How To Withdraw Money From PayPal Without A Bank Account (The Best Ways) (2024)

PayPal is a widely used online payment system that allows users to send and receive money from anywhere in the world. While having a bank account linked to your PayPal account is the most common method for withdrawing funds, there are alternative ways to withdraw money from PayPal without a bank account.

In this blog post, we will explore the different ways that can help you access your PayPal balance without the need for a bank account.

Can You Withdraw Money From PayPal Without Bank Account?

Yes, you can withdraw money from PayPal without a bank account in a couple of ways. Unlike most other platforms, PayPal offers users plenty of options when looking to withdraw money from their PayPal balance.

How To Withdraw Money From PayPal Without Bank Account

There are a few ways to withdraw money from PayPal without a bank account. Here are the three most common methods:

  1. Request a check. You can request a check to be mailed to your address. This is the slowest method, but it's free.
  2. Get a PayPal Debit Card. The PayPal Debit Card is a Mastercard that allows you to withdraw money from your PayPal balance at any ATM. There is a small fee for using the card, but it's a convenient way to get cash quickly.
  3. Link a digital wallet. You can link your PayPal account to a digital wallet like Venmo or Cash App. This allows you to transfer money from your PayPal balance to your digital wallet, which you can then use to withdraw cash at an ATM or spend online.

1. Request a check

Requesting a check from PayPal is a great way to withdraw money from the platform without a bank account.

To request a check, follow these steps:

  1. Go to Wallet.
  2. Click Transfer Money.
  3. Click Request a check by mail (fee applies).
  4. Enter the amount you want to transfer (the minimum is $1.51 USD).
  5. Click Next.
  6. Review your transfer details, then click Request (amount) Now.
  7. Click Done.

2. Get a PayPal Debit Card

The PayPal Debit Card lets you spend your PayPal balance in store anywhere Mastercard is accepted. Plus, get cash back with PayPal Rewards on eligible purchases.

It also offers a great way to withdraw money from PayPal without a bank account.

To get a PayPal Debit Card, follow these steps:

  1. Log in to your PayPal account.
  2. Click on the "Wallet" tab.
  3. Click on the "Debit Card" button.
  4. Follow the instructions to apply for a card.

3. Link a digital wallet

PayPal works with a couple of digital wallets and you can use them to withdraw money from the platform without using a bank account.

To link a digital wallet, follow these steps:

  1. Log in to your PayPal account.
  2. Click on the "Wallet" tab.
  3. Click on the "Digital Wallets" button.
  4. Select the digital wallet you want to link.
  5. Follow the instructions to link your account.

Which method is right for you?

The best method for withdrawing money from PayPal without a bank account depends on your individual needs. If you need to get cash quickly, the PayPal Debit Card is a good option. If you don't need cash right away, requesting a check is a free option. And if you already use a digital wallet, linking your PayPal account to that wallet is a convenient way to access your funds.

Here are some additional tips for withdrawing money from PayPal without a bank account:

  • Make sure you have enough money in your PayPal balance to cover the withdrawal fee.
  • Be aware of the processing time for your withdrawal method.
  • Keep track of your withdrawal history so you know how much money you've withdrawn and when.

How To Withdraw Money From PayPal Without A Bank Account (The Best Ways) (2024)

FAQs

How To Withdraw Money From PayPal Without A Bank Account (The Best Ways)? ›

Can you withdraw money from PayPal without confirming bank account? Yes, you can withdraw money from PayPal without a linked or confirmed bank account by requesting a paper check or getting a PayPal debit card connected to your PayPal balance. These let you access the funds as cash or spend them directly.

Where can I pull money off my PayPal card for free? ›

Withdraw cash at ATMs

It's free at U.S. MoneyPass ATMs. Or for a fee at retailers around the world.

How do I use PayPal if I don't have a bank account? ›

It is possible to use PayPal without linking a bank account. You could choose to fully verify your PayPal account by linking a credit card instead of a bank - or you could leave your account unverified. Unverified accounts have lower transaction limits, and you may find you can't access all services.

Which app can I use to withdraw money from PayPal? ›

¹ You can withdraw money from your PayPal account balance through the PayPal app or on their website.

Why won't PayPal let me take my money out? ›

There may be a limitation on your PayPal account that prevents the transfer. Remove the limitation to restore your full account functionality. Your debit card or bank account may not be eligible to process the instant transfer. Select a different bank or card that supports instant transfer from PayPal.

What ATM has no fee for PayPal? ›

There are no fees to own or pay with the PayPal Debit Card in stores or online within the US, or when you withdraw at US MoneyPass® ATMs. Both the ATM surcharge and PayPal fees are waived.

How to withdraw money from PayPal without a fee? ›

Just look at the back of the PayPal debit Mastercard - it has the MoneyPass logo printed directly on the card, which designates that the card / account works with the MoneyPass network, which means fees are waived.

What cards can withdraw from PayPal? ›

You can withdraw your PayPal balance to eligible Visa & Mastercard debit cards via Instant Transfer. Eligible debit cards that support this function will be shown to you when you request a withdrawal from your PayPal account.

Can I withdraw money from PayPal without a bank account? ›

Can you withdraw money from PayPal without confirming bank account? Yes, you can withdraw money from PayPal without a linked or confirmed bank account by requesting a paper check or getting a PayPal debit card connected to your PayPal balance. These let you access the funds as cash or spend them directly.

What store can I withdraw money from PayPal? ›

Load and withdrawal limits apply. PayPal cash in and cash out money services exclusively at Walmart stores may be a great option for you and your family. If you are looking for something totally different from traditional financial services, check out more information HERE!

How do I get money from PayPal if I don't have an account? ›

You can accept the payment by clicking Sign Up on any PayPal web page. If you don't have a PayPal account, you'll need to create one before you can accept the payment. If you decide not to sign up for an account, we'll refund the money back to the sender.

When someone pays you through PayPal, how do you get the money? ›

With PayPal, you receive money when someone pays to your email address or mobile number. Once that happens, we'll send you a message letting you know you have money available. You can access the money you receive on your PayPal account home page.

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