How to send money (2024)

FAQs

How can I send a small amount of money? ›

Venmo, Cash App, Google Pay, Zelle, PayPal, and wire transfer are some of the safest way to send money digitally. Money transfer apps are inexpensive and convenient options for paying family and friends. Wire transfers at a bank are ideal for securely sending large amounts domestically or internationally.

You say “thank you!” With a smile on your face and a pleasant sound in your voice. That's the only mature, polite response. Later, you may take other actions (exchange, regifting, charity, etc.), but at the time of receiving the gift you accept it graciously and gratefully.

Both of the payment services are decently safe, have user-friendly interfaces, and allow you to conveniently send money when you need it. Zelle stands out from Venmo with its absence of instant transfer fees, but it also cannot be used as a wallet. So, if you need a wallet function, you should go for Venmo .

Politely refuse and say that you are not in the habit of giving/ lending money. The most polite way I can think to phrase this goes like this: Thank them for asking, Tell them they deserve all good things, and say you cannot help.

I have sent you the money is correct. If the indirect object (you) comes before the direct object (money), then there is no preposition. We would not say I have sent to you the money. However, if the order is switched, you must use the preposition “to”: I have sent the money to you.

If you're sending a large amount of money, you may want to use a wire transfer at your bank. You'll need the recipient's account and routing numbers. You and the recipient will likely incur fees.

How can I send $6,000 to someone? ›

Sending a wire transfer through your bank might be the best way to send a large amount quickly; P2P apps limit how much you can send (generally $1,000 to $10,000 per transfer) and delivery can take multiple days. Bank wire transfers generally are delivered within hours or minutes.

The Bottom Line: Zelle Transaction Limits

Many top banks offer Zelle, allowing users to send funds to trusted family members and friends. Sending limits usually range from $500 to $5,000 per day and $10,000 to $20,000 per month, though some banks may allow you to increase your limits.

If money is sent and the recipient isn't enrolled with Zelle, they'll get a notice with instructions on how to register. If you sent funds to their mobile phone number, they'll get a text message.

There is no fee to send, request or receive money using Zelle®.

Zelle doesn't charge any fees for sending or receiving money, but your bank may. Keep in mind, you can't send money with credit cards. Zelle is strictly for bank-account-to-bank account payments. Additionally, support is limited, and you will likely have to contact your individual bank if you have questions.

When sending money by mail, use money orders as a safe alternative to cash and personal checks. U.S. Postal Service^® money orders are affordable, widely accepted, and never expire. Your money order receipt will help you track your payment and show proof of value in case the money order gets lost, stolen, or damaged.