How to block an ATM card – Different methods
Blocking an ATM card is crucial if it is lost, stolen, or compromised to prevent unauthorised transactions. There are several methods to block an ATM card:
- Online banking: Many banks provide online banking facilities where you can log in to your account through their website or mobile app. Look for options related to card management or card services. From there, you can usually find an option to block your ATM card.
- Mobile banking app: If your bank has a dedicated mobile banking app, it often provides similar functionalities to the online banking platform. You can usually find an option to block your ATM card within the app's settings or card management section.
- Customer service hotline: Banks typically have customer service hotlines that you can call to report lost or stolen cards and request them to be blocked. This is usually available 24/7, but it is important to verify with your bank.
- SMS: Some banks offer SMS-based services where you can send a specific message to a designated number to block your ATM card. Check with your bank if they provide this service and what the specific instructions are.
- Visiting a bank branch: If other methods are not available or if you prefer face-to-face interaction, you can visit your bank's nearest branch and inform the staff about your lost or stolen card. They will assist you in blocking the card and may also help you with the process of getting a replacement card.
- Interactive Voice Response (IVR) system: Many banks have an automated IVR system where you can navigate through menu options using your phone's keypad to block your ATM card. This option is often available through the bank's customer service hotline.
Regardless of the method you choose, it is essential to act quickly to block your ATM card as soon as you realise it is lost or stolen to prevent any unauthorised transactions. Make sure to keep your card details, such as card number and PIN, secure and never share them with anyone.
Why should you block your ATM card
Blocking your ATM card is crucial to prevent unauthorised access and fraudulent transactions if it is lost or stolen. By blocking the card promptly, you mitigate the risk of financial loss and protect your funds. Additionally, blocking the card can help safeguard your personal information from being misused by unauthorised individuals. Timely action also demonstrates responsible financial behaviour and can expedite the process of getting a replacement card. Overall, blocking your ATM card promptly is a proactive measure to ensure the security of your finances and personal data.
