Is It Possible to Venmo Yourself? 2 Clever Workarounds (2024)

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Workarounds for sending money to yourself on Venmo

Written byCory Stillman

Last Updated: May 22, 2023Fact Checked

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  • Can you Venmo yourself?
  • |
  • Depositing Money into Venmo
  • |
  • Using a Second Venmo Account

Do you want to Venmo money to yourself? Are you wondering if it is possible to do so? Unfortunately, you cannot Venmo yourself. At least, a single Venmo account cannot Venmo itself. You can set up a separate Venmo account and exchange Venmos between the two, so long as both accounts are connected to a different external bank account. This wikiHow article has everything you need to know about the possibility of sending yourself a Venmo.

Things You Should Know

  • You cannot Venmo yourself, and Venmo will block any attempts to do so.
  • You can sign up for the Venmo debit card and deposit funds into your Venmo balance from your bank account.
  • You can create a second Venmo account and transfer funds between your two balances, but this is highly discouraged and could get you banned from Venmo.

Section 1 of 3:

Can you Venmo yourself?

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  1. You cannot Venmo money to your own Venmo account. Venmo will not even detect your own username as an account eligible to receive funds. If you try to Venmo your own phone number or email address, you will see an error message that says You cannot pay yourself.

    • If you need to get money into your Venmo account, you have a few options:
      • If you have a Venmo debit card, you can transfer money from your bank account to your Venmo balance.[1]
    • You can create another Venmo account and transfer funds between the two. However, Venmo doesn't allow users to have multiple accounts, so this is risky—if you get caught, Venmo will delete both of your accounts.
    • You can also give cash to a friend or family member, and ask them to send it to your Venmo account.
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  1. 1

    Apply for a Venmo debit card if you don't have one. If you already have a Venmo debit card, you can easily transfer money from your linked bank account to your Venmo balance. If you don't have a Venmo debit card, you can apply for one easily—just tap Cards at the bottom of Venmo, tap Sign up for the Venmo Debit Card, and follow the on-screen instructions.

    • The Venmo debit card also allows you to spend your Venmo balance at retailers, and even access your funds at ATMs.
    • It usually takes 5-7 business days to receive your Venmo card after applying.[2]
  2. 2

    Select the Me tab in the Venmo app. You'll see this at the bottom of the app. This takes you to the Wallet tab of the Me page.

  3. 3

    Tap Manage Balance. This option will only be visible if you have a Venmo debit card.[3]

    • Make sure your bank account is already connected to your Venmo account. Otherwise, you will not see the option to add funds.
  4. 4

    Enter the amount you want to transfer and tap Next. If you only have one bank account linked to Venmo, you'll see a confirmation screen. If you have multiple bank accounts, you'll be prompted to select the one from which you want to transfer money.

  5. 5

    Confirm your bank account and tap Add Money. The following page will show a summary of your deposit, including its estimated arrival. You may move up the transfer date for a small fee, or simply tap Add Money to submit the transaction.

    • Keep in mind that this method is still not the equivalent of Venmoing yourself. It simply allows you to put funds that you already own toward your Venmo balance.
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Section 3 of 3:

Using a Second Venmo Account

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  1. 1

    Create a second Venmo account (risky). If you want to transfer funds to yourself, you can create a second Venmo account connected to a different bank account. Keep in mind that that Venmo does not allow anyone to have multiple accounts under any circ*mstances. If Venmo discovers you're operating more than one account, they will ban both accounts.

    • Because this method is so risky, consider simply Venmoing a trusted friend and asking them to Venmo the money back to you.
    • If you insist on going through with this method, we strongly encourage you to use an alias and maybe even a burner number for the second account.
  2. 2

    Venmo your second account. Sign in to one of your two accounts and send a Venmo to the other account.

    • You may want to sign into the other account (it helps to use two separate devices) and confirm that you have received the money.
    • If you only need to Venmo yourself once, consider deleting the second Venmo account after you are done.
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      About This Article

      Is It Possible to Venmo Yourself? 2 Clever Workarounds (28)

      Written by:

      Cory Stillman

      wikiHow Technology Writer

      This article was co-authored by wikiHow staff writer, Cory Stillman. Cory Stillman is a Technology Writer for wikiHow. Cory has experience writing about Film and TV for several online publications, including Screen Rant and Film Cred. He earned a degree in Film and Media Studies with a minor in Creative Writing and certificates in Global Studies and Children’s Literature from the University of Pittsburgh. This article has been viewed 25,980 times.

