FAQs
In summary, if you want to transfer money without using UPI, there are several other methods available. You can transfer funds through traditional bank transfers, mobile wallets, NEFT/RTGS systems or even by using cheques.
Can we transfer money without UPI ID? ›
In summary, if you want to transfer money without using UPI, there are several other methods available. You can transfer funds through traditional bank transfers, mobile wallets, NEFT/RTGS systems or even by using cheques.
How can I send money through debit card without UPI? ›
You can add any bank's Debit Card on PayZapp. You need to manually add your card's details to PayZapp once to and easily initiate all kinds of payments. Whether you have an HDFC Bank or other bank Credit Card, you can use it to transfer money without UPI.
How to send money without internet UPI? ›
Frequently Asked Questions
- Dial USSD code *99# on your phone's dialler and press the call button.
- A menu of choices will appear on your screen. ...
- Enter your linked bank account number, registered phone number, or UPI ID.
- Once prompted, enter the amount you want to send and confirm it.
How do I send money when UPI is not working? ›
Link multiple bank accounts: If one account faces issues, having an alternative bank account linked to your UPI ID can be a saviour when you want to send money urgently. Double-check receiver's details: Always verify the receiver's UPI ID or mobile number.
Can I send money to someone who is not registered on UPI? ›
No, registration of Beneficiary is not required for transferring funds through UPI as the fund would be transferred on the basis of Virtual ID/Account+IFSC/Aadhaar Number.
What is the difference between UPI and Google Pay? ›
"UPI" means the Unified Payment Interface. "UPI Transaction Data" means the individual UPI transaction data i.e. data in clear text format. "User" means a person who registers for Google Pay Service(s) including UPI payment facility to send or receive payments.
Which app does not require debit card for UPI? ›
In Google Pay, you can set up UPI without a debit card. First, download the app and register yourself. Then, go to the 'Payment methods' tab and select your bank account. After verifying your bank account, select 'Aadhar-based' verification and enter the first six digits of your Aadhar Card.
Can we use debit card as UPI? ›
To use UPI in India, you need to have a bank account. When you set up a UPI account, it is linked to your bank account. In most cases, linking a debit card to your UPI account is part of the initial setup process.
How to use UPI without bank account? ›
Yes, you can create a UPI ID without a bank account by using digital wallets that support UPI, such as Bajaj Pay. These wallets allow you to link your UPI ID to the wallet instead of a traditional bank account.
DO I NEED A SMARTPHONE FOR A UPI PAYMENT ? No, you do not require a smartphone for a UPI Payment using UPI 123PAY. WILL INTERNET BE REQUIRED FOR MAKING PAYMENTS, AS FEATURE PHONE DOES NOT HAVE INTERNET ? Internet is not required for making payments through Feature Phone.
Can UPI be activated without internet banking? ›
Yes, UPI payments can be activated without the internet. To send money, dial *99# on your phone and enter 1. Select your preferred method and enter the recipient's UPI ID, phone number, or bank account number. Next, enter your UPI PIN along with the amount.
How to activate UPI without debit card? ›
1. Can a UPI PIN be set without a debit card? To create your UPI account without a debit or ATM card, link your bank account to your preferred UPI app and select Aadhaar-based verification instead of using your debit card. Then, submit and verify your Aadhaar details and set up a 4 or 6-digit UPI PIN.
Can I transfer money online without UPI? ›
Mobile Banking Apps: Many banks offer dedicated mobile apps for managing your finances, including money transfers. Download the app from your bank and follow the instructions. Payment Wallets: Digital wallets like Bajaj Pay wallet allow transfers to other users within their platforms.
How to create an UPI ID for NRI? ›
Enable UPI now on your registered Indian or International Mobile Number
- Step 1: Log in to the iMobile Pay app.
- Step 2: Click on 'UPI Payments'
- Step 3: Verify Mobile Number.
- Step 4: Click on Manage > My profile.
- Step 5: Create UPI ID (select from the suggested options)
- Step 6: Select Account Number > Submit.
How do I send money to someone's UPI? ›
Through a UPI QR Code
By scanning the QR code for the recipient, you may send money over UPI as well. Launch the digital payment mobile app on your phone, choose the option of 'Pay,' and then choose a QR code. Enter the payment amount after scanning the recipient's QR code.
Can you transfer money without ID? ›
Send money in the form of a prepaid debit card or a gift card to keep your identity hidden. Use a separate email and pseudonym when creating accounts on online payment apps, such as Venmo, Cash App, and Zelle to send money anonymously.
Is it safe to send money to unknown UPI ID? ›
Synopsis. UPI overpayment scam: You should be careful before sending or accepting any UPI collect money request especiallly from unknown numbers or IDs. This is because scamsters have now become more sophisticated and specifically targetting various tricks to make sure you stay distracted enough to not notice the scam.
How to use UPI without registered mobile number? ›
Set Up UPI PIN Using Aadhaar Card
- Step 1: Select a UPI-enabled app from your bank. ...
- Step 2: Register your bank account and link It. ...
- Step 3: Obtain UPI services. ...
- Step 4: Create a UPI PIN using your Aadhaar card. ...
- Step 5: Verify your identity with your Aadhaar card. ...
- Step 6: Make your UPI PIN.
Can I use UPI without adding bank account? ›
Yes, you can create a UPI ID without a bank account by using digital wallets that support UPI, such as Bajaj Pay. These wallets allow you to link your UPI ID to the wallet instead of a traditional bank account.