How to Feed Your Family on a Tight Budget (2024)

This post explores strategies for feeding your family well on a budget, offering tips like eating at home, meal planning, cooking from scratch, simplifying your diet, loving leftovers, growing food, and stocking up on sales.

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There’s a myth that eating cheap equals ramen noodles and macaroni, but I’m here to tell you that it doesn’t have to be that way. Each family’s definition of a small budget is going to differ depending on location, size of family and other determining factors.

I know inflation has hit us all pretty hard in the last couple of years and it might seem more difficult than ever to keep your food costs down, but it is possible.

According to the USDA (as of November 2023), a family of four is considered thriftyto live on $224 per week. Considering that this number is for food only anddoesn’t include things like diapers, toilet paper and other toiletries, I feel that most people should be able to fall within this range if they put enough effort into it, unless maybe they live in a high cost of living areaor have family memberswith aspecial needs diet.

Each family’s budget and resources will look different, but there are some things that anyone can do to feed their family well with less. I personally try to spend $175-200 per week to feed a family of sixincluding household items and I find in my area (Arkansas) that it’s fairly easy to do.

In fact, I know if I tried harder I could get that number down even lower, but at the moment I’m comfortable with what I’m spending. The USDA says that $331 is a thrifty amount to spend on our family size per week on groceries alone, so I guess we’re doing alright.

Today I hope to share with you a few tips that you can incorporate into your week in order to get your grocery bill down. If you take the time to plan ahead and follow through then you’re sure to succeed.

Eat at Home

If you’re on a limited budget, you’re going to have to eat almost all of your meals at home, simply because it costs way less than eating out.

Did you know that the average American family spends over $300 per month eating out? This number actually seems low to me. I know that we could spend this much pretty quickly if we were eating out 2+ times per week.

But seriously, just think how much you would save by doing this one thing. If you’re not used to eating at home, then it will require planning and forethought, but you’ll save so much if you can follow through. If you need help in this area, then check out my post on How to Stop Eating Out.

Make Your Favorites at Home:

Menu Planthe Right Way

Taking the time to plan your meals for the week is one of the best ways to save money when implemented correctly. To get the most bang for your buck, you will need to plan meals around what’s already in your pantry and then around what’s on sale or in season.

This process is called reverse meal planning and will save you money every time. Menu planning won’t save you money, however if you buy steaks, out of season produce and other expensive items all the time.

If meal planning seems like a daunting task, then consider keeping it simple for breakfast such as oatmeal and eggs, plan leftovers for lunches and give each dinner night a theme such as Soup Monday and Taco Tuesday. If you need additional support then check out my post How to Meal Plan on a Tight Budget.

Cook from Scratch

Convenience food has its place, but shouldn’t be relied upon all the time when you’re on a tight budget because it costs more and is usually unhealthy. Anything that you can learn to make at home instead of buying will save you money.

If you love cereal, try making your own granola at home. If you buy canned biscuits, learn how to make your own biscuits at home. The sky is the limit with what you can make at home. A few things that I cook from scratch and don’t buy from the store are Ranch Seasoning, Tomato Sauce, Bread, Applesauce, Bread Sticks and Chicken Broth. If you need more inspiration in this area, check out the links below.

Additional Resources for Cooking From Scratch:

  • 40 Groceries You Should Make at Home to Save Hundreds of Dollars
  • 15 Cheap Pantry Meals with 4-Ingredients or Less
  • 25 Old-Fashioned Recipes that Your Grandma Knew by Heart

Eat Simply

I’m a big fan of keeping my life simple, including meals. I think people overspend on food simply because there are too many options to choose from.Sticking to the basics and eating a simple diet will definitely save you money and also help tomake your life a little easier.

Create a list of basics that your family enjoys and keep those well stocked. This way you can pull together a simple meal that everyone loves in a short time. Things like spaghetti, tacos, eggs and toast, soup and pasta are all simple, quick and fairly good for you, but won’t break the bank. If you need help in building a stockpile then check out How to Build an Old-Fashioned Frugal Pantry.

Love Your Leftovers

People that don’t eat leftovers really baffle me because I feel like they must be wasting so much food and money. I specifically cook more than we need so that we have enough for another meal. In fact, we love leftovers so much that we eat them almost everyday for lunch.

This saves me the time and hassle of having to plan/cook for lunches and also saves money. Leftovers work well for us, but if you have a large family or teenage boys then leftovers may not work quite as well for your family.

