How To Make A Million Dollars Selling Life Insurance (2024)

How To Make A Million Dollars Selling Life Insurance (1)Dear Friends, Do you want to make a million dollars per year selling life insurance? Then learn how to help middle-income families find the money to spend, save, invest, insure, and plan wisely for the future! So they can “Live Debt-Free and Truly Wealthy!” It starts with getting the best questioning and sales training to help middle-income families see and understand the problems they face… and the value of using life insurance as a safe money-saving tool!

Consider, how many middle-income families need our help! Are many middle-income families struggling with too much debt? How many of them do not have enough life insurance or disability insurance to protect their family if something were to happen to them today? How many of them are on time to reach their retirement income goals? Are they paying too much in income taxes? How many have the permanent life insurance and long-term care insurance they will need in retirement? And the list goes on.

For over 40 years we have helped hundreds of agents, advisors, and multi-line agents make millions of dollars annually selling life insurance by learning… How to help middle-income families find the money to spend, save, invest, insure, and plan wisely for the future!Some agents, advisors, and multi-line agents made a million dollars in the first year they worked with us selling life insurance! While most of the others it took 2, 3, or more years to make a million dollars per year selling life insurance. (We are not recruiters. We are strictly life insurance and annuity marketing and sales trainers, coaches, and mentors.)

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Do you want to make a million dollars per year selling life insurance? Or would you be happy to just get the training you need to close more and larger life insurance sales to double or triple your commissions in the next 12 months? Either way, please read on!

How Did The Agents We Train Make A Million Dollars Selling Life Insurance?

First, it starts when you believe you can make a million dollars selling life insurance… “If you think you can, or you think you can’t, you are right!How To Make A Million Dollars Selling Life Insurance (3)

Consider, with our 90 days of one-on-one training, the average life insurance sale helping middle-income families find the money is between $3,000 and $7,000 in commissions. Because we show you how to help middle-income families… identify and want to solve their problems. Then we show you, how to help middle-income familiesfind the moneyto over-fund cash-value life insurance up to the MEC guidelines!

Accordingly… if you find the money to close just one life insurance sale each week for an average commission of $5,000, in 50 weeks, you will earn $250,000. Then if you find the money to close just 4 life insurance sales per week for $5,000 each… you will earn $1,000,000.

Yes, it is simple to make a million dollars per year selling life insurance! But, only if you will take the time to follow our Trusted Advisor Success Program… And then you call us for your 3 months of one-on-one life insurance training, coaching, and sales support. And you focus on learning how to help middle-income families find the moneySo you close more and larger life insurance sales!

Proof You Can Make A Million Dollars Selling Life Insurance! Here Is What This Agent Had To Say!

“I want to thank Jeremy Nason and Lew Nason for their coaching on life insurance strategies. They helped me to further my understanding of how to communicate the importance of life insurance policies to my customers more effectively. My life insurance policy count has increased (into high double digits) by over 200% throughAugust 2020.”

“The coaching that I have received from Lew and Jeremy at Insurance Pro Shop has been such a help and very effective. This has resulted in me helping many more families to be insured with life insurance. If you are new to the business or you are a seasoned veteran, Lew and Jeremy can help in these challenging times. After all, the need for life insurance is at an all-time high. Agents simply need to remember that success is found by using a process and system that finds solutions for families and individuals using life insurance.” Christopher AntonopoulosNV,Managing VP, Appreciation Insurance & Financial Services (12 yrs in financial sales)

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How You Can Make A Million Dollars Per Year Selling Life Insurance Comes In Three Parts.

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Part 1. Life Insurance Marketing/Prospecting Training… Learn how to deliver a constant marketing message, to everyone you know about how you help middle-income familiesfind the money to spend, save, invest, insure, and plan wisely for the future! So they can “Live Debt-Free and Truly Wealthy!” Contrary to what most agents want to believe, it is NOT about your great products or your hot, new sales idea!