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      Co-authors: 4

      Updated: May 22, 2023

      Views:25,980

      Categories: Venmo

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      Is It Possible to Venmo Yourself? 2 Clever Workarounds (2024)

      FAQs

      Is It Possible to Venmo Yourself? 2 Clever Workarounds? ›

      Unfortunately, you cannot Venmo yourself.

      Is it possible to Venmo yourself? ›

      Can I use Venmo to pay myself or move money between two of my own payment methods? No. Venmo is intended only for payments between separate individuals rather than moving money between your own payment methods. Additionally, you're only allowed to maintain one personal Venmo account at a time.

      Can I have 2 separate personal Venmo accounts? ›

      Can I have more than one Venmo account? You may be eligible to open 2 Venmo accounts if you share a joint bank account or debit card with another Venmo user, or if you have a Venmo business account.

      Will Venmo let you overdraft? ›

      The terms, benefits, and protections associated with your Venmo account may vary from those that apply to your bank account. If your Venmo account is used to make a purchase that exceeds the balance in the linked bank account, the bank may charge overdraft fees, even if you chose not to allow overdrafts with your bank.

      Can I send my own money to Venmo? ›

      Depositing Money into Venmo from Your Bank or Card

      If you already possess a Venmo card, topping up your balance directly through the app is straightforward. Select the linked bank account or bank card that you want to fund your Venmo from; Enter the amount and click “Add”.

      Can I use the same phone number for two Venmo accounts? ›

      No, you cannot use the same phone number for two different Venmo accounts. Each Venmo account requires a unique phone number and email address. This is essential for maintaining the security and individuality of each account.

      Can you split on Venmo? ›

      After you make a purchase with your Venmo Mastercard Debit Card, you will be prompted with the option to split or share your purchase. You can also split or share purchases from your personal transactions feed in the Venmo app.

      Can I delete and make a new Venmo? ›

      Once you have deleted your personal Venmo account, you can create a new one at any time as long as your old account is closed successfully. You can open a business account through a personal account, but once it is deleted, it cannot be reactivated even if you keep the personal account associated with it.

      Is there a way to Venmo anonymously? ›

      You can't use Venmo to send money anonymously because your name and email address will be shown to the person you send money to. But you can send money through Venmo without anyone knowing who you are if you make an account with a disposable email and virtual banking information that can't be used to find you.

      Can you make yourself private on Venmo? ›

      Here's how to make it private by default. In the smartphone app, click on the profile icon, then the settings icon (looks like a gear). Select Privacy and set the Default Privacy Settings to “Private” (not Public or Friends).

      Can I hide my real name on Venmo? ›

      We understand that you may not use your legal name or not want others to see it on your profile, so you'll also be able to use a display name of your choosing on Venmo. Learn more about identity verification here.

      Does Venmo let you borrow money? ›

      No, you can't borrow money from Venmo. The company explicitly states that they do not offer loans to their users, but they do offer peer-to-peer payments and other financial services including digital direct deposits, a Venmo debit card and a Venmo credit card. Don't be discouraged, though.

      Will Venmo work with insufficient funds? ›

      Insufficient funds in your account

      Before a Venmo payment can go through, the platform verifies that your balance or linked bank account has enough money to cover the cost. If it does not, the Venmo transaction declines and an insufficient funds notification generates.

      Can you have a negative Venmo balance? ›

      If your Venmo account had a negative balance, some of the money may have been used to cover it. You may have transferred money out to a bank account or debit card. If you have a Venmo Mastercard®️ Debit Card, some of the money may have been used to cover your transactions.

      Is it safe to verify yourself on Venmo? ›

      Verifying your identity helps improve security for everyone in the Venmo network. Additionally, Venmo is a federally regulated money transfer service and is therefore required to implement a Customer Identification Program (CIP) to verify the identity of registered businesses joining the Venmo community.

      Can I PayPal myself to Venmo? ›

      You can send money from your PayPal balance to a Venmo account, or receive money to your PayPal account from a Venmo account. There aren't any transfer fees for moving money from PayPal to Venmo (or vice versa).

      Can you send money anonymously? ›

      Send money in the form of a prepaid debit card or a gift card to keep your identity hidden. Use a separate email and pseudonym when creating accounts on online payment apps, such as Venmo, Cash App, and Zelle to send money anonymously.

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