How to Create Payoneer Account without Local Bank Account 2023 (2024)

How to Create Payoneer Account without Local Bank Account 2023 (1)

Last Updated on September 10, 2022

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Payoneer is an American financial services company that facilitates online digital payments and online money transfers.

Whenever you sign up on Payoneer, it asks for your local bank details. However, a few years back, Payoneer has also made it possible to sign up on this platform without having a local bank account.

So, in this article, we’ll learn the steps to create a Payoneer account without a local bank account.

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Table of Contents

Is Bank Account Necessary for Payoneer?

It is good if you have a local bank account while signing up on Payoneer but it is not necessary.

You can create a Payoneer account without a bank account using marketplaces or online companies that support the Payoneer withdrawal option. Such places include Fiverr, Upwork, Envato, Airbnb, and many others.

The only drawback to signing up on Payoneer without a local bank account is that you’ll not be able to get a $25 bonus on sign up.

Yes, Payoneer provides $25 as a bonus when you sign up on this platform through the conventional method.

How to Create Payoneer Account without Local Bank Account 2023 (2)How to Create Payoneer Account without Local Bank Account 2023 (3)

Steps to Create Payoneer Account without Bank Account

We’ll choose Fiverr to sign up on Payoneer. Here are the steps that you need to follow:

Step 1:

Sign up on Fiverr.

How to Create Payoneer Account without Local Bank Account 2023 (4)

Step 2:

Go to the Earnings section.

How to Create Payoneer Account without Local Bank Account 2023 (5)

Step 3:

Click on the Bank Transfer option.

How to Create Payoneer Account without Local Bank Account 2023 (6)

Step 4:

Here Fiverr will ask for phone verification to make sure that an authorized source is requesting the payment.

You can verify your identity by SMS or Call. Choose your desired method and complete the verification.

How to Create Payoneer Account without Local Bank Account 2023 (7)

Step 5:

Once the verification process is over, Fiverr will send you an email at your email address.

Here you’ll see a “Click Here” link. Click this link.

How to Create Payoneer Account without Local Bank Account 2023 (8)

Step 6:

Once you click the provided link, Fiverr will send you to the Payoneer Registration page.

Step 7:

Complete the registration process by entering the required details. You will not have to add bank account details here.

Step 8:

That’s it! You have successfully signed up on Payoneer without any bank account.

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How to Create Payoneer Account without Local Bank Account 2023 (2024)

FAQs

Can you create a Payoneer account without a bank account? ›

You don't need a bank account to register for Payoneer, but you will need one to withdraw your money to a local bank . Alternative you can withdraw money through Jazz Cache.

Is a bank account required for Payoneer? ›

You don't need a bank account to register at Payoneer. On successful registration they give you a US checking account and MasterCard. However you will need one if you want to withdraw your Payoneer money to a local bank.

Does Payoneer give you a US bank account? ›

With Payoneer you can get your own bank account details in Americas, Europe, Asia so you can get paid in popular currencies, as if you were a local.

Can I pay someone on Payoneer without an account? ›

Can I pay someone on Payoneer without an account? Yes – you can still fulfill payment requests from Payoneer users even without a Payoneer account. Simply click the link provided in the payment request email and pay in your preferred way.

How to create a Payoneer account step by step? ›

Follow these simple steps to create your Payoneer account:
  1. Step 1: Visit the Payoneer Signup Page. ...
  2. Step 2: Click “Sign Up” ...
  3. Step 3: Provide Your Information. ...
  4. Step 4: Verify Your Identity. ...
  5. Step 5: Provide Contact Details. ...
  6. Step 6: Select Your Account Type. ...
  7. Step 7: Confirm Your Information. ...
  8. Step 8: Receive Approval.
Aug 9, 2023

How long does it take to get Payoneer account approval? ›

Applications for a Payoneer account are usually reviewed within 3 business days. You wil receive an email confirmation once we've approved your account. Make sure to check ypour spam!

Can I have two accounts in Payoneer? ›

Existing Payoneer Account - FAQ

Payoneer allows only one account per person. If your account application is declined for reason of already having an existing account, this FAQ might help you.

Is Payoneer allowed in USA? ›

With Payoneer, you don't have to live in a country to get paid in its currency. It's easy to get paid by clients and marketplaces in the US, UK, Europe, Japan, Canada, Australia, Singapore, Hong Kong, and UAE – then withdraw locally in more than 190 countries.

How do I request a US account on Payoneer? ›

To request receiving accounts in additional currency, choose to request more accounts in the Receiving accounts page, and follow the instructions. If you would like to clarify about the availability of a currency that is not shown, contact us.

Does Payoneer give you a bank account number? ›

Payoneer provides you with the details of a receiving account for a specific country/currency. These details include a bank account number, beneficiary name, and other bank-related details.

Which bank is best for Payoneer? ›

Supported Banks for Payoneer in Pakistan
  • JazzCash.
  • MCB Bank.
  • Faisal Bank.
  • Citti bank.
  • Standard chartered bank.
Sep 19, 2022

Why does Payoneer need my bank account? ›

There are several reasons why we might need to verify your bank account details, including: to confirm that you have control/access to the bank account linked to your Payoneer account. to ensure the security of your Payoneer account and minimize the risk of fraud and identity theft.

Why does Payoneer need my SSN? ›

Note: Payoneer requests your social security number (SSN) as part of their KYC process to ensure that you are the rightful account owner before they accept you as a customer.

Can anyone have a Payoneer account? ›

Payoneer is the leading cross-border business payment platform, enabling entrepreneurs, freelancers, and business owners to pay and get paid around the world. Just imagine a world where all your business payments can be seen in one place and then create your Payoneer account and make it a reality.

Can I use someone's bank account in Payoneer? ›

For Individual accounts: The account holder name must match the name on your Payoneer account. For Company accounts: The account holder name must match the company name on your Payoneer account. Note: If you are adding a recipient bank account, you will be asked to provide recipient contact details.

Can I use Payoneer in the USA? ›

With Payoneer, you don't have to live in a country to get paid in its currency. It's easy to get paid by clients and marketplaces in the US, UK, Europe, Japan, Canada, Australia, Singapore, Hong Kong, and UAE – then withdraw locally in more than 190 countries.

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