Next, we will show you how to form one or two joint ventures with a business, association, church, etc.! Then we will show you how to get them to recommend you to the people they know. As a result, many people will begin to see you as a Trusted Advisor who is there to help them. And, not the dreaded insurance agent who just wants to sell them life insurance!

When you call those people and ask the right questions, most of them will want to meet with you! So you can easily set the 3-5 sales appointments per week, that you need to make a million dollars per year selling life insurance!

Next, you will want to invite everyone, who didn’t agree to meet with you, to your free educational workshop (only 5 to 10 couples per event). The best part is that most agents who use our “Living Debt-Free and Truly Wealthy” workshop set sales appointments with almost everyone who attends! As a result, you will be in front of the people who want your help! And then you will close more and larger life insurance sales and be on your way to making a million dollars selling insurance.

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How To Make A Million Dollars Selling Life Insurance (7)“Lew and Jeremy, thank you for all of your hard work and dedication over the years. It has been a great pleasure working with you and your team over the past 8 years. You have provided me world-class training and support. You have helped me immensely with my newsletters, booklets, PowerPoint presentations, and so much more. The masterminding in the live classes is priceless. Recently I did a seminar with the PowerPoint you helped me customize. I created over $80,000 in commissions from that one seminar and business keeps rolling in.

The Found Money Management™ program that you teach goes hand in hand with what I do. We help clients to dramatically improve their financial situation. Thanks again for all you do. God bless you and the Insurance Pro Shop! Your Friend,” Bill Constain, CFO, RFP – Freedom Wealth Services –FL (34 yearsin the business)

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Part 2. How To Make A Million Dollars Selling Life Insurance…Learn The Secret To You Closing 9 Out Of 10 Life Insurance Sales!

Fact-finding Training… The initial fact-finding interview is the secret life insurance sales training that most agents miss!

Regrettably, most agents, as soon as they find a problem that the client has (or thinks they have), will jump right in and try to solve the problem! Instead, the agent should ask lots of questions… to get the client to discuss their problem(s) in detail! So, they can help the client to WANT to make solving their financial problem(s) a priority.

Until you help your client make solving their financial problem(s) a priority… you will close only a fraction of the life insurance sales you are capable of closing. Helping your client to make solving their problem(s) a priority… It is the first key to closing 9 out of 10 life insurance sales with the people you meet! And it is the first key to you making a million dollars annually selling life insurance!

Remember, people buy based on emotions and then justify their decisions based on logic… WANT is an emotion!

How To Make A Million Dollars Selling Life Insurance (9)

How To Make A Million Dollars Selling Life Insurance (10)“I wish every agency and professional association would use your systems. While they are far from basic they do remind me how vital the basics are to my business and our industry. They reinforce the fact that questions, not products, help people to see you as an expert. The first time I used your two-page presentation template I closed a 12K commission term conversion. After reviewing it the client literally said, let’s go with the second option that you proposed. That’s it! There was no closing, no cajoling. and no begging. All the work was done during the first meeting. Thanks for all your help and coaching and please know that I appreciate your commitment to our industry.” Brandon Green,ChFC, CLU, CAS, CLTC, FSS, LUTCF –TX(15 years in the business)

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Part 3. How To Make A Million Dollars Selling Life Insurance… Help Your Clients To Find The Money To Take Action!

Training to find the money … This is simply about you helping your clients re-position where they spend and have their money! Accordingly, once people want to set better financial priorities (the first key to you closing 9 out of 10 life insurance sales), it is easy for you to help them find the money they are spending or saving in the wrong places. (the second key to closing 9 out of 10 life insurance sales) Now you just compare what they are doing today… to what you recommend (using our simple two-page presentation). You will show them how much better off they will be when they follow your recommendations. Now closing 9 out of 10 life insurance sales is almost automatic!

Here is a real case where the agent initially closed a life insurance sale and made $3000. He kept it simple and made them a client first. Then within 6 months, the agent closed more life insurance and annuity sales to make an additional $12,000. And you can do it too!

It is how you too can find the money to close more sales… So you make a million dollars per year selling life insurance!

