How to Use a Digital Wallet | BankSouth (2024)

FAQs

How to Use a Digital Wallet | BankSouth? ›

Here's how: Making In-Store Purchases: Many retail stores accept digital wallet payments. Look for a symbol at the checkout counter that indicates your digital wallet is accepted. Then, open your digital wallet app, select the card you want to use, and hold your phone near the payment terminal.

Digital wallets allow you to pay when you're shopping using your device so that you don't need to carry your cards around. You enter and store your credit card, debit card, or bank account information and can then use your device to pay for purchases. Digital wallets can also store: Gift cards.

To use your digital wallet in person, just unlock your digital wallet and authorize it, then just hold your phone on the card reader to transfer the information.

To start, locate the wallet app on your smartphone—most are already installed—then enter your credit or debit card information. The application allows you to store multiple cards and to set your default payment method. Your Digital Wallet can't be used for a payment without your authentication.

How do I pay with Google Wallet? Set up your Android phone for easy contactless payments. Just add your credit or debit cards to get started. When you're ready to pay, unlock your phone, hold it near the reader, and look for the check mark to know your payment has been accepted.

Contactless forms of payment such as digital wallets are always more secure than swiping a card, he added, noting that scammers are still known to put card skimmers on credit card readers to steal the customer's information. If you use a digital wallet, “you are always going to be in control,” McKnight said.

A digital wallet can help you store credit cards, gift cards, customer loyalty cards, membership cards, and more. Digital wallet payments might be a safer option because you reduce the risk of losing a physical credit or debit card.

How to use wallet to pay at store? ›

Pay with a tap at stores worldwide

Hold your Android device near the card reader and wait for the checkmark. Pay with your default card or select another. Google Pay will handle the rest.

You can pay with Google Wallet wherever you find the contactless or Google Pay symbols on the payment terminal screen or cash register.

Digital wallets can store credit cards and other types of documents and information, like boarding passes and membership cards, which can help declutter your physical wallet. For instance, you could also use a digital wallet to: Store boarding passes, gift cards and tickets. Organize coupons.

An eWallet (electronic wallet) is a digital version of a traditional wallet that stores payment card information and facilitates electronic transactions. A Mobile Wallet is a digital wallet that resides on a mobile device and allows users to store payment information and conduct transactions through a mobile app.

In order to accept digital wallet payments for customer purchases in person, businesses need to have a card reader that's NFC-enabled and POS software that supports this payment type. Stripe's card reader for in-person transactions is enabled for contactless digital wallet payments.

Link Bank Account or Payment Method: To fund your e-wallet, you'll need to link a bank account or add a credit/debit card. This allows you to load money into your e-wallet for payments and transactions.

CONTACTLESS ATM Get cash without your card

Adding your debit card to your Digital Wallet means you can get cash using your phone. Just select your card in your wallet and hold your phone over the Contactless Symbol at any Bank of America ATM.

To pay in stores using your phone, you'll need to make sure Google Pay is downloaded and set up on your phone first. Get the Google Pay app on your Android phone. It only takes a few minutes to set up Google Pay on your phone. You'll need your credit or debit card info handy to get the app set up.