Insane ATM fees, and other essential tips for travelling in Argentina (2024)

Recently updated on September 29th, 2022 at 04:39 pm

Argentina is home to beautiful landscapes, a rich cultural history and amazing food and wine that will leave you wanting to come back for more. But like any country, it’s important to do your research on the local customs and rules so that you’re fully prepared before you start packing your bags. As the world leader in travel since 1947, we are pleased to share some of our top Argentina travel tips that will help you get the most out of your experience.

Bring cash — and lots of it

While it’s always a good idea to bring cash in the local currency when you travel, it’s especially important in Argentina due to their expensive cash machine withdrawal fees. ATMs charge upwards of 10-15% per transaction, and Argentina is known to be an expensive country due to inflation, meaning costs can add up very quickly.

If you don’t want to bring too much cash, you do have other options available to avoid the high ATM fees. Most travellers would recommend contacting your bank beforehand to see if they can refund any ATM withdrawal fees incurred abroad or getting a Revolut card which gives you an allowance for international cash machine withdrawals.

RELATED CONTENT: 8 tips to avoid looking like a tourist in South America

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Be prepared to stay up late

Argentina is a country filled with night owls, so be prepared to adjust your schedule accordingly. People typically don’t sit down for dinner until 9 or 10pm and nightlife, including tango shows, usually heat up at midnight. Because of this, mornings are much slower, with most people starting work around 10am.

RELATED CONTENT: From gauchos to glaciers — 6 essential things to do in Argentina

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It’s a huge country

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Argentina is the second biggest country in South America, spanning from the tropics down to Antarctica, which many travellers can find intimidating or overwhelming. Lucky for you, Trafalgar offers curated travel experiences, so you don’t have to worry about a thing.

On our Icons of South America trip, our itinerary covers some of the best that Argentina has to offer. You can get a taste of the city life in Buenos Aires, explore the spectacular landscapes of the famous Iguassu Falls, and visit an authentic Argentinian ranch to discover the life of the gauchos, all in one trip.

EXPERIENCE THIS ON: Icons of South America

They’re big meat eaters

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Be prepared to eat some of the finest steak in the world while in Argentina. The country is known for their beef, so don’t forget to bring your appetite. Try it with Trafalgar, where you’ll have the opportunity to taste their famous steak that’s been prepared by a local using traditional methods.

RELATED CONTENT: What makes Argentina steak the best in the world?

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Always use common sense

Like you would when visiting any new place, use your common sense. Be aware of your surroundings and know how you are getting to and from everywhere, especially at night. And even though the stray dogs that wander the streets might look cute, take caution when approaching them in case they aren’t as friendly as they look.

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Argentine Spanish is different than the Spanish you might be familiar with

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Even though Spanish is the official language in Argentina, the country has their own dialect known as Rioplatense Spanish. The dialect is highly influenced by the Italian language due to the number of immigrants that came from Italy to Buenos Aires in the late 19th and early 20th century. Any knowledge of Spanish will come in handy while visiting but be aware that basic vocabulary and pronunciation may be different than what you’re used to.

RELATED CONTENT: 12 of the most useful Spanish phrases to learn before your trip to Spain

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Locals are friendly and will welcome you with arms wide open

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Despite its tumultuous past, Argentina is home to some of the friendliest people who will welcome you into their country with arms wide open. Travellers often return from Argentina having met life-long friends.

RELATED CONTENT: No Latin America bucket list is complete without these 5 experiences

Are there any Argentina travel tips that you would recommend? We’d love to hear them in the comments.

Insane ATM fees, and other essential tips for travelling in Argentina (2024)

FAQs

How can I avoid ATM fees in Argentina? ›

Regardless of your home bank, if you absolutely have to use your bank card in Argentina, to get charged as little as possible withdrawing money try to use ATMs that are on your home network.

What is the best way to withdraw money in Argentina? ›

If you need to withdraw money in Argentina, go to counters inside banks to avoid the risk of theft. If you're going outside of big cities, plan ahead and withdraw money beforehand, as there may not be ATMs in small towns.

How much does it cost to withdraw money from ATM in Argentina? ›

ATMs charge upwards of 10-15% per transaction, and Argentina is known to be an expensive country due to inflation, meaning costs can add up very quickly. If you don't want to bring too much cash, you do have other options available to avoid the high ATM fees.