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How To Make A Million Dollars Selling Life Insurance (13)I have been working withJeremy Nasonat theInsurance Pro Shop on Annuity & Life cases for the past couple years with great success. In a nutshell, I have found that my IMO’s have tunnel vision when it comes to case design. And to be blunt, most are not good at it. They tend to focus primarily on pushing products. Jeremy, on the other hand, is the polar opposite of an IMO and he uses both his creativity and case design experience to maximize the benefits for the client in a simple, easy to understand, illustration. He does a great job of comparing the client’s current plan to the “new proposed plan” that we developed in a collaborative manner.

As a result, his process helps the client see clearly the major differences between what they’re currently doing and what they should be doing if they want to live a safe, secure, comfortable retirement and meet their overall goals and objectives. I have found that when I use Jeremy’s system and his easy-to-understand two-page illustrations, the majority of the time I end up making the sale.” Andrew Maisch– NJ(10 yearsin the business)

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Do You Want To Make A Million Dollars Or More Per Year Selling Life Insurance?

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Harness The Power of Found Money Management!

Do you want to work in an Untapped Market with the Best Life Insurance Prospects?

Do you want to know the secrets to finding and closing more
IUL & Whole Life Sales in the next 30-60 days?

Do you want to learn how to Find The Money, So, you can generate
premiums from $4,000 to $12,000 CONSISTENTLY per case?

Do you want to use all the HOT Sales Concepts like Wealth In Motion, Infinite Banking,
Missed Fortune, Circle Of Wealth, and Tax-Free Retirement!

Then Claim Your Copy of: 'Advisor's Guide To Found Money Management™'

Our Specialized Life Insurance Marketing, Leads, And Sales Success System… To Make A Million Dollars Annually Selling Life Insurance!
With 90 Days Of Personal Agent Training, Coaching, And Support – To Close More Life Insurance And Annuity Sales Today!

Trusted Advisor Success Program™!

Our Trusted Advisor Success Program is about you helping middle-income families find the money to Live Debt-Free And Truly Wealthy! So you help middle-income families getall the life insurance they need to protect their families. While they save for a tax-free income, save for college, create a family bank, etc. (Using cash value life insurance!)

Using our life insurance marketing and sales success program… You will get 90 days of personal insurance agent training and coaching… with back-office sales support! All from a team of coaches for over 40 years who have been training agents and advisors… to be Trusted Advisors just like the Industry Legends Ben Feldman, Tom Wolf, John Savage, and Medhi Fakharzadeh! helping middle-income familiesfind the money to secure their future. It is how you can make $250K, $500K, or a million dollars per year selling life insurance.

First, we will show you how to find and attract your best life insurance leads. So you set great sales appointments. Then we will show you how to do a complete client fact-find to help middle-income familiesidentify and want to solve their problems. We will also show you how you can help middle-income families find the money! So that they can take action right now!

Then we will show you the best ways for you to present your ideas to close more and larger life insurance and annuity sales. So you will take your life insurance and annuity sales career to extraordinary heights to sell like the Legends… to make a million dollars per year!

Inside our Trusted Advisor Success Program, you will find all the best insurance marketing plans! You will learn the best ways to use Joint Ventures, Educational Workshops and Seminars, Booklets and Free Reports, Referred Leads, Social Media Marketing, Newsletter, Annual Reviews, and more! With all the sales tools, appointment scripts, and more! Now you can find your best prospects, set your best sales appointments, and be a very successful insurance agent or advisor! Because your ‘special message’ to everyone will be about how you help middle-income families find the money to Live Debt-Free and Truly Wealthy!

INCLUDES… The best life insurance marketing, agent sales success training, coaching, and support! It is everything you need to find the money to use all the HOT Sales Concepts… Wealth In Motion, Infinite Banking. Missed Fortune, Circle Of Wealth, Wealth Beyond Wall Street, Tax-Free Retirement, and more… Because they are part of our Trusted Advisor Success Program. Now you can help middle-income families – not just the wealthy! And you will be very successful like the Legends and make a million dollars or more each year selling life insurance!