A phrase that I like is “to gather your fragments” meaning to gather all of the small bits that you have in the fridge and try to make a new meal with them. Soups and casseroles work especially well for this.

For example, if you have leftover chili, you can add some cooked macaroni, top with cheese and bake in the oven for Chili Mac Casserole. If you have leftover chicken, simply shred it and make a pot of Homemade Chicken Soup. With leftover baked potatoes you could shred them for hash browns, dice them for fried potatoes, mash them for Shepherd’s Pie or use them as a base for a breakfast casserole.

Being able to turn bits and bobs into a new meal takes skill and experience, so if you’re new to cooking it may take you a little longer, but eventually you’ll get the hang of it.

Grow Your Own

If you’ve read my blog for long enough, then you probably know by now thatI think everyone should grow something even if it’s just a basil plant on your windowsill or a tomato plant on your back patio. Anything that you grow on your own will save you money and connect you to your food which our society needs in a bad way.

If you’re new to gardening, check out my list of 10 Easy to Grow Vegetables for Beginner Gardeners. If you’ve got more experience with gardening and want to level up, then consider asking yourself the following questions:

What am I buying from the store regularly that grows well in my area?

Do I have the room to grow a years worth of this food?

Do I have the skills and or space required to preserve or store a years worth of this item?

If the answer is yes to all, then you should definitely make a plan to grow a years worth of that crop. If you answered no to one or more then you either shouldn’t worry about growing that crop or should try to acquire the skills that you need to make it a success.

You don’t have to grow a years worth of something to be successful. Anything that you can grow yourself that you would have bought from the store will save money.

The crops that I focus on each year are pinto beans, green beans, winter squash, potatoes, onions, garlic and tomatoes because they grow well here, I cook with them regularly and they all store or preserve nicely.

Stock up on Sale or Buy in Bulk

A great way to get the most from your grocery money is to stock up when something is on sale or to buy it in bulk. To do this well, you will need to familiarize yourself with standard prices of different items in your area.

Then when an item goes below that price you should consider buying enough to last until the next sale. Things go on sale in cycles such as baking supplies around the holidays and grilling items in the spring/summer.

For example, around Christmas I bought 10+ lbs of butter because Aldi had it on sale for $2.49 per lb which is a great dealconsidering it’s normally priced around$4 per pound. Butter freezes well so now I have enough to last me for a long time.

If you take advantage of sales, then you’ll be able to build a stockpile that will save you a lot in the long run.

Alternatively, you can buy in bulk to save money as long as the price per ounce is cheaper than a smaller package of the same item. You also need to consider whether your family will use your bulk purchases before going bad.

Which of these do you think would save you the most? Do you do any of themalready? I’d love to know!

How to Feed Your Family on a Tight Budget (2024)

FAQs

How to Feed Your Family on a Tight Budget? ›

To stick to a budget of $100 a month, or $25 a week, you'll have to eat for less than $4 each day. For breakfast, try a bowl of oatmeal with half a banana and a scrambled egg, which should cost less than a dollar. Get into the habit of repackaging ingredients from dinner for lunches the next day.

How to feed your family on a tight budget? ›

How to feed your family for less - Experts tips for shopping and cooking on a budget
  1. Don't feel pressured to always buy fresh. ...
  2. Eat seasonally. ...
  3. Substitute pricey lettuce. ...
  4. Meal plan with the catalogue in hand. ...
  5. Top trick to find the lowest priced groceries. ...
  6. Learn how to stretch your food further. ...
  7. Shop the 'dodgy' bin.

What is the cheapest food to feed a family? ›

Here's a shopping list of 21 healthy but relatively cheap foods that you may want to consider putting in your shopping cart.
  • Apples.
  • Bananas.
  • Beans.
  • Brown rice.
  • Chicken.
  • Corn tortillas.
  • Eggs.
  • Flour.

How do you feed a family of 5 for $10? ›

Cheap Family Meals Under $10
  1. Spanish Rice Soup. ...
  2. Ramen Noodle Stir Fry with Vegetables. ...
  3. Crescent Roll Sausage Egg Casserole. ...
  4. Chicken and Rice Casserole with Broccoli. ...
  5. Creamy Tomato Bacon Pasta. ...
  6. Easy Cheese Manicotti. ...
  7. White Bean and Spinach Soup. ...
  8. Black Bean Enchilada Casserole.
Jun 8, 2024

Is $100 a month enough for food? ›

To stick to a budget of $100 a month, or $25 a week, you'll have to eat for less than $4 each day. For breakfast, try a bowl of oatmeal with half a banana and a scrambled egg, which should cost less than a dollar. Get into the habit of repackaging ingredients from dinner for lunches the next day.

