Ingo Money App - Cash a Check and Get your Money in Minutes (2024)

Cash paychecks, personal checks, business checks, money orders and more, anytime, anywhere. Get your money in minutes in the accounts you choose, as good as cash and safe to spend!

With Ingo Money, it’s your money on your terms.

All checks subject to review for approval. Fees may apply.

INGO MONEY APP

Cash a check on your mobile device.

Cash a check with Ingo Money and, if your check is approved, get your money in minutes in your bank, prepaid card or PayPal account.

No check cashing lines. No take-backs. No worries.

All checks subject to review for approval. Fees may apply.
Most credit card issuers post funds within 24 hours.

INGO MONEY APP

Cash a check on your mobile device.

Cash a check with Ingo Money and, if your check is approved, get your money in minutes in your bank, prepaid card or PayPal account.

No check cashing lines. No take-backs. No worries.

Simply link your accounts in the Ingo Money App, cash a check and choose where you want to send your money. Or split a check and send money to more than one place.

Ingo Money App - Cash a Check and Get your Money in Minutes (5)

All checks subject to review for approval. Fees may apply.
Most credit card issuers post funds within 24 hours.

Ingo Money App - Cash a Check and Get your Money in Minutes (6)

Take pictures of your check

All checks subject to review for approval

Ingo Money App - Cash a Check and Get your Money in Minutes (7)

Choose when you want your money

Fees apply for money in minutes transactions

Ingo Money App - Cash a Check and Get your Money in Minutes (8)

Choose where to send your money

Fund most bank, prepaid or PayPal accounts, pay credit cards or split a check to multiple accounts

HOW THE APP WORKS

Cashing checks is easy!

  1. Sign in and tap ‘Cash a Check’
  2. Take a photo of the front and back of your check
  3. Choose WHEN you want your money
  4. Choose WHERE you want your money
  5. Submit your check for review

The review process typically takes just a few minutes. If your check is approved, you may also be asked to void it and submit a voided image.

  • Ingo Money App - Cash a Check and Get your Money in Minutes (11)
  • Ingo Money App - Cash a Check and Get your Money in Minutes (12)
  • Ingo Money App - Cash a Check and Get your Money in Minutes (13)
  • Ingo Money App - Cash a Check and Get your Money in Minutes (14)
  • Ingo Money App - Cash a Check and Get your Money in Minutes (15)

Get the Ingo Money App:

Cash a check in three easy steps.

Ingo Money App - Cash a Check and Get your Money in Minutes (18)

Take pictures of your check

All checks subject to review for approval

Ingo Money App - Cash a Check and Get your Money in Minutes (19)

Choose when you want your money

Fees apply for money in minutes transactions

Ingo Money App - Cash a Check and Get your Money in Minutes (20)

Choose where to send your money

Fund most bank, prepaid or PayPal accounts, pay credit cards or split a check to multiple accounts

GET THE APP

Download, Enroll and Ingo!

Ingo Money App - Cash a Check and Get your Money in Minutes (21)

Download the Ingo Money App

The app is free to download; data rates may apply

Ingo Money App - Cash a Check and Get your Money in Minutes (22)

Enroll to create your user profile

Link debit, prepaid, credit card and PayPal accounts

Ingo Money App - Cash a Check and Get your Money in Minutes (23)

Your're ready to Ingo

Cash checks in minutes for a fee; in 10 days for free

GET THE APP

Download, Enroll and Ingo!

Ingo Money App - Cash a Check and Get your Money in Minutes (26)

Download the Ingo Money App

The app is free to download; data rates may apply

Ingo Money App - Cash a Check and Get your Money in Minutes (27)

Enroll to create your user profile

Link debit, prepaid, credit card and PayPal accounts

Ingo Money App - Cash a Check and Get your Money in Minutes (28)

Your're ready to Ingo

Cash checks in minutes for a fee; in 10 days for free

GET THE APP

Install the Ingo Money App and create your user profile.

