Introducing DFCUPerks at Dearborn Financial Credit Union (2024)

Today’s post is sponsored by DFCU Financial. Thank you for supporting the brands that support Good Life Detroit! You can read our disclosure policy here.

Introducing DFCUPerks at Dearborn Financial Credit Union (1)

I remember when Travis was in the Army, we used to use coupons for most of our shopping. From grocery coupons to restaurant coupons, we loved finding good deals to save money for our growing family.

Almost every Sunday, we’d sort through coupons from the newspaper and clip the best ones. We even liked to collect coupons for retail stores and restaurants. After collecting our coupons, we would then organize them in our coupon wallet.

One time I went as far as putting the coupons in a binder and keeping them organized that way. Wow! Extreme couponing at its finest, right?

Even though I loved searching through the coupon section to find the best deals (it seriously felt like a treasure hunt), it was always a bit of a hassle to keep our coupons organized and sort through them at the store.

I must confess, I stopped using paper coupons because it was becoming difficult for me to keep up with the coupons and juggle five kids at the grocery store. I know all of my friends with kids can relate!

Introducing DFCUPerks at Dearborn Financial Credit Union (2)

A couple of weeks ago I signed up for the DFCUPerks account. It’s a new benefits program DFCU Financial recently launched. The DFCUPerks app is an exclusive benefit for DFCUPerks and DFCUPerks Plus account members.

When you sign up for your DFCUPerks checking account, you will get access to close to 400,000 nationwide deals such as cellphone protection, roadside assistance, and special discounts.

MY EXPERIENCE USING THE DFCUPERKS APP

I was a little skeptical, at first, but after using the app, I have discovered it more than pays for itself! Since using the DFCUPerks app, I have taken advantage of a few sweet deals. The other day, for instance, Travis and I took the kids to the mall for a rainy day activity. I used my coupon I found on my DFCUPerks app for Auntie Anne’s Pretzels to get a discount on our pretzel order. The coupon discount is for a free pretzel when you purchase a pretzel combo.

Last weekend, we used the DFCUPerks app for a discount at Hungry Howie’s pizza restaurant. We ordered a couple of large pizzas and a Howie Roll. With the restaurant’s app coupon, we were able to get a second Howie Roll for free with the purchase of one roll.

Introducing DFCUPerks at Dearborn Financial Credit Union (3)
Introducing DFCUPerks at Dearborn Financial Credit Union (4)
Introducing DFCUPerks at Dearborn Financial Credit Union (5)

Michala and I also did a little shopping at Express and Style Encore. We were looking for summer dresses for Eastern Market’s upcoming Flower Day 2019. Both fashion brands are participating businesses on the DFCUPerks app.

At Express, you can get 15% off your purchase. While at Style Encore you can either get $5 off your order of $25 or more or $5 off your order of $10 or more. Every little bit helps so I was excited to use my Perks app to save a little money on our purchases.

These are just two of many stores that offer discounts through the DFCUPerks app. There are many more businesses you can discover on the app. The deals will also update so you can expect to find new discounts over time.

Introducing DFCUPerks at Dearborn Financial Credit Union (6)

DFCUPERKS DEALS FOUND ACROSS THE U.S.!

Okay, you’re going to really love this next perk from the DFCUPerks account. The discounts you unlock on your DFCUPerks app can be used in other locations, not just your local area.

For instance, if you live in Warren, Michigan and you plan on making a trip to Detroit, there will be discount options for the Detroit area on your app. All you do is put in the location of your choice.

I even tested the app to see if there are discounts available in my hometown of Fort Campbell, Ky and there were deals available! I checked for Chicago, Illinois and found many deals, too. So the DFCUPerks app is a great tool for when you are traveling near or far!

Introducing DFCUPerks at Dearborn Financial Credit Union (7)

GET MORE PERKS DISCOUNTS ONLINE

Another great “perk” to having the DFCUPerks app is you can also get discounts when you shop online. All you do is got to www.dfcufinancial.com/perks to sign into your DFCUPerks account and the online discounts will display on your main dashboard in the section entitled “Local Deals”.

There are many brands featured on our DFCUPerks account online that are not featured on the mobile app. For instance, I found a discount for Target.com and Kohls.com! You can also get a discount on delivery restaurants such as Hungry Howie’s and Papa John’s.

Introducing DFCUPerks at Dearborn Financial Credit Union (8)

OTHER BENEFITS OF THE DFCUPERKS APP

The DFCUPerks account also features other wonderful benefits for you and your family. Here are the other benefits you can find on your DFCUPerks account:

  • Cellphone protection
  • ID theft aid
  • Health savings card
  • Roadside assistance
  • Travel accidental death coverage

Cellphone Protection: When you use your DFCUPerks account to pay your cellphone bill, you are able to register for the bank’s cellphone protection plan. If your phone breaks or is stolen, the plan will cover the expenses up to $400.

ID Theft Aid: Unfortunately, ID theft is a growing problem. DFCUPerks provides protection of ID theft. If you become a victim of this type of fraud, you can receive up to $2,500 for covered expenses you incur to restore your identity.

Health Savings Card: The DFCUPerks also offers a health savings card to DFCUPerks members. You can save money on prescriptions, eye exams, frames, lenses, and hearing services.

Roadside Assistance: If you ever need roadside assistance, your DFCUPerks also offers assistance. It is available 24/7 and free to use. It covers up to $80 in service charges.

Travel Accidental Death Coverage: When we go on vacation or travel to see family, we don’t think about the unexpected. It’s something, though, that we need to take into consideration, especially for our family and loved ones. DFCUPerks members will have the opportunity to register for travel accidental death coverage, covering up to $10,000.

