4.3/5 from 233,223 reviews
Join over 10 million people who choose Wise for fast and secure global transfers. We’re up to 3x cheaper than banks when wiring money internationally.
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Yes, here’s why
Should arrive in 9 hours
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Compare international wire transfer services
The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.
At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.
How do we select providers and collect this data?
Sending 1,000 USD with | Recipient gets(Total after fees) | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|
892.93 EUR | |||||||||||
Transfer fee 6.26 USD Exchange rate(1 USD EUR) 0.898550 Exchange rate markup 0.06 USD Cost of transfer 6.32 USD | |||||||||||
888.27 EUR- 4.66 EUR | |||||||||||
Transfer fee 0.99 USD Exchange rate(1 USD EUR) 0.889147 Exchange rate markup 10.52 USD Cost of transfer 11.51 USD | |||||||||||
870.96 EUR- 21.97 EUR | |||||||||||
Transfer fee 0 USD Exchange rate(1 USD EUR) 0.870956 Exchange rate markup 30.76 USD Cost of transfer 30.76 USD | |||||||||||
857.63 EUR- 35.30 EUR | |||||||||||
Transfer fee 4.99 USD Exchange rate(1 USD EUR) 0.861936 Exchange rate markup 40.80 USD Cost of transfer 45.79 USD | |||||||||||
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International wire transfer fee: how much does it cost to transfer USD to EUR?
Pay a small, flat fee and percentage
To send money in USD to EUR, you pay a small, flat fee of 7 USD + 0.29% of the amount that's converted (you'll always see the total cost upfront). See our transfer calculator.
Fee depends on your chosen transfer type
Some transfer types have different fees which are usually tiny.
No hidden fees
No big fees, hidden or otherwise. So it's cheaper than what you're used to.
Fees for our low cost transfers
Fixed fee
7 USD
Variable feeup to 26,415 USD/month
0.29%
Variable feemore than 26,415 USD/month
How long does an international wire transfer take?
On many popular routes, Wise can wire your money within one day, as a same day transfer, or even an instant money transfer.
Sometimes, different payment methods or routine checks may affect the international wire transfer delivery time. We’ll always keep you updated, and you can track each step in your account.
Your transfer route
USD
EUR
Should arrive
in 9 hours
How to send money with Wise
1
Register for free.
Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.
2
Choose an amount to send.
Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.
3
Add recipient’s bank details.
Fill in the details of your recipient’s bank account.
4
Verify your identity.
For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.
5
Pay for your transfer.
Send your money with a bank debit (ACH), wire transfer, or a debit or credit card.
6
That’s it.
We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.
Protecting you and your money
Safeguarded with leading banks
We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.
Extra-secure transactions
We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.
Data protection
We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.
Dedicated anti-fraud team
We work round the clock to keep your account and money protected from even the most sophisticated fraud.
Online scams are on the rise. Learn how to stay safe.
Wire money abroad with the Wise app
Looking for an app to wire money abroad? Sending money is easy with Wise app.
- Cheaper transfers abroad - free from hidden fees and exchange rate markups.
- Check exchange rates - see on the app how exchange rates have changed over time.
- Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app
Wise works nearly everywhere
Send money
Andorra
Argentina
Australia
Austria
Bangladesh
Belgium
Botswana
Brazil
Bulgaria
Canada
Chile
China
Colombia
Costa Rica
Croatia
Cyprus
Czech Republic
Denmark
Egypt
Estonia
Fiji
Finland
See AlsoTransfers - Bank of IrelandFrance
Georgia
Germany
Ghana
Greece
Hong Kong
Hungary
India
Indonesia
Ireland
Israel
Italy
Japan
Kenya
Latvia
Liechtenstein
Lithuania
Luxembourg
Malaysia
Malta
Mexico
Monaco
Morocco
Nepal
Netherlands
New Zealand
Nigeria
Norway
Pakistan
Philippines
Poland
Portugal
Romania
San Marino
Singapore
Slovakia
Slovenia
South Africa
South Korea
Spain
Sri Lanka
Sweden
Switzerland
Tanzania
Thailand
Turkey
Uganda
Ukraine
United Arab Emirates
United Kingdom
United States
Uruguay
Vatican City
Vietnam
Zambia
See why customers choose Wise for their international money transfers
It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.
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