Can I use my ATM card in Argentina? ›

Debit cards with a Visa or MasterCard logo are accepted for making purchases in many places in Argentina and Uruguay. Check with your bank to make sure your card is activated for use abroad and that your PIN will work overseas. There are numerous ATMs in the major cities, but more spotty coverage in provincial regions.

Should I bring US cash to Argentina? ›

Argentina currently has a black market (known as the 'blue' market) for foreign currency, so travelling with and spending US dollars in cash is recommended.

How do I avoid international ATM withdrawal fees? ›

  1. Use a travel credit card instead.
  2. Choose a bank that doesn't charge foreign ATM fees.
  3. Use a bank that reimburses ATM fees.
  4. Use your bank network's ATMs or partner ATMs.
  5. Pay in local currency.
  6. Reduce ATM usage.
  7. Use your debit card to get cash back at a store.
May 17, 2024

How far does $100 go in Argentina? ›

Convert US Dollar to Argentine Peso
USDARS
100 USD95,758 ARS
500 USD478,790 ARS
1,000 USD957,580 ARS
5,000 USD4,787,900 ARS
6 more rows

How much is $1 US in Argentina? ›

1 USD = 957.5 ARS Sep 11, 2024 02:56 UTC

The currency converter below is easy to use and the currency rates are updated frequently.

Is it better to use cash or credit card in Argentina? ›

But it is safer and convenient if you exchange currency at a hotel or bank. Credit card issues use the official exchange rate, so you will be better off paying with cash for smaller purchases. It is always a good idea to arrive in South America with some cash in USD.

How to get the best exchange rate in Argentina? ›

What you should know about exchanging money in Buenos Aires
  1. Be wary of 'zero fee' services. Some services claiming 'no commission' often offer poor exchange rates. ...
  2. Research the exchange rate. ...
  3. Avoid exchanging money at airports or hotels. ...
  4. Use ATMs strategically. ...
  5. Pick local currency on ATMs and card payments.

Where can I get Argentine pesos? ›

Order your Argentine pesos at Manor FX today. Our great exchange rates mean you'll have more ARS cash to spend. Benefit from fast delivery and our fuss-free online ordering process. Get Argentine Peso banknotes securely delivered to your home or office.

Where to get blue dollar rate in Buenos Aires? ›

An easy way to access a near blue dollar rate in Buenos Aires and other major cities in Argentina is via Western Union. This is ideal because they not only offer one of the best rates, but it's also a service you're likely already familiar with and can trust.

What is the best way to take money to Argentina? ›

You can pay for your money transfer the way you like – via your bank account, with your credit or debit card2 or in cash at an agent location, making Western Union the best way to transfer money to Argentina.

Do US credit cards work in Argentina? ›

Important tips when travelling to Argentina

Visa and MasterCard are the most widely accepted credit cards, but don't rely on them – some travellers have reported problems getting vendors to accept credit cards.

Is Argentina expensive to travel? ›

Argentina has traditionally been considered a budget destination for foreign tourists; the country's highly unstable economy has resulted in multiple exchange rates, leading to low-cost goods and services.

Is it better to take cash or card in Buenos Aires? ›

The local currency

US dollars are usually referred to using the symbol: U$S. Most hotels and many large shops and other businesses accept payment by card but note that some smaller businesses may only accept cash.

How can I withdraw money from ATM without fees? ›

“The ATMs that belong to your financial institution (bank or credit union) will generally offer free withdrawals.” If you want to get cash without paying an ATM fee, leverage your bank's ATM locator.

What's the best strategy for avoiding ATM fees? ›

How to avoid bank ATM fees
  • Choose a bank with no ATM fees. Not all banks charge out-of-network ATM fees. ...
  • Choose a bank that refunds ATM fees. Even if an institution doesn't charge you for using an out-of-network ATM, the machine provider may. ...
  • Choose a bank with easily accessible ATMs. ...
  • Withdraw more money at once.
Jul 23, 2024

What banks don't charge international ATM fees? ›

Here are the best banks and best checking accounts that don't charge ATM foreign transaction fees:
  • Betterment.
  • Charles Schwab.
  • Capital One.
  • Alliant Credit Union.
  • Fidelity.
  • USAA.

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