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User profile for user: DocBearman
DocBearman Author
User level: Level1 5 points
Trying. To use Apple Wallet to include insurance cards.
iPhone 14, iOS 17
Posted on Jan 16, 2024 4:04 PM
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User profile for user: Jeff Donald
Jeff Donald
User level: Level7 21,427 points
Posted on Jun 9, 2024 9:52 AM
I’m glad you’re comfortable with the app and have a method that solves at least some of your more immediate concerns.
Here’s one way a Medicare scam works. Scammer has your Medicare number from a less secure app or part of a device or medical office. This provides scammer with personal information all available on a Medicare card. Says to elderly person that there are charges/co-pays due on Medicare and they need their credit card information and bank information or they will have to permanently cancel their Medicare benefits that day. Elderly person surrenders all the information and scammer has the information they need to drain their bank accounts and credit card.
You may not fall victim to that kind of scam, but the elderly are prime targets and lose millions every year through compromised personal information including Medicare numbers.
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User profile for user: Jeff Donald
Jeff Donald
User level: Level7 21,427 points
Jun 9, 2024 9:52 AM in response to Steddy00
I’m glad you’re comfortable with the app and have a method that solves at least some of your more immediate concerns.
Here’s one way a Medicare scam works. Scammer has your Medicare number from a less secure app or part of a device or medical office. This provides scammer with personal information all available on a Medicare card. Says to elderly person that there are charges/co-pays due on Medicare and they need their credit card information and bank information or they will have to permanently cancel their Medicare benefits that day. Elderly person surrenders all the information and scammer has the information they need to drain their bank accounts and credit card.
You may not fall victim to that kind of scam, but the elderly are prime targets and lose millions every year through compromised personal information including Medicare numbers.
User profile for user: FoxFifth
FoxFifth
User level: Level10 471,261 points
Jan 16, 2024 4:24 PM in response to DocBearman
Medicare doesn't currently offer an option to add there card to Apple Wallet. Some insurance providers may offer the option to add their cards to the Wallet. Mine does not.
What I do is take photos of the cards and add them to an Album in the Photos app where I can easily find those and other cards that don't support Apple Wallet.
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User profile for user: Jeff Donald
Jeff Donald
User level: Level7 21,427 points
Jun 9, 2024 4:38 AM in response to Steddy00
The issue is more who controls the card and how to gain access to where secure items are stored and accessed on the iPhone. Cards, passes tickets etc are stored in the Secure Element (SE). It has a separate processor and memory from the iPhone A series processor and system memory or SOC.
>>Asecure element (SE)is a secureoperating system(OS) in atamper-resistantprocessor chip or secure component. It can protect assets (root of trust, sensitive data, keys, certificates, applications) against high-level software and hardware attacks. Applications that process this sensitive data on an SE are isolated and so operate within a controlled environment not affected by software (including possible malware) found elsewhere on the OS.<<
https://en.wikipedia.org/wiki/Secure_element
Security and safety take precedence over convenience. If the doctor’s office is busy, they should schedule less patients or higher more staff.
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User profile for user: MrHoffman
MrHoffman
Community+ 2024 User level: Level10 123,193 points
Jun 9, 2024 7:46 AM in response to Steddy00
Steddy00 wrote:
Not quite. For private health funds that have built their own application that integrates with Apple wallet - indeed true - your Private Health card can be stored in Wallet and used for HiCaps (although unfortunately Defence Health - the private health fund provider I am with does not offer this.) - However storing your “Medicare Card” in Apple Wallet is not supported. There is a separate Medicare app that displays a picture of the card which is exactly what I would like to do via wallet.
What you’re asking for here is a workaround; the appearance of security.
Without the tie-in and without the link to the card issuer (the insurer, here), Wallet would be a photo-viewing app, and one of those is already included with iOS,
Your insurer has the option to securely add this info into Wallet.
They have chosen not to.
Contact your insurer.
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User profile for user: Steddy00
Steddy00
User level: Level1 14 points
Jun 9, 2024 7:53 AM in response to Jeff Donald
Some things warrent security but not all. The use case for storing a static card image supported by important identification and license details within Apple wallet for non-transactional purposes is still valid for me.