Includes… Our Found Money Management™ Tool KitLife insurance marketing and sales agent success training system,
Includes… Our How To Close 9 Out Of 10 Insurance Sales – Life Insurance Sales Agent Success Training System And Videos,
Includes… 90 Days of Personal Insurance Agent Success Training, Coaching, and Back-office Sales SupportWorth $2,097!
And Includes… Membership to Our Private Site at $29.95 per month after the first month,

When will you invest in the life insurance sales success system, training, coaching, and support you need to close more and larger sales… to make a million dollars or more each year selling life insurance?

Not Sure Where To Start…

Become an IPS Member today to check out our insurance agent marketing ideas, lead strategies, agent sales training, and live coaching!

How To Make A Million Dollars Selling Life Insurance (17)Over the past 20-plus years, we have helped thousands of agents and advisors earn $100,000, $200,000, and a lot more… Just by them becoming members of our Insurance Marketing and Sales Resource Center. It is only $39.95 per month and you can cancel anytime. Check it out, because it has detailed marketing strategies, with many hours of agent video training. It also has in-depth appointment setting and sales training, with even more Agent video training… including the sales appointment scripts, fact-finding questions, and more. We also have live weekly training webinars. We are always here to help and guide you every step of the way to successfully sell more life insurance and annuities!

Insurance Marketing and Sales Resource Center™
Only$39.95 per monthfor the life of your membership – immediate online access!

Online Live Weekly Group Training And Coaching Webinars For Insurance Agents and Financial Advisors!

Are you a seasoned financial advisor, a new insurance agent, or a P&C agent? Then you need training and coaching to learn these critical and fundamental insurance marketing, exclusive leads, and sales strategies right now! They are not an option if you want to be aTrusted Advisorand be ultra-successful in insurance sales. It is how you will get your special message out about how youhelp middle-income familiesto have a secure future! This will make it much easier for you to find and attract your exclusive insurance leads/prospects! So, you will set your best Insurance appointments! And then you will close more and larger sales!

This is just the start of the life insurance marketing and sales agent training, courses, tools, strategies, and videos you will also get… When you decide to be an elite member of our IPS private life insurance marketing strategies and sales training website.

INCLUDES4 Live Hour Insurance Agent Coaching Webinarseach month –Live Group Coaching –Case Design Classes –withInsurance Marketing, Prospecting, And SalesTraining Tips and Strategies!You will have immediate access to all of our Past Live Insurance Agent Coaching Webinars!

There are many benefits of insurance agent sales training, coaching, and support! 80% of insurance agents who receive insurance marketing training, coaching, and sales support report increased self-confidence. The more confident you are in your ability to help people the more people will want your help.

Finding The Best Life Insurance Leads Is Easy When You Get The Best Agent Training And Live Agent Coaching! You do want to find the best life insurance sales leads! You want to set the best appointment to close life insurance sales leads!

Become An IPS Member today to check out our life insurance agent marketing and sales training programs to find the best leads and help families!

How To Make A Million Dollars Selling Life Insurance (19)

30-Day ‘Risk-Free’ Trial, 100% Money Back Guarantee!

How To Make A Million Dollars Selling Life Insurance (20)“I have been working with the Insurance Pro Shop since 2006 and have used each and every one of their products since then. (For my agents and myself) If you want a chance to increase your income and become the successful agent that you want to be, then you have to be learning from the best. I truly believe Lew Nason, Jeremy Nason and their team have the tools and resources to help mold successful agents.If you aren’t learning from Lew, then you aren’t learning from the best!” Dennis Postema, RFC – Postema Marketing Group, LLC – OH (10 years in business)

How To Make A Million Dollars Selling Life Insurance (21)

IPS Personalized Client Newsletters– Free Personalization

Do you want a stream of your ideal insurance clients and exclusive leads? Do you want to make it easier for you to set appointments and close the most life insurance sales? Then make sure that your name and special insurance marketing message about how you helpmiddle-income families is out there!So you are always in front of your ideal prospects.

