Get more peace of mind for your next overseas trip with Medibank International Travel Insurance.
Plus, Medibank and ahm health members save 15% all year round.
Our international travel insurance options
Medibank International Travel Insurance offers overseas hospital, accident, and medical evacuation expense cover. If you're travelling overseas, find the right fit with our options of International Comprehensive Plan and International Medical Only Plan.
International Comprehensive Plan
Travel cover for overseas medical and dental emergencies, plus inclusions for unforeseen cancellations and lost/stolen valuables.
- 24-hour emergency assistance
- 21 day cooling off period1
- Overseas medical/dental expenses
- COVID-19 benefits
- Up to $15k luggage cover2
- Rental car insurance excess
- Cancellation & amendment fees3
- Cover for missed connections4
View inclusions and annual limits
International Medical Only Plan
Our basic international travel insurance provides cover for Overseas Medical and Hospital Expenses that occur whilst you're travelling.
- 24-hour emergency assistance
- 21 day cooling off period1
- Overseas medical/dental expenses
- COVID-19 benefits
- Cover for luggage
- Rental car insurance excess
- Cancellation & amendment fees
- Cover for missed connections
View inclusions and annual limits
International Annual Multi-Trip
Annual Multi Trip Plan includes the same benefits as International Comprehensive Plan for multiple trips (up to the duration specified) within 12 months.5
- 24-hour emergency assistance
- 21 day cooling off period1
- Overseas medical/dental expenses
- COVID-19 benefits
- Up to $15k luggage cover2
- Rental car insurance excess
- Cancellation & amendment fees3
- Cover for missed connections4
Learn about Annual Multi-Trip
All Medibank international travel covers include:
$Unlimited overseas medical expenses
Get support for medical emergencies whilst you're overseas. Cover is provided for the cost of hospital treatment and medical evacuation.7
COVID-19 cover
Cover for certain COVID-19 related scenarios, including overseas medical costs if you’re diagnosed with COVID-19 by a qualified medical practitioner while travelling.
Learn more about cover for COVID-19
Free cover for children
Children (or grandchildren) under the age of 21 can be included on your policy for free.8
Multi-award winning travel insurance
We're proud to be winners of Mozo's Experts Choice Awards in 2022 & 2023 and Mozo's People's Choice Award in 2024.
If you'd prefer to chat through our overseas travel insurance options with a team member, give us a call on132 331
Inclusions and annual limits
Both our international travel insurance policies give you $Unlimited medical expenses7and return-to-home cover if something goes wrong9, plus our comprehensive plan also provides cover for a range of other surprises.
| ANNUAL LIMITS | ||
|---|---|---|
| Inclusion | International Medical Only | International Comprehensive |
| COVID-19 Benefits | As applicable6 | As applicable6 |
| Overseas Medical and Hospital Expenses | $Unlimited7 | $Unlimited7 |
| Additional Expenses | $Unlimited10 | $Unlimited10 |
| Cancellation & Amendment Fees | X | $Unlimited3 |
| Luggage and Personal Effects | X | $15,0002 |
| Rental Car Insurance Excess | X | $6,000 |
| Travel Delay Expenses | X | $2,000 |
| Hospital Cash Allowance | X | $5,000 |
| Loss of Income | X | $10,00011 |
| Permanent Disability | X | $25,00011 |
| Accidental Death | X | $25,00011 |
| Personal Liability | $5,000,000 | $5,000,000 |
Additional cover options
For an additional premium, you can add cover for additional scenarios like snow sports activities, moped riding and multi-night sea or ocean cruises. And if you're travelling with valuables, you can also opt to increase your item limits for your luggage and personal effects.
Icon LuggageWant extra luggage insurance for when you're travelling with high-value items?
If you're travelling with an item that is worth more than the limit shown in the PDS, then you can increase the item limit cover (on a per item basis) by specifying the item and paying an additional premium for the increased cover. Some examples of valuable items might include camera equipment, jewellery, watches and phones.
Refer to thePDSfor full details of luggage cover, limits and exclusions.
Please note that the option to increase luggage item limits is not available on the International Medical Only Plan since this plan does not include any cover for luggage and personal effects.
Icon treeGoing on a multi-night sea or ocean cruise and need Cruise Cover?
If your trip includes travel on a multi-night sea or ocean cruise, then you'll need to add Cruise Cover to be insured for claims relating to a cancelled cruise, cruise travel, or certain claims that arise whilst on a cruise.
By adding Cruise Cover to your policy, you will also receive a range of additional cruise benefits such as cover for cabin confinement and sea sickness. A summary of additional cruise benefits including any COVID-19 related exclusions can be found in thePDS.
When getting a quote for a multi-night cruise which involves an international port, please choose the area or destination where you will spend the most time on your trip and then select "Yes" to Cruise Cover.
Learn more about cruise cover.
Please note: Cover for cancellation is not available on an International Medical Only Plan.
Icon Snow SportsNeed cover for snow activities like skiing, snowboarding and snowmobiling?
Cover for skiing, snowboarding or snowmobiling is not automatically included in your policy. If you wish to have cover for these snow activities during your trip, then you’ll need to purchase cover for snow sports.
Learn more about winter sports cover.
Conditions and exclusions apply to snow sports cover (e.g. you must not be participating in the activity in a professional capacity). See thePDSfor full details.
Icon MotorcycleNeed motorcycle and moped cover for your travels?
If you're planning to use a motorcycle or a moped during your travels, then you'll need to select moped/motorcycle cover option to be able to claim for incidents related to driving or riding on a motorcyle/moped.
Learn more about moped and motorcycle cover.