Ingo Money App - Cash a Check and Get your Money in Minutes (29)

Download

Install the app from the App Store℠ or the Google Play™ Store. Data rates may apply.

Ingo Money App - Cash a Check and Get your Money in Minutes (30)

Enroll

Create your user profile and link your debit card, prepaid card, PayPal and credit card accounts.

Ingo Money App - Cash a Check and Get your Money in Minutes (31)

Snap

Follow the screen prompts to snap a photo of the front and back of your check.

Ingo Money App - Cash a Check and Get your Money in Minutes (32)

Go

Get your money in minutes for a fee or in 10 days for no fee. Whichever option you choose, if your check is approved and your account is funded, your money is as good as cash and safe to spend.

All checks subject to review for approval. Fees may apply.
Most credit card issuers post funds within 24 hours.

Get the Ingo Money App:

Ingo Money App - Cash a Check and Get your Money in Minutes (35)Ingo Money App - Cash a Check and Get your Money in Minutes (36)

SUPPORTED ACCOUNTS & NETWORKS

The Ingo Money App may be used by identity-verified customers to cash checks issued on U.S. financial accounts to fund: (1) most debit, prepaid and credit card accounts issued by hundreds of U.S. financial institutions including Chase®, Bank of America®, Citi®, Wells Fargo®, American Express®, U.S. Bank®, PNC Bank®, Capital One®, HSBC Bank USA, TD Bank, Discover®, Synchrony Bank, First Premier® Bank, Pathward and The Bancorp Bank; (2) PayPal, PayPal for Business and PayPal Prepaid MasterCard® accounts; (3) most prepaid cards, including Chase Liquid®, Wells Fargo EasyPay®, Regions Now Card®, BB&T MoneyAccount®, NetSpend®, Green Dot® Prepaid Debit, Walmart MoneyCard®, ACE Elite, RushCard®, AccountNow®, Kroger® 1-2-3 REWARDS®. Funds may also be used to pay retail credit card bills from thousands of retailers including Walmart®, Target®, Costco®, Home Depot®, Lowe’s®, BestBuy®, Gap® and Old Navy®. You can also access the Ingo Money service in dozens of mobile banking apps including American Express Serve® and Bluebird℠ by American Express. Ingo Money participates in the Visa®, MasterCard®, American Express®, Star®, Pulse®, NYCE® and Maestro® payment networks.

Ingo Money App - Cash a Check and Get your Money in Minutes (37)

Ingo Money is a service provided by Sunrise Banks, N.A. Member FDIC and Ingo Money, Inc., subject to the Sunrise Banks and Ingo Money Terms and Conditions and Privacy Policy. Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card or account. Unapproved checks will not be funded to your card or account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See your Cardholder or Account Agreement for details. Ingo Money service is not available for use within the state of New York.

cyber event notice

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsem*nt by or association with these companies. All rights reserved.

© 2013 – 2024 Ingo Money, Inc.

Ingo Money App - Cash a Check and Get your Money in Minutes (2024)

FAQs

How can I cash a check instantly without INGO? ›

Top 15 Check Cashing Apps That Don't Use Ingo
  1. PayPal.
  2. Venmo.
  3. Cash App.
  4. Brink's Money Prepaid.
  5. Varo Money.
  6. Chime.
  7. Dave.
  8. Netspend.
May 14, 2024

What app can I deposit a check and get it instantly? ›

The top instant check cashing apps without verification include Ingo Money, Brink's Money, PayPal, Venmo, Cash App, Chime, and Flare Account. These apps allow you to quickly cash checks by taking photos with your phone for deposit into bank accounts or prepaid cards.

Does INGO cash checks immediately? ›

Ingo Money will review your check for approval usually in a few seconds, although it can take 3-5 minutes and in rare circ*mstances, up to an hour. If your check is approved, we send your money in minutes to the places you selected.

Why won't Ingo cash my check? ›

Check was not endorsed. Amount of the check is less than $5 or more than $5,000. Amount of the check will cause you to exceed the daily, weekly, or monthly funding limits for your card. Amount of the check will cause you to exceed the daily or monthly check cashing limits, or the maximum balance allowed on your card.