Your client newsletter is critical to staying in touch with prospects, friends, family, and clients. It is also a key to more repeat sales and referrals (exclusive leads) from your current clients. So it is a huge key to you being a successful insurance agent!

Remember,‘Out Of Sight, Out Of Mind’ is a deadly mistake for advisors. Why would your clients, friends, family, neighbors, or prospects call you when they need your help? Or when they are ready to buy. Since they never hear from you, don’t remember you, or know how you helpmiddle-income families! And, then why would they refer people to you?

How To Make A Million Dollars Selling Life Insurance (23)

Are You Asking Your Clients Enough Insurance Sales Questions? Only $39.95
By Lewis Nason And Jeremy Nason

One of the recurring topics we write about each week… and talk about every day is asking your insurance clients the right sales questions. And then ask your insurance clients enough sales questions! That is because asking your clients questions is one of, if not the biggest key to your success in insurance sales. Accordingly, agents and advisors have asked us for a complete list of probing sales questions to use with their insurance clients! As a result, we have compiled a list of all of our favorite insurance sales questions. And then we put them all into our limited edition e-bookAre You Asking Enough Insurance Sales Questions? In this 24-page guide, you will find our goldmine of sales questions you should ask your life insurance clients to set better appointments and close sales. More Details!Immediate Download… Order Now!

A huge key to insurance agents’ success: finding the right leads (prospects), setting better appointments, closing sales, and making a million dollars per year selling life insurance is and always will be asking enough questions!

How To Make A Million Dollars Selling Life Insurance (24)

When Will You Learn How To Help Middle-Income Families… To Make A Million Dollars Selling Life Insurance?

Middle American Family’s Guide To – Living Debt-Free And Truly Wealthy!
By Lew Nason, LUTCF, CTA, RFC Retired, And Jeremy Nason RFC, CTA

We urge you to take the time to read our 20-chapter book… ‘Middle American Family’s Guide To Living Debt-Free And Truly Wealthy“! Because we give you complete strategies, on how you can help middle-income families (clients) find the money to spend, save, invest, insure, and plan wisely for a secure future! So that you can help middle-income families(clients) “Live Debt-Free and Truly Wealthy”! As a result, you will understand our philosophies, concepts, and techniques by the end of the book. Finally, you will know how you can make a real difference… By helping your family, friends, clients, and neighbors get rid of their debt. So they can save for retirement. So that they will have a secure financial future! And you will be on your way to a very successful insurance agent career.

Book OutlineGet A Digital Copy of Our 20 Chapter Book! Only $18.97, Immediate Download, ORDER Now!

Important Question… Are you in this insurance business just to make sales? Or do you want to help families? Who do you think insurance prospects want to see? Do they want to meet with an insurance salesperson – or a Trusted Advisor who does their best to help them? When will you decide to make a real difference in people’s lives? The more personal insurance agent training, coaching, and sales support you get to learn how to help families… The more you will learn how to help yourself and your family to make a million dollars per year selling life insurance! Nothing will change until you decide to take action to make it change!

Get The Sales Training To Learn How To Close More Sales To Make A Million Dollars Selling Life Insurance!

What’s Stopping You From Making More Life Insurance Sales?

How To Set Better Appointments to Make More and Larger Life Insurance Sales!

How To Make A Million Dollars Selling Life Insurance (25)

How To Make A Million Dollars Selling Life Insurance (26)

How To Make A Million Dollars Selling Life Insurance (2024)

FAQs

Can you make a million dollars selling life insurance? ›

Some agents, advisors, and multi-line agents made a million dollars in the first year they worked with us selling life insurance! While most of the others it took 2, 3, or more years to make a million dollars per year selling life insurance.

How do people make so much money selling life insurance? ›

For every policy sold, the insurance agent earns a large upfront commission. This rate can range from 40% to 100% of the first-year premium, the amount the policyholder pays for the policy. The rate is set by the insurance company, and each state has its own commission limits.