Conditions and exclusions apply for motorcycle/moped cover (e.g. you must wear a helmet, the engine capacity must be 250cc or less). See thePDSfor full details.
Select with quote
COVID-19 Travel Insurance
Benefits and inclusions
Whether you're planning a trip within Australia, or heading overseas, our COVID-19 travel insurance benefits can help you relax and enjoy your much needed break.
Learn more about COVID cover
FAQs
What does international travel insurance cover?
Generally speaking, most international travel insurance provides cover for some overseas medical expenses. More comprehensive international policies can also include cover for cancellation, delays, personal effects and more.
Medibank Travel Insurance has two single-trip policy options for international trips - Comprehensive and Medical Only. Both policy options offer cover for unlimited benefits on overseas medical expenses and repatriation, which includesCOVID-19 benefits. On top of this, the Comprehensive policy option also provides benefits including cancellation costs, loss of luggage and personal effects, travel delay expenses, and rental car excess.
Please read the combinedPDS/FSGfor further information on the coverage and exclusions.
Is insurance mandatory for international travel?
Travel restrictions and advice changes all the time. Sometimes it is a requirement of certain countries to take out travel insurance before arrival. To check the requirements for your upcoming trip, visitSmartTravellerorSherpa.
What destination do I select when I'm buying international travel insurance?
When getting a quote with Medibank's Travel Insurance, you'll be asked to input a destination where you'll be spending the majority of your trip. You can select a single country (eg. Japan), or a region (eg. All of Asia).
However, if you'll be spending 20% or more of your trip in the Americas or Africa, you must select "Anywhere in the world" or " Worldwide including the Americas or Africa" or enter and select a country of the Americas or Africa (no matter where you are going before or after).
Emergency assistance whilst travelling
Every Medibank Travel Insurance policy comes with 24 hour emergency assistance.
Our team of experienced doctors, nurses, travel consultants and case managers are ready to help you 24 hours a day, 365 days a year. We can help if you need support finding appropriate medical treatment, if you need to organise medical evacuation, or if you require assistance replacing lost travel documents and credit cards.
Learn more about our 24/7 emergency assistance.
Popular travel destinations
Medibank Travel Insurance has been helping protect Aussie travellers for over 15 years.
Skip list
Read more
Travel Guide to the UK
The United Kingdom has long been a place where Australians go on holiday, visit friends and family, sightsee, and more.
Read more
Travel guide to Thailand
With its pristine islands, lush rainforests, and lively cities; Thailand feels like the last empire on earth.
Read more
Travel guide to Bali
Travelling to Bali from Australia? Medibank Travel Insurance for Bali can offer hospital, accident and medical evacuation cover while in Indonesia. Get a quote today.
Load more
Read More
Skip list
Things you should know
121 day cooling off period applies if you cancel your policy within 21 days of purchase provided you have not made a claim or travelled on the policy.
2Item limits and sub-limits apply. See theCombined FSG/PDSfor terms, conditions and more information.
3Conditions apply to cancellation cover. Sub-limits apply.
4Limits apply. See theCombined FSG/PDSfor terms, conditions, exclusions and more information.
5Cover is limited to a maximum duration of up to 30, 45 or 60 days for international trips or 15 or 30 days on domestic trips depending on the duration choice you make.
6See thePDS/FSGfor the full details of what is and isn't covered. Limits, sub-limits, exclusions and conditions apply.
7Medical cover will not exceed 12 months from the onset of the illness or injury. Medical evacuation cover subject to claim approval.
8Cover on the policy is included for your children or grandchildren identified on the Certificate of Insurance and travelling with you on your Journey provided they are not in full time employment, they are financially dependent on you.
9Subject to approval.
10Limits apply. See theCombined FSG/PDSfor more information. Limits will be shown on the Certificate of Insurance.
11Maximum liability collectively for sections Loss of Income, Personal Liability and Accidental Death is $25,000 on the International Comprehensive Plan. Limits will be shown on the Certificate of Insurance.
Limits, sub-limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 arranges the insurance on behalf of the insurer. The insurer is Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Please consider your own needs and theCombined FSG/PDSto decide if this product is right for you. For information on the Target Market andTarget Market Determinations, visitmedibank.com.au/travel-insurance/help/
Ready to pack overseas travel insurance?
Get a quote
Request a call back
Leave your details and a Medibank expert will be in touch to take you through your options. Inproviding your telephone number, you consent to Medibank contacting you about healthinsurance.
.
We'll have someone call you soon to help with any questions you have.
COVID-19 Health Assist - Expression of interest
Complete this form to express your interest in one of ourprograms. If you're eligible, a member of our team will call youwithin 2-3 business days.
What program are you interested in?
Sorry, only members with current Hospital cover areeligible to participate in these programs
Eligible Medibank members with Extras cover are able toaccess a range of telehealth services included on theircover - you can find out morehere. Alternatively, if you would like to talk to one of ourteam about your cover, we're here on132 331.
Your membership details
Please provide your details so we can know how to contact you.
Your contact details
By clicking Submit, I understand that Medibank or itssubsidiaries may contact me to discuss my eligibility for theCovid-19 Heath Assist program(s), and will disclose mypersonal information within the Medibank Group of companiesand to third party service providers. Please see Medibank’sprivacy policy for further information about how Medibank willhandle my personal information, and how to contact Medibank:https://www.medibank.com.au/privacy/
Thank you for expressing your interest in one of our COVID-19Health Assist programs.
If you are eligible, one of our health professionals will call youin 2-3 business days to discuss your situation and help to enrolyou in the relevant program.
There is no cost to participate, however some referred servicesmay incur an out of pocket cost.
