You do not need to call the medical screening helpline in respect of the following automatically covered pre-existing medical conditions, as they are automaticallycovered at no additional premium provided you do not also have a pre-existing medical condition. If you have a pre-existing medical condition in addition to any of the following automatically covered pre-existing medical conditions all conditions will be excluded from cover, unless disclosed to the medical screening helpline and additional cover agreed in writing.
Acne,
ADHD,
Allergic reaction (Anaphylaxis) provided that you have not needed hospital treatment for this in the last 2 years,
Allergic rhinitis,
Arthritis (the affected person must be able to walk independently at home without using mobility aids),
Asthma (the diagnosis must have been made when the affected person was under the age of 50, and the asthma be controlled by no more than 2 inhalers and no other medication),
Blindness or partial sightedness,
Carpal tunnel syndrome,
Cataracts,
Chicken pox – if completely resolved,
Common cold or flu,
Cuts and abrasions that are not self-inflicted and require no further treatment,
Cystitis – provided there is no on-going treatment,
Deafness,
Diabetes (which is controlled by diet or tablets only),
Diarrhoea and vomiting – if completely resolved,
Eczema,
Enlarged prostate – benign only,
Essential tremor,
Glaucoma,
Gout,
Haemorrhoids,
Hay fever,
Ligament or tendon injury – provided you are not currently being treated,
Macular degeneration,
Menopause,
Migraine – provided there are no on-going investigations,
Nasal polyps,
PMT,
RSI, Sinusitis – provided there is no on-going treatment,
Skin or wound infections that have completely resolved with no current treatment,
Tinnitus,
Under active Thyroid (Hypothyroidism),
Urticaria,
Varicose veins in the legs.
To declare any pre-existing medical conditions,
please visit our online medical screening
If you would rather undergo your medical screening by telephone,
please get in touch with us on01702 427237 and any of our agents will be happy to assist you.
This is a secure and confidential service which allows you to declare any pre-existing medical conditions you may have,
as defined by your Big Cat policy wording.
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FAQs
However a strict requirement for those visiting Canada on an IEC visa is that you must have medical insurance for the entire duration of your stay.
Do I need travel insurance for a Canada work visa? ›
Remember, a condition of your IEC Visa is that you must hold travel insurance for the whole duration of your stay in Canada.
Is travel insurance mandatory to travel to Canada? ›
Is travel insurance essential for visitors to Canada? You don't have to have travel insurance when visiting Canada, unless you are applying for a super visa. But health care is expensive in Canada if you don't have coverage.
Does my US health insurance cover me in Canada? ›
Even though Canada is just over the border, your U.S. health insurance plan will not be accepted there unless it specifically provides global coverage. American Medicare also is not accepted in Canada. It's important to purchase travel medical insurance in case you suffer an injury or fall ill while in Canada.
Can I travel to Canada without health insurance? ›
Canada does not pay for hospital or medical services for visitors. You should get health insurance to cover any medical costs before you come to Canada.
Why is travel insurance to Canada so expensive? ›
Why is travel insurance to Canada so expensive? Medical care and treatment in Canada is of high quality, however, it is also very expensive. As a result, travel insurance for Canada often costs more as insurers will take the higher cost of healthcare into consideration if you have to make a claim.
How much is travel insurance in Canada? ›
The cost of trip insurance in Canada can vary widely, but on average, you might spend between CAD 50 and CAD 300. The price depends on factors like your destination, trip length, age, and the coverage you choose. It's similar to how plane ticket costs vary based on when and where you're flying.
Is travel insurance mandatory? ›
Is Travel Insurance Mandatory? As a general rule, travel insurance coverage is not mandatory to travel. However, some countries require travel insurance to enter. Travel advisories change constantly and the country you plan to visit for your next trip may implement a requirement on short notice.
Do I need proof of insurance to go to Canada? ›
U.S. driver's licenses are valid for visitors in Canada. Proof of auto insurance is required.
Do Americans need travel insurance for Canada? ›
Travel insurance is not a requirement to travel to Canada. However, travel insurance will provide travel medical insurance and emergency medical evacuation coverage, as well as benefits for lost or delayed baggage, trip delay, cancellation or interruption and sometimes missed connections.
Options for Healthcare in Canada for Non-Residents
Do tourists get free healthcare in Canada? No. However, non-residents can get insurance for emergency healthcare coverage while in Canada (but it won't cover non-emergency expenses).
Is it OK to not have travel insurance? ›
If you don't have travel insurance you will have to pay out of your own pocket to deal with a problem while you're away. Or you may lose money if you have to cancel a trip and can't get your money back. This could cost you thousands of pounds.
What happens if an American gets sick in Canada? ›
If during your visit to Canada you get sick or injured, the Canadian government won't pay for any hospitalization or emergency medical services for visitors. Also, if you don't have proper medical insurance coverage, you will be liable to pay for any medical service out of your own pocket.
How does American insurance work in Canada? ›
Most U.S. car insurance policies will provide the same coverages and limits in Canada for short trips. The types of coverages that usually extend into Canada may include: Liability coverage - Covers expenses related to injury, death or property damage of others when you're at fault.
Do Americans pay for healthcare in Canada? ›
Yes, you can get healthcare in Canada as an American, but it won't be free. Canada does not pay for healthcare services for visitors, so you should have health insurance before you cross the border.
What do I need for IEC Canada? ›
Be prepared to show the following documents:
- your passport.
- your Port of Entry (POE) Letter.
- proof of funds.
- proof of health insurance.
- a ticket for your departure from Canada or sufficient funds to purchase such a ticket and.
- copies of the documents you provided in your work permit application.
For this reason, international students must purchase health coverage either from their institution or a private health insurance provider for the beginning of their study period.
Is health insurance mandatory for a Canada work permit? ›
If you're eligible for a 12-month work permit in Canada, you must have 12 months of insurance coverage. Your health insurance must cover medical care, hospitalization, and repatriation costs.
Is it mandatory to have health insurance in Canada? ›
The Legalities of Health Insurance in Canada: Is It Mandatory? In Canada, there is no federal law mandating that individuals have health insurance. However, some provinces and territories require residents to have health insurance coverage in order to access publicly funded healthcare services.