What is the hardest part of selling life insurance? ›

Selling life insurance is challenging because it involves discussing sensitive topics like death and financial planning, which many potential customers are uncomfortable or reluctant to think about.

How do I succeed in life insurance sales? ›

Selling life insurance to your leads is all about the pitch. You need to present yourself well, speak in the language your prospects understand (no slang or jargon), and demonstrate empathy with their situations. When you put yourself in their shoes, you can better explain how your insurance products will benefit them.

Can you be rich selling insurance? ›

Strong earning potential

If you have a great work ethic and are willing to place yourself out there to establish relationships with clients, you will get more opportunities to earn a higher income. Selling insurance may even make you a millionaire.

What is the most profitable insurance to sell? ›

Life insurance is the most profitable—and the hardest—type of insurance to sell. With the highest premiums and the longest-running contract, it brings in cash over a long period of time. In the first year, agents make the largest annual sum on a policy, bringing in anywhere from 40–120% of the policy premium.

Why is life insurance so hard to sell? ›

Life insurance is a very difficult product to sell. Simply getting your prospect to acknowledge and discuss the fact they are going to die is a hard first step. When and if you clear that hurdle, your next task is creating urgency so they buy right away.

What is the success rate of selling life insurance? ›

More than 90% of new agents quit the business within the first year. The rate increases to greater than 95% when extended to five years.

How long does it take to start making money selling life insurance? ›

Most businesses don't make any profit in their first year of operating. It could take anywhere from 18 to 24 months for your insurance sales to actually provide profit. Don't feel discouraged. Every small business owner has to clear this hurdle.

Why do most life insurance agents fail? ›

While people skills are crucial, many insurance agents fail because they do not know the market well enough. One of our survey respondents even claimed that in order to be successful in the insurance industry, 75% of efforts should be in marketing, 20% in sales, and 5% in operations. Marketing can be a daunting task.

What type of insurance sales makes the most money? ›

While there are many kinds of insurance (ranging from auto insurance to health insurance), the most lucrative career in the insurance field is for those selling life insurance.

What type of life insurance pays highest commission? ›

Insurance agents receive the highest commission rates for whole life insurance plans, often more than 100% of the total premiums for the policy's first year. The exact percentage depends on the age of the policyholder.

How do you master sales in insurance? ›

Assess Client Needs: Determine which insurance products best meet your clients' needs through a needs analysis. Present Insurance Solutions: Explain the benefits and features of the insurance products you offer. Close the Sale: Address objections, provide additional information, and finalize the sale.

How much do top life insurance salesmen make? ›

Life Insurance Sales Agent Salary in California
Annual SalaryWeekly Pay
Top Earners$140,633$2,704
75th Percentile$131,300$2,525
Average$102,747$1,975
25th Percentile$101,200$1,946

How to sell life insurance over the phone script? ›

How are you doing today? Prospect: I'm doing well, thanks. Agent: I'm reaching out today to discuss how we can help protect your family's financial security with our life insurance solutions. I'd love to offer you a free quote for our life insurance policies.

How much money can you make selling whole life insurance? ›

In the first year, a life insurance agent can earn anywhere from 30% to 90% of this premium, along with 5% to 10% of premiums paid in later years.

How much do you get if you sell a $100000 life insurance policy? ›

That means if your policy has a $100,000 benefit, you might receive $20,000 from selling it. Life settlement companies base their offers on many of the same factors life insurance companies use to determine your premiums.

Is it possible to have a million dollar life insurance policy? ›

A million dollar life insurance policy pays out a death benefit of $1 million to your beneficiaries if you pass away during the policy term. In exchange, you can pay premiums monthly or yearly to keep the policy active.

Is selling life insurance a lucrative business? ›

1. The life insurance industry is competitive but lucrative. Becoming a life insurance agent provides an exciting opportunity for ambitious professionals. Not only is the industry competitive and lucrative, but it can also create a rewarding career trajectory.

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