Is Discover a Bad Credit Card? (2024)

Discover is a bad credit card company for people who plan to travel abroad because Discover cards are accepted in fewer countries and territories than Visa and Mastercard. Some merchants also think Discover is a bad credit card company because it often charges high fees for card acceptance.

Discover does not offer certain credit card benefits, either, such as purchase protection, return protection, or travel accident insurance. Every credit card issuer and network has its own share of strengths and weaknesses, though

Overall, Discover is not a bad credit card company. Discover actually is a good credit card company for most people because it has credit card offers for people of all credit levels, and its cards all have $0 annual fees as well as rewards. Discover also offers its cardholders 100% U.S.-based customer service that is highly regarded.

This answer was last updated on 10/03/21 and it was first published on 03/29/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Is Discover a Bad Credit Card? (2024)
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