Topics
Robo-advisors (opens in a new tab)Peer-to-peer Lending (opens in a new tab)Peer-to-peer (opens in a new tab)Crowdfunding Platforms (opens in a new tab)Lenders (opens in a new tab)
33 Citations
- Camila BackStefan MoranaMartin Spann
- 2021
Economics, Business
SSRN Electronic Journal
The impact of anthropomorphized robo-advisors on investment decisions is considered, with a focus on their ability to mitigate investors’ behavioral biases, and the well-documented disposition effect is studied.
- 3
- PDF
- Eugene Cheng-Xi AwT. ZhaStephanie Hui-Wen Chuah
- 2023
Business, Psychology
The Service Industries Journal
This study challenges the conventional linear and symmetric perspective adopted in prior research by examining the interplay among technology characteristics, human-like characteristics, and consumer characteristics to explain the acceptance of robo-advisory services.
- 8
- Highly Influenced
- Juan CoffiBabu George
- 2022
Business, Economics
Journal of Applied And Theoretical Social…
Continuous advancements in fintech provide a somewhat customized service but the robot’s lack of ability to manage certain types of investments and integrate intangible yet critical human factors into the assessments limit the effectiveness of these tools, at least currently.
- 3
- PDF
- A. FügenerJörn GrahlAlok GuptaW. Ketter
- 2022
Computer Science, Business
Inf. Syst. Res.
This study highlights capabilities that humans need to effectively work with AI and still be in control rather than just being directed.
- Zefeng Bai
- 2024
Business
Review of Behavioral Finance
PurposeRobo-advisory has become an increasingly popular asset management tool in recent decades. This paper studies the association between robo-advisor usage and perceived financial…
- Weiguang WangG. GaoRitu Agarwal
- 2023
Computer Science, Medicine
Management Science
Evidence is found that AI benefits workers with greater task-based experience, but senior workers gain less from AI than their junior colleagues, and the relatively lower productivity lift from AI is not a result of seniority per se but lower trust in AI, likely triggered by the senior workers’ broader job responsibilities.
- 3
- A. FügenerJörn GrahlAlok GuptaW. KetterW. KetterW. Ketter
- 2019
Computer Science
SSRN Electronic Journal
It is argued that the future workplace may not belong exclusively to humans or machines, and it is better to use AI together with humans by combining their unique characteristics and abilities.
- 17
- PDF
- Yi WuWeiling KeYuelei LiZhijie LinYong Tan
- 2024
Economics, Business
Information Systems Research
This study explores the decision-making process in online peer-to-peer (P2P) lending, a rapidly growing source of fixed income for investors. We examine how lenders’ bidding amounts are influenced by…
- Evangelos KatsamakasJ. Sánchez-Cartas
- 2022
Economics, Computer Science
Syst.
It is concluded that digital platforms increase financial inclusion, helping to foster investment and achieve a more egalitarian allocation of resources.
- P. WeberK. V. CarlO. Hinz
- 2023
Computer Science, Economics
Management Review Quarterly
An overview of current research on XAI in Finance is provided with a systematic literature review screening 2,022 articles from leading Finance, Information Systems, and Computer Science outlets, and classify them according to the used XAI methods and goals that they aim to achieve.
- 14
- PDF
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29 References
- Francesco D’Ac*ntoN. PrabhalaAlberto G. Rossi
- 2019
Economics, Business
The Review of Financial Studies
We study a robo-advising portfolio optimizer that constructs tailored strategies based on in- vestors’ holdings and preferences. Adopters are similar to non-adopters in terms of demographics, but…
- 221
- PDF
- D. JungVerena DornerChristof WeinhardtHakan Pusmaz
- 2017
Business, Computer Science
Electronic Markets
This work identifies requirements for robo-advisory, derive design principles and evaluate them in two iterations with a real roboservice in a controlled laboratory study, and results confirm the validity of the identified design principles.
- 114
- Aldo MoroMarco Polignano
- 2015
Computer Science, Business
Decis. Support Syst.
- 57
- Mingfeng LinN. PrabhalaS. Viswanathan
- 2013
Economics, Business
Manag. Sci.
It is found that the online friendships of borrowers act as signals of credit quality and increase the probability of successful funding, lower interest rates on funded loans, and are associated with lower ex post default rates.
- 1,085
- PDF
- J. DuarteStephan SiegelLance A. Young
- 2012
Economics, Business
Although it is well known that appearance-based impressions affect labor market and election outcomes, little is known about the role appearance plays in financial transactions. We address this…
- 848
- J. XuM. Chau
- 2018
Business, Economics
J. Manag. Inf. Syst.
The research broadens and deepens the understanding of the roles of information disclosure, social influence, information quality, and trust in economic exchanges in online settings and shows that not only the amount but also the content of such direct communication matters.
- 78
- Berkeley J. DietvorstJ. SimmonsCade Massey
- 2018
Economics, Computer Science
Manag. Sci.
Giving participants the freedom to modify an imperfect algorithm made them feel more satisfied with the forecasting process, more likely to believe that the algorithm was superior, and morelikely to choose to use an algorithm to make subsequent forecasts.
- 530
- PDF
- Berkeley J. DietvorstJ. SimmonsCade Massey
- 2015
Economics, Psychology
Journal of experimental psychology. General
It is shown that people are especially averse to algorithmic forecasters after seeing them perform, even when they see them outperform a human forecaster, and this phenomenon, which is called algorithm aversion, is costly, and it is important to understand its causes.
- 1,162
- PDF
- Yang JiangYi-Chun HoXiangbin YanYong Tan
- 2020
Economics, Business
Inf. Syst. Res.
Lending-based real estate crowdfunding, which involves the use of real estate to secure loans, has emerged as a promising alternative with lower risk than peer-to-peer lending. This study provides…
- 27
- Jing WangPanagiotis G. IpeirotisF. Provost
- 2017
Computer Science, Economics
Inf. Syst. Res.
This paper considers labeling tasks and develops a comprehensive scheme for managing the quality of crowd labeling and introduces two novel metrics that can be used to objectively rank the performance of crowdsourced workers.
- 32
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