How can I get money from a check immediately? ›

Cash it at the issuing bank (this is the bank name that is pre-printed on the check) Cash a check at a retailer that cashes checks (discount department store, grocery stores, etc.) Cash the check at a check-cashing store. Deposit at an ATM onto a pre-paid card account or checkless debit card account.

Does PayPal cash checks instantly? ›

Once your check is approved, you have the option to pay a fee and get your money credited to your PayPal Balance account, usually in minutes. If you don't need the money immediately, you can get it in 10 days with no fee if the check is not returned unpaid.

How do I get an immediate check? ›

Getting some temporary counter checks can be faster, but you'll need to get them from your bank. If you feel you need them urgently, it may be wise to visit a branch in person. Be sure to bring your ID with you. They may be printed on the spot for you.

Does Varo cash checks instantly? ›

Once your check has been accepted, it may take up to 7 business days before funds become available in your account. To see your mobile check deposit status, including when your funds will be available, tap your Varo Bank Account and find the Pending section.

Does Cash App deposit checks immediately? ›

Does the Cash App Deposit Checks Instantly. No, Cash App does not deposit checks instantly. There are two options for depositing checks with Cash App: Standard deposit: This is free and takes 1-3 business days for the funds to be available in your account.

What is the promo code for Ingo check deposit? ›

Get a one-time $5 credit when you cash a check to your GoBank account through the Ingo® Money app. Use promo code Gbank5 by December 31, 2024. * All checks subject to review for approval. Fees may apply.

What does A103 mean on INGO? ›

It means you have violated Ingos terms of service and they will not cash anything you submit ... EVER.

Does Chime cash checks instantly? ›

You may need to wait up to five business days for your money to appear in your account after using Mobile Check Deposit. This hold time helps us ensure the check clears and allows us to accept more checks through the Chime app.

How do I know if my check was approved on Ingo? ›

Choose expedited funding and Ingo Money will review your check for approval within 1 hour. If Ingo approves your check, Bank will initiate a credit to your Account for the amount of your check, less the Ingo fee, within a few minutes.

What bank makes mobile deposits available immediately? ›

Banks with immediate check deposit availability
BankMobile check deposit fund availability
KeyBankImmediately if deposited before 11 p.m. ET
PNCImmediately if deposited before 10 p.m. ET
GO2bank / Ingo MoneyWithin minutes, up to one hour
First Internet BankSame business day if deposited before 3 p.m. ET
7 more rows
Sep 5, 2024

What is the lodefast check cashing app? ›

The Lodefast Check Cashing app allows you to cash checks and access your money anytime, anywhere, without waiting in lines or driving to a store or bank. The app is easy to use. Deposit your checks directly to your bank account or to any Prepaid Debit Card. Or apply and use our Akimbo Prepaid MasterCard.

What banks clear checks instantly? ›

Banks with immediate check deposit availability
BankMobile check deposit fund availability
KeyBankImmediately if deposited before 11 p.m. ET
PNCImmediately if deposited before 10 p.m. ET
GO2bank / Ingo MoneyWithin minutes, up to one hour
First Internet BankSame business day if deposited before 3 p.m. ET
7 more rows
Sep 5, 2024

Where is the easiest place to cash a check? ›

The easiest way to cash a check is to take it to a bank where you have an account. Check-cashing services are found at Walmart and many grocery stores. Checks are commonly issued for personal gifts, payroll, or are government-issued.

Is there a check cashing app? ›

With the Ingo® Money App, cash paychecks, business checks, personal checks—almost any type of check—anytime, anywhere. Get your money in minutes in your bank, prepaid card and PayPal accounts.

Can I cash a check at my bank without depositing it? ›

To truly cash a check at your bank, as opposed to depositing it and making a withdrawal, you will need to do so in person with a bank teller. Again, make sure to bring photo ID and your debit card. There, you can usually receive a larger amount of money than depositing the check with your smartphone or at an ATM.

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