How to feed 8 people cheaply? ›

25 Cheap Meals for Large Families
  1. 01 of 26. Hungarian Goulash. View Recipe. ...
  2. 02 of 26. Simple Chicken and Noodles. ...
  3. 03 of 26. Easy Taco Casserole. ...
  4. 04 of 26. Winter Lentil Vegetable Soup. ...
  5. 05 of 26. Salisbury Steak. ...
  6. 06 of 26. Crispy and Tender Baked Chicken Thighs. ...
  7. 07 of 26. Black Beans and Rice. ...
  8. 08 of 26. Six Can Chicken Tortilla Soup.
Feb 22, 2024

How much does a family of 6 pay for groceries? ›

Average food and cleaning supply costs for a family of six vary depending on geographical location and the age of children in the home. For reference, a family of six typically spends anywhere from $1126 to $1546 per month on food and approximately $1,200 per month on other necessities, such as cleaning supplies.

What do low income families eat? ›

Lower-income households purchase more cereals, pasta, potatoes, legumes, and fatty meats. Their vegetables and fruits are often limited to iceberg lettuce, potatoes, canned corn, bananas, and frozen orange juice.

What is the cheapest meal to make? ›

68 Easy And Cheap Dinner Ideas That You'll Want To Make On Repeat
  • Black Bean Burgers. ...
  • Creamy Tomato Shells. ...
  • Zucchini Corn Quesadillas. ...
  • Super-Fresh Cucumber Tomato Salad. ...
  • Chicken and Mandarin Salad With Simple Sesame Dressing. ...
  • Garlic Butter Capellini Pomodoro With Shrimp. ...
  • Orzo With Spinach and Roasted Red Peppers.
May 3, 2024

How to feed 100 people cheaply? ›

Serving budget-friendly cuisines like salads, sandwiches and pasta dishes can be a very cost-effective choice. Or, if you're looking for a more casual option, how about a barbeque? Burgers, hot dogs and other grill-oriented foods are sure to be crowd favorites, and they won't rack up a big bill.

What is a reasonable grocery budget for a family of 5? ›

On average, a family of five spends anywhere from $922 to $1,488 a month on groceries, according to USDA monthly food plans. If you're looking to curb your spending, consider meal planning, buying in bulk, and shopping at more affordable grocery stores.

How much should a family of 4 spend on food each month? ›

In 2020, the average US household food expenditure amounted to $609.7 per month. In 2023 the average household spends between $1,047 to $1,576 on a groceries per month. Safe to say.

How much should food for family cost? ›

According to the USDA, the average weekly grocery bill for a family of four in the United States fluctuates between $150 to $300. This variance accounts for differences in dietary preferences, geographical location, and individual shopping habits.

What is the 50 30 20 rule? ›

Those will become part of your budget. The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

What is a realistic grocery budget per month? ›

Average grocery cost per month for 2 people in a household

The average grocery costs for a two-person household across the Thrifty to Liberal plans range from $476.92 to $868.66: Male and female living together: $514.09 to $819.26. Two adult females: $476.92 to $769.86. Two adult males: $551.26 to $868.66.

What is the average grocery bill for one person? ›

Averages look at foods many people commonly purchase, such as eggs, dairy, meat, bread, and produce items. For a single person, the average grocery bill can range, depending on age and gender, between $238.46 to $434.33. For a household with two people, the average grocery bill is $5,635 per year, or $469.58 per month.

How would you feed 100 guests on a budget? ›

Serving budget-friendly cuisines like salads, sandwiches and pasta dishes can be a very cost-effective choice. Or, if you're looking for a more casual option, how about a barbeque? Burgers, hot dogs and other grill-oriented foods are sure to be crowd favorites, and they won't rack up a big bill.

How much should a family of 4 budget for food? ›

What is the average weekly grocery bill for a family of four? According to the USDA, the average weekly grocery bill for a family of four in the United States fluctuates between $150 to $300. This variance accounts for differences in dietary preferences, geographical location, and individual shopping habits.

What is a good budget for a family? ›

Try to follow the 50-20-30 rule, which splits your after-tax, take-home pay into three subsets. Here's a breakdown to consider: 50 percent for needs including rent/mortgage, food, bills, minimum debt payments and other essentials. 20 percent for financial goals such as savings and investments.

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