I see no security concern here. Apparently - neither does Apple as I just worked out how to do it. Using the Pass2U application approved by Apple in their store you can construct a template with the image of the card you want to display and specific data fields needed to include specific details of the static credential you would like to add to your wallet. You can then push this new template with image via the Pass2U app into the Apple Wallet. Now my Medicare card details appear when I double tap my iPhone side button with the rest of my credit cards and retail cards from StoCard. - In simple terms… as a user, if Apple wants to replace my leather wallet and the cards it contains… then I believe I should be able to put digital versions of all those cards into my Apple wallet with varying levels of capability dependant on specific company application development. This is now possible for non-transactional type cards using a helper app. My point was simply that for non-transactional cards there was absolutely no reason we should have had to wait for someone to build a helper app. It felt like something Apple could have easily addressed. Anyways - Apple didn’t, there is now an app, problem is solved.
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User profile for user: MrHoffman
MrHoffman
Community+ 2024 User level: Level10 123,193 points
Jun 7, 2024 5:46 PM in response to Steddy00
Apple may or may not read postings around here.
Send your feedback directly: Product Feedback - Apple
You’ll also want to send your feedback to US Medicare, if that’s the associated ID.
The Australian Medicare program supports Apple Wallet: https://appleinsider.com/articles/21/07/27/australians-can-add-digital-health-insurance-cards-to-apple-wallet
The digital representations of the ID cards in Wallet all tie back to the issuers, which requires the issuers provide support. This all for updates, revocations, verifications, and other administrative or technical requirements.
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User profile for user: Jeff Donald
Jeff Donald
User level: Level7 21,427 points
Jun 8, 2024 11:51 AM in response to Steddy00
You’ve got it wrong. In order to protect the security and integrity of the card, it must be added from the secure website of the issuer.
This prevents counterfeiting (Medicare fraud), voter fraud, etc. Allowing easy access could lead to a less secure, Secure Element, where credit and debit cards are stored.
Talk to your congressman and senators and ask them to modernize Medicare, not make electronic wallets less secure.
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User profile for user: MrHoffman
MrHoffman
Community+ 2024 User level: Level10 123,193 points
Jun 9, 2024 8:20 AM in response to Steddy00
Steddy00 wrote:
Some things warrent security but not all. The use case for storing a static card image supported by important identification and license details within Apple wallet for non-transactional purposes is still valid for me.
Send your feedback to Apple.
Pragmatically, adding insurance cards into Health would seem a better fit.
Pending any changes by Apple, use an album in Photos, or write your own little dedicated photo-viewing app.
Something like the following Shortcut might be a starting point:
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User profile for user: Steddy00
Steddy00
User level: Level1 14 points
Jun 7, 2024 5:34 PM in response to FoxFifth
This is outrageous. Apple talks about security but limits straightforward access to it. It’s one thing to support developers have the opportunity to integrate their products with something like Apple Wallet however limiting simple access like the storage of cards so that people must use Apple Photos or Stocard (which I recommend for retail discount cards) is not the thoughtful experience Apple is historically known for. Apple could visually tag the presentation of customer added cards in the Wallet to avoid faking real cards however still provide a more integrated experience.(with analytics) Especially where important cards don’t need swipe or tap capability. Every small improvement adds up…
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User profile for user: Steddy00
Steddy00
User level: Level1 14 points
Jun 9, 2024 4:13 AM in response to MrHoffman
Not quite. For private health funds that have built their own application that integrates with Apple wallet - indeed true - your Private Health card can be stored in Wallet and used for HiCaps (although unfortunately Defence Health - the private health fund provider I am with does not offer this.) - However storing your “Medicare Card” in Apple Wallet is not supported. There is a separate Medicare app that displays a picture of the card which is exactly what I would like to do via wallet.
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User profile for user: Steddy00
Steddy00
User level: Level1 14 points
Jun 9, 2024 4:21 AM in response to Jeff Donald
@Jeff - In Australia it’s different. Every time you go to a doctor - they ask you to show them your Medicare card. Most Australians are provided with one. Even if they have you on their computer - they ask to visually inspect the card every time. No tap or scan or integration required. The person requesting then asks validation questions from your file on the their computer to ensure it’s you. For Apple to offer the ability to show pictures of scanned cards is no more risk that what the government provided Medicare app does. The difference is that the Medicare app requires Internet access and a pin before you can bring the picture of the card up. This extra mucking around just to show a picture of the card is a bit silly and is awkward in a busy doctors clinic. Currently Stocard or Apple photos can be used to show card without pin or internet. Being able to double tap and find it in wallet would be a further simplification of the task.
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Is it possible to add a medicare card or other inasurance card to Apple Wallet?