Introducing DFCUPerks at Dearborn Financial Credit Union (9)

HOW TO GET THE DFCUPERKS BENEFITS

DFCU Financial launched two new checking accounts called DFCUPerks and DFUCPerks Plus. In order for you to have the DFCUPerks benefits, you will need to sign up for one of the DFUCPerks checking accounts.

It’s really easy to set up your checking account with DFCU. You can talk to a DFCU representative on the phone at 1-888-336-2700 or connect with DFCU in-person at your nearest branch.

DFCU members over the age of 18 can open a DFCUPerks or DFCUPerksPlus account. However, the Club, Conservator, Estate, Representative Payee, or Irrevocable Living Trust accounts are not eligible for DFCUPerks or DFCUSPerksPlus.

You can find out more about DFCUPerks and DFCUPerksPlus at www.dfcufinancial.com.

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Introducing DFCUPerks at Dearborn Financial Credit Union (2024)

FAQs

What are DFCu perks? ›

With DFCUPerks and DFCUPerks Plus accounts, you'll enjoy added benefits that you won't find anywhere else. From cell phone protection to roadside assistance, and nearly 400,000 nationwide deals, you can expect more from your DFCUPerks and Perks Plus accounts.

What is the DFCU financial bonus? ›

Qualified members receive a one-quarter percent (0.25%) Cash Back loyalty reward on their entire relationship with us, based on the average loan and deposit balances annually*. Each qualified member receives a minimum of $25.

What does DFCu stand for? ›

In 1954, the credit union's name is changed to Ford Dearborn Federal Credit Union, and in 1959--only nine short years after inception--assets reach $8.5 million. The 1960s brought significant change (and another new name, Dearborn Federal Credit Union).

What is the transfer limit for DFCU? ›

External Transfers are limited to a daily aggregate of $2,500 for External Transfers to and from External Accounts. External Transfers are limited to a monthly aggregate of $10,000 for External Transfers to and from External Accounts. There are no limits on the number of daily or monthly External Transfers.

What are some perks benefits of being a credit union member? ›

11 Benefits of Joining a Credit Union
  • Personalized Financial Services. ...
  • Low Fees and Great Rates. ...
  • Community Focus and Local Impact. ...
  • Member Ownership and Democracy. ...
  • Emphasis on Financial Education. ...
  • Accessibility and Convenience. ...
  • Focus on Financial Well-being. ...
  • Socially Responsible Investing.
Feb 27, 2024

What is money perks points? ›

MoneyPerks Points: Earn rewards for paying your loans, using direct deposit and signing up for e-statements. The points can be used to waive fees and receive better loan and CD rates.

What bank has a welcome bonus? ›

Summary of Best Bank Bonuses and Promotions 2024
BANKForbes Advisor RatingBest For
Citi Simplified Checking account bonus5.0Checking Account Bonus
SoFi Checking and Savings Account4.9Promotion for New Accounts
Wells Fargo Everyday Checking3.7Bonus With Direct Deposit
Truist One Checking3.6Bonus That's Easy To Earn
1 more row
Jul 29, 2024

What is a bank welcome bonus? ›

Bank promotions generally consist of cash bonuses when you open a new checking or savings account. To qualify for this one-time perk, you'll likely have to set up direct deposit with the bank and keep the account open for at least a few months.

How much are bank bonuses? ›

To attract new customers, many banks will often offer a sign-up bonus when opening a new account. For checking accounts specifically, these bonuses can be at least $100. Qualification is usually easy, with new account holders tending just to need to make a minimum deposit or set up a direct deposit.

What is the best credit union in Michigan? ›

Here are the 10 best credit unions in Michigan, according to Forbes' ranking:
  • Genisys Credit Union.
  • Lake Michigan Credit Union.
  • Consumers Credit Union.
  • Advia Credit Union.
  • Community Financial Credit Union.
  • DFCU Financial.
  • Michigan Schools and Government Credit Union.
  • Community Choice Credit Union.

What is the largest credit union in Michigan? ›

About Lake Michigan Credit Union

LMCU is the largest credit union in Michigan and one of the largest in the country, serving more than half a million members across Michigan and Florida.

Who owns dfcu Bank? ›

DFCU Limited is listed company in Uganda and majority owned by ARISE B.V. It was established in 1964 as a development finance institution.

How much can you withdraw from DFCU daily? ›

Cash Withdrawal Limits.

Daily cash withdrawals without advance notice from You are limited to $1,000.00 from branch drive-up locations and $5,000.00 directly from a Credit Union teller.

Can I transfer money from DFCU to another bank? ›

To send a wire, you will need to complete a Wire Transfer Authorization form. We recommend that you ask for written instructions from the receiving beneficiary or financial institution prior to completing the form. Incorrect or missing information may delay your wire transfer.

Does DFCU Financial use Zelle? ›

You can send, request, or receive money with Zelle®. To get started, log into DFCU Mobile or DFCU Online, select "Transactions," and then “Send Money with Zelle®”. Following the prompts, enter the information requested, accept the terms and conditions, and you're ready to start sending and receiving with Zelle®.

What is a Dembe account with DFCU? ›

dfcu Dembe Account: The Easy Way to Build Your Savings

The Dembe Account is a low cost savings account tailored for individuals operating within the informal sector.

How does Advantage savings work? ›

calculation To calculate interest, we apply a daily periodic rate to the collected balance in your account each day. The daily rate that applies will depend on which balance tier your end-of-day balance falls in. We compound and pay any interest earned monthly.

What is the spending limit for DFCU? ›

Your DFCU Financial debit card has a spending limit of $5,000 per day. The spending limit is equal to the available balance in your Checking Account minus outstanding purchases that have not posted. This spending limit is applicable provided those funds are available in your account.

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