S. But there is no limit to the amount of money you can travel with.

How much money can you legally take out of the US? ›

You may bring into or take out of the country, including by mail, as much money as you wish. However, if it is more than $10,000, you will need to report it to CBP. Use the online Fincen 105 currency reporting site or ask a CBP officer for the paper copy of the Currency Reporting Form (FinCen 105).

How much money can I carry on a plane? ›

Yes, there is no limit to how much money you can take with you on domestic flights, but you should be prepared to answer the TSA questions if carrying a large sum of cash with you.

Why do you have to declare money at the airport? ›

The point of the U.S. customs cash limit is to catch criminals and prevent money from being used to fund illegal activity like money laundering or drug trafficking. Unfortunately, travelers who are otherwise law-abiding citizens sometimes get caught illegally traveling with too much cash.

How much cash can you take overseas? ›

Limits on Carrying Cash

Although there is no legal limit on how much cash you can physically carry on to a plane, if you are travelling internationally you must declare with authorities any amount that exceeds $10,000.

How much cash is illegal to carry in USA? ›

YOU ARE ALLOWED TO CARRY AS MUCH CASH AS YOU WANT OUT OF AND INTO THE UNITED STATES. To summarize up front: no, you are not restricted to traveling with sums of $10,000 or less.

How much money can I take abroad? ›

The rules between the UK and EU customs authorities are pretty synchronised when it comes to bringing cash in and out. You can take up to £10,000 out of the UK without declaring it, and you can bring up to €10,000 EUR or the currency equivalent into the EU.

How much cash can you keep at home legally in the US? ›

You can keep as much currency in your home as you like. There are no legal restrictions. It's not illegal, but: Civil forfeiture - authorities can seize your cash under the assumption it was derived by illegal means, and it's up to you (and your lawyer) to prove them wrong.

Can airport scanners detect cash? ›

A good X-ray scanner will always detect money. Airport scanners can detect even the smallest amount of metal and can detect paper. The scanners will always look after things that look different to the norm. In this case, if the currency is arranged in bundles, it will be more easily detected.

What happens if I declare more than $10,000? ›

When you declare over $10,000 at U.S. Customs, you'll need to file a FinCEN Form 105 prior to entering or leaving the country.

What is the maximum amount of money you can take out of the country? ›

You must declare cash of £10,000 or more to UK customs if you're carrying it between Great Britain (England, Scotland and Wales) and a country outside the UK. If you're travelling as a family or group with more than £10,000 in total (even if individuals are carrying less than that) you still need to make a declaration.

How much money can I transfer out of USA? ›

Transferring Large Sums of Money Internationally - FAQ

Any international money transfer exceeding $10,000 USD must be reported to the US government on a Foreign Bank Account Report per the Bank Secrecy Act. Many people wonder, “Do large bank transfers take longer than online services?” Typically, the answer is yes.

How much do you have to declare at U.S. Customs? ›

There is no limit on the total amount of monetary instruments that may be brought into or taken out of the U.S. However, if you transport more than $10.000 in monetary instruments on any occasion into or out of the U.S., a report must be filed with U.S. Customs.

Is it illegal to carry large amounts of cash in USA? ›

Carry Large Sums of Cash Through an Airport

Under U.S. law, the transport of more than $10,000 in American currency isn't expressly prohibited. In fact, individuals can theoretically travel with any amount of cash and not violate any law.

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