No, there aren’t any credit cards higher than the “Amex Black Card”. Officially called the Centurion® Card from American Express, the Amex Black Card is far and away the most exclusive, prestigious credit card on the market.
Why There Are No Cards Higher Than the Black Card
- An invitation is required just to apply for the Amex Black Card, and you’ll reportedly have to meet very strict requirements in order to receive an invitation.
- You will need to show that you’ve spent, and paid off, at least $100,000 across all of your Amex accounts in a calendar year.
- If you’re approved, there’s a $10,000 initiation fee and a $5,000 annual fee for the privilege of owning the card.
- The Amex Black Card also enjoys a certain mystique. Aside from a handful of perks such as Centurion Lounge access, luxury hotel benefits, and a 24/7 personal concierge, American Express publicly offers few details on the privileges that a card membership offers its elite clientele.
Not-So-High-End Competitors
Not all black cards are high-end. Except for the Amex version, black cards – and other cards promoted to compete with the Amex Black Card – aren’t even as good as many of the best regular rewards credit cards on the market. These less-remarkable credit cards include the Mastercard® Black Card, the Mastercard® Gold Card, and others.
Contenders for Highest-End Credit Card
There are some legitimately exclusive credit cards out there that are almost as high-end as the Amex Black Card. Among them is the Citi Chairman Credit Card. While this card is not as well-known as the Amex Black Card, the Citi Chairman Credit Card is also invitation-only, and has lofty income thresholds and spending requirements just to be approved.
This answer was last updated on 08/01/24 and it was first published on 06/03/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
FAQs
No, there aren't any credit cards higher than the “Amex Black Card”. Officially called the Centurion® Card from American Express, the Amex Black Card is far and away the most exclusive, prestigious credit card on the market.
What is the highest Black Card? ›
The American Express Centurion Card, colloquially known as the Black Card, is a charge card issued by American Express. It is reserved for the company's wealthiest clients who meet certain net worth, credit quality, and spending requirements on its gateway card, the Platinum Card.
What is the most elite card? ›
The most prestigious credit card is the Centurion® Card from American Express, which is also known as the Amex Black Card.
What is the max on Black Card? ›
There's no credit limit
The American Express Black Card doesn't have a pre-set spending limit, so cardholders can spend as much as they want every month. But that's only the case if they can afford it. The Centurion® Card from American Express is a charge card, so cardholders can't carry a balance.
What is the limit of a Black Card? ›
No spending limit
There are no preset spending limits with the Amex Black Card, so you can easily buy big-ticket items that you may not necessarily be able to pay for with other credit cards. Keep in mind, however, that you must pay off your balances in full every month.
What's more than a black card? ›
No, there aren't any credit cards higher than the “Amex Black Card”. Officially called the Centurion® Card from American Express, the Amex Black Card is far and away the most exclusive, prestigious credit card on the market.
What card do billionaires use? ›
In a world where wealth and status are often interlinked, the black credit card stands as a pinnacle of fiscal prestige. Embodied by the illustrious Centurion® Card from American Express, colloquially known as the 'Amex Black Card', these cards are more than a payment method ᅳ they're a statement.
What is the hardest card to get in the world? ›
Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.
What is the rarest black card in the world? ›
1. American Express Centurion Card
- The American Express Centurion Card is the most exclusive credit card in the world and is commonly known as the “Amex Black Card.” ...
- The Centurion card is so exclusive that American Express won't release the card's full details or say how one can become a cardholder.
The ace of spades (also known as the Spadille, Old Frizzle, and Death Card) is traditionally the highest and most valued card in the deck of playing cards. The actual value of the card varies from game to game.
The probability of selecting two black cards in a deck of card is around 0.245.
What is the Black Card rule? ›
If a player gets a black card, they will spend 10 minutes off the field. No substitute allowed, reducing his side's numbers for that period. A second black card, or a black following a yellow, will result in a red card. The player will be sent off for the rest of the match.
Who qualifies for a black card? ›
Amex Black Card Requirements
However, several reports online suggest a few soft guidelines: Have a history of at least one year with American Express. Spend $500,000 or more per year on your Amex credit cards (some reports say you need to spend upwards of a million dollars every year)
What is the minimum income for a Black Card? ›
earn a minimum taxable income of $50,000 per annum, for a Macquarie Platinum or RateSaver card/ earn a minimum taxable income of $70,000 per annum, for a Macquarie Black card.
Can you buy a house with a black AmEx? ›
For example, one report claimed that the American Express Business Centurion Card was used to purchase a $54 million private jet. Other reports have claimed card members have bought yachts, exotic cars, and even houses with their cards.
Is having a Black Card a big deal? ›
While it's hard to know how many of those rumors are true, there are a few things we know for sure about black cards: they come with very high annual fees, they have very high spending requirements and they are not marketed toward the average consumer (sorry).
What are the 26 black cards? ›
The black cards are further divided into clubs ♣️(13 cards) and spades ♠️ (13 cards). So, there are 26 black cards (clubs + spades) in a standard deck of 52 cards.
How many black 10 cards are there? ›
26 red and 26 black cards are present in a deck of 52 cards, with 13 spades(black), 13 clubs(black) and 13 hearts(red), 13 diamonds(red)
How rare is a black card? ›
Black cards are rare due to their high spending requirements, and steep fees, that make them out of reach for a majority of the population.
Is there a black card or a king? ›
In a pack or deck of 52 playing cards, they are divided into 4 suits of 13 cards each; i.e. spades, hearts, diamonds and clubs. Cards of spades and clubs are black cards. Cards of hearts and diamonds are red cards. The cards in each suit are ace, king, queen, jack or knaves, 10, 9, 8, 7, 6, 5, 4, 3 and 2.
