How To Avoid Billing (2024)

Last week, while scrolling through my social media feed, I stumbled upon a tweet that caught my attention. It was from someone offering a sincere apology for their inability to provide assistance, explaining the overwhelming demands of personal projects that required absolute discipline and focus. See the tweet here.

• As I thought about this person's predicament, I couldn't help but empathise with the weight of financial requests that may have contributed to their need for such a public apology.

It got me thinking about the countless people who find themselves inundated with requests for financial support, from family obligations to random solicitations from acquaintances or even strangers on the street.

In a world where financial boundaries are often blurred and saying “no” can feel like a daunting task, it's essential to equip ourselves with strategies to navigate these situations gracefully. Here are ways you can avoid unnecessary billing:

1. Set clear boundaries:

Clearly communicate your financial limitations and boundaries to others. Let them know that while you sympathise with their needs, you have your own financial responsibilities to prioritise.

2. Develop a script:

Prepare a polite but firm response that you can use when declining financial requests. This can help you respond confidently and consistently without feeling guilty or pressured into agreeing.

3. Educate others:

Take the opportunity to educate family members and friends about financial responsibility and the importance of planning and budgeting. Encourage them to take proactive steps to improve their own financial situations.

4. Encourage independence:

Instead of giving them fishes, teach them to fish. Empower them to become self-sufficient. Connect them with employment opportunities, training programmes and resources to develop additional skills, thereby enhancing their earning potential.

5. Practice self-care:

Remember to prioritise your own well-being and financial stability. It's okay to say “no” and prioritise your own needs, even if it means disappointing others temporarily.

6. Avoid showing off:

Many Nigerians enjoy recognition and adulation. Those cheering you will ultimately seek financial assistance from you. Nothing goes for nothing.

• While it can be challenging to navigate constant financial requests, especially someone perceived as financially stable, it's important to establish and maintain clear boundaries. Saying “no” is not only about protecting your own financial well-being but also about empowering others to take control of their own circ*mstances. By setting boundaries, offering guidance, and encouraging independence, you can help foster greater financial responsibility and self-sufficiency among your loved ones. Remember, saying “no” is not a sign of selfishness but rather a necessary step in prioritising your own needs and maintaining healthy relationships. Ultimately, by saying “no” when necessary, you're not only safeguarding your own financial stability but also promoting accountability and growth within your community.