How to find transaction ID for payments done via IMPS/NEFT/RTGS? (2024)

FAQs

How to find transaction ID for payments done via IMPS/NEFT/RTGS? ›

You will see the Transaction/Reference ID on the confirmation screen of your bank account/payment app or on your bank statement after you have completed the IMPS/NEFT/RTGS Transaction. Sometimes you may only see it in the bank statement.

The Reference Number can be found in the detailed bank statement, under the 'online banking' section. To know about the reference number of any transaction, you can also click on the 'transaction details' or 'narration' option in your bank account statement.

Transaction IDs are often easily located on a receipt or invoice near other essential transaction data like the merchant name, billing address, date of purchase, and order number.

How can I find my Transaction/Reference ID for UPI Transaction (INR deposits)? Once you have made a UPI transaction, go to history and select the particular transaction. UTR number (as shown in screenshot below) is the correct transaction ID. UPI transaction reference numbers are always 12 digits.

It is a unique number that is generated for recognizing any fund transfer and is created by the bank that facilitates the transfer. You will find the UTR number in your bank statement listed as Ref no under the transaction details. It may look something like XXXXR520190109599036XX.

Check your bank account statement: Your IMPS transaction ID should be listed on your bank account statement, which you can usually access through your online banking account or by contacting your bank.

The simplest way to find your UTR number is to check your bank account statements or passbook. When you initiate a transaction, banks provide a reference number or ID for that transaction, which is considered as UTR number. You can look for the reference number associated with each transaction.

It is possible, but very improbable. The only way for someone to track a T-ID is if they have the exact identification number or access to the system that processed the transaction. This makes payment IDs pretty much untraceable for fraudsters.

Tracking IMPS transactions through Internet Banking

Click on the 'Funds Transfer' option. In the Enquire section, Click on 'View IMPS Funds Transfer. ' Enter the Reference Number of the transaction you want to track/view.

MMID Code is short for Mobile Money Identifier. It is usually a 7-digit number that is allotted to a customer holding a bank account. Whenever a user makes an attempt to send or receive money using IMPS method of payments using the mobile number, this code is brought into use.

How is a transaction ID generated? ›

A transaction ID is a series of letters and numbers—an “alphanumeric string” in technical terms—that's 10 to 30 characters long. Each one is generated based on the user's location, the current date, and the offer ID.

Open your UPI-supported banking app and navigate to the 'TRANSACTION HISTORY' section. Click on the relevant transaction with the UPI reference number to view its details. The transaction status will be displayed, indicating whether it is pending, successful, or failed.

Individuality: UTR Numbers and Transaction IDs are unique to each payment transaction, paving the way for easy and accurate tracking and reconciliation of payments. Length: UTR Numbers have a fixed size and are generated using specific algorithms or formulas. The length of Transaction IDs depends on the system used.

On your bank statement or mobile banking app, you will see the UTR in the transaction details. You'll also see the UTR number on any transfer that uses either the NEFT or RTGS network, so it could appear on bill payments or online purchases.

A Transaction ID is a unique identifier typically displayed on the payment receipt or confirmation page. It is a string of letters and numbers generated by the payment system and assigned to each transaction.

What is the transaction number on a receipt? A transaction number is an identification number for a receipt. This string of numbers and the barcode proves that the receipt belongs to you. The transaction number is usually a 12-18 digit code.

On your iPhone, open the Wallet app. Tap a card to see a list of your latest transactions. Tap a transaction to see more details or report an issue.