You can get a custom metal credit card by sending your plastic to a company that will convert it to metal. There are many third-party vendors that offer this kind of service, such as Lion Card and Metal-CreditCard.com.
How to Get a Custom Metal Credit Card
Find a trustworthy third-party vendor
Both Metal-CreditCard.com and Lion Card have been in business for more than 5 years and have mostly positive reviews. In addition, they both have an A+ rating according to the Better Business Bureau.
Choose your design
You can change your plastic credit or debit card to metal with a custom design in a sleek metal or 24K gold finish. The types of metals that can be used for these cards include chrome, silver, stainless steel and a host of alloys. There are basic custom designs as well, such as flags and logos. You can also work with one of the companies’ card designers to create your own fully customized metal card.
Send your card
Once you have submitted your order, you can send them your card via mail. Make sure your card is locked or frozen before you send it.
Create a new card
Companies that make custom metal credit cards will transfer your card’s EMV chip and magnetic stripe data. However, your new card will not have the Tap and Pay Function anymore, as the metal will block the frequency emitted from the EMV chip.
Receive your metal card
It usually takes around 2-7 days to receive your new card. It will take longer for international orders.
There are also many issuers that offer metal credit cards nowadays. However, most metal cards have high annual fees and require good-to-excellent credit. So, make sure you get a credit card that has worthwhile perks and fits your individual needs and budget.
Some of the Best Metal Credit Cards
- Rates & FeesOverall:
Capital One Venture X Rewards Credit Card
Learn MoreLearn Moreon issuer's website - Initial Bonus:
Chase Sapphire Preferred® Card
Learn MoreLearn Moreon issuer's website - Luxury Travel Perks:
U.S. Bank Altitude Reserve Visa Infinite® Card
Learn MoreLearn More - Rates & FeesTerms ApplyLounge Access:
The Platinum Card® from American Express
Learn MoreLearn Moreon issuer's website
- Overall:
- Initial Bonus:
- Luxury Travel Perks:
- Lounge Access:
Ultimately, you can check out our editors’ latest picks for the best metal credit cards and see which one suits your needs.
This answer was last updated on 08/06/24 and it was first published on 07/01/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.