It's all about the money (2024)

It's all about the money (1)

Before we started homeschooling, I worked part time. We had decided that the amount of money I would make at a full time job wouldn't offset the amount we would spend for child care, plus part time allowed me to do all the volunteer stuff and handle all the appointments and school stuff that I did. I was a lunch lady, working 2 hours a day, only when the kids were in school. I didn't make a ton of money, but it was enough for all of the extra stuff that came up. Because it was lunch, it was directly in the middle of the day and there was no way I could be gone for 2 hours and get anything done at home, so I had to quit, but giving up that bit of extra has been hard.

There are several things that I've been doing from home to help earn a little earn. It should be noted that this isn't "quit your job and move to the south of France" money. This is, legit, a LITTLE extra. It also requires only a little time and no kind of set schedule, which works well for me, right now.

The first thing I've been doing is SwagBucks.

This is a points program. You earn 1 cent per point and can cash your points out for gift cards to all kinds of places likeAmazon, Walmart, a prepaid Visa gift card, or even a Paypal credit. If you sign up through the above link, you get 150 free points to start! You can use it as as search tool and occasionally, you will get rewarded with points for searching for the things you search for anyway. You aren't awarded points for every search and the results aren't that great, compared to Google. I did just earn 31 SB by searching this afternoon, so it can be done, it just requires several searches to get anything. I wouldn't count on searching to earn the bulk of your points, but there are a lot of other ways to earn points and those are all pretty easy.

The EASIEST way to earn points is download the SBTV app to your phone or tablet. I have an old iPhone that I have the app running on and it just runs off to the side while I'm doing other things. It mostly shows movie trailers, which can actually be kind of interesting. I have found that some of the ads that play between videos can require interaction and hang up the process if you aren't paying attention. I've found that the ads tend (although not exclusively) to hang up more on the weekends, which is a little weird. You can earn up to 36 points a day through that app, although a lot of times I qualify for a bonus, which means I just keep letting it play. There are other apps, including EntertainNow, MovieClips, Sportly, and LifeStyles that are all associated with SwagBucks. I only use them when all other methods fail me, because you have to watch a LOT more videos to earn SB than the SBTV app and you max out at 10 SB. I've also found that a lot more ads require interaction and shut it down.

You can also earn points for your regular online shopping. It is places that you shop anyway, like Walmart, Amazon, Best Buy, Target, plus tons of other sites. I don't do a lot of online shopping (I'm all about the instant gratification), but you can 3 or 4 SB per dollar spent if you shop online. You just have to remember to go through the SB portal to get to your site to make sure you get your points.

The way I earn the bulk of my points is by taking surveys through the Swagbucks website. There are different surveys throughout the day, every day. They have various levels of points and time required. Unless I'm really hurting for points, I try to stick to the short ones that have mid level points. There was one the other day that wanted 72 minutes for 45 points. I passed. I may not be making SuperPAC money, but my time is worth more than 45 cents an hour.

Some days, my dashboard looks like this, with lots of choices.

It's all about the money (2)

Other days, it is empty or close enough, and I have to check back several times. The majority (all? Although I wouldn't swear to that) of the surveys have an unpaid screener associated with them. For the most part, it is a handful of demographic questions and only take a matter of minutes to complete. I've had a few that went on forever, but mostly they are short enough to not be a problem. I get rejected from as many surveys as I get accepted for, but I still get accepted for enough to get my daily goal every day.

You also get messages, that have stuff like download an app for 45 points or watch ads online, that can help you make your goal each day.

The site has a daily goal, that if you meet it each day, they give you bonus points and if you make your goals for several days in a row, they give you more bonus points. The more days you hit your goal, the higher the goal becomes. It started out with 40 or 50 points a day. Since I hit 14 days in a row, I've been having goals between 70 and 100 most days. I've been doing this regularly since late August and I've made about $100. Like I said, you aren't getting rich, but I've set a personal goal of earning 100 points a day or hitting the daily goal, whichever is higher.

You don't want to go into this with no plan though. You'll want to set a daily goal and figure out something that you are saving for. It isn't enough money to keep you motivated on it's own, so you need to know what you want the money for. I'm saving for Christmas presents but you could totally do it for your Starbucks fix or extra grocery money each month. Since I started late in the year, I'm not going to have a ton for Christmas this year, but if I can earn an average of 100 points a day, I can save over $300 for Christmas, with a time commitment of less than an hour a day.

The second thing I do each day is MTurk from Amazon They have you do small tasks for small pay. I have my dashboard sorted by the tasks (called HITs, or Human Intelligence Tasks) that I'm qualified for and that pay the most first.

It's all about the money (3)

These can and do change day to day. I'm terrible at transcription, so I generally pass on those, although they are much higher pay per piece than what I normally do. There are data entry type tasks, which are a few cents per item, like 1-5 cents per piece. I actually kind of enjoy those, although they are pretty mindless. I do try to find ones that pay a minimum of 10 cents because a penny each isn't really enough. There were ones a few weeks ago that were entering information off scanned hospital records, that the computer couldn't read. I did a bunch of those and really enjoyed them.

Mostly, I end up doing academic surveys, which can be pretty interesting. I shoot for earning a minimum of $2.00 a day. Some days, I'll get a couple of decent pay ones and be done in no time. Somedays, I'm scratching together a bunch of 40 cents to add up to $2.00. Once you do a survey for a group, you will occasionally get invited back to do additional surveys and those are generally much higher pay per survey.

Finally, I do Perk This is the same deal as Swagbucks. You download the app and watch videos for points. You can also download apps for trivia, games, etc to earn additional points. They offer the same search as well. The points on this one aren't nearly as good as Swagbucks, so if you have to chose between the two, do SB first and leave this one out. PerkTV earns 1000 points per dollar instead of 100 points per dollar. I started it at the same time as Swagbucks and I've earned almost $10, instead of closer to $100. The thing Perk TV has going for it is that some of the channels are actually kind of interesting. I have one running right now about DIY and crafts and I'm kind of enjoying it.

If you are looking for something that pays real money check out Real ways to earn money online. She has lists of "side hustles", stuff like I've been doing but she also has lists of real work from home jobs. Stuff like call centers, virtual assistant gigs, free lance writing, etc that let you work from home. Most of them require more hours a week than I'm willing to devote to it or need set hours that don't work with our schedule, so I haven't looked into most of them. She does reviews of many of the companies and most of them seem legit.

The links I included for SwagBucks and Perk should be my referral links, which should get you points to start off. If it doesn't work, and you want to sign up, leave me a comment on here and I'll send you a direct invite. Might as well get all the easy points you can! :)

It's all about the money (2024)

FAQs

How much money is truly enough? ›

Studies have shown that the impact of our annual income on our overall happiness isn't exponential for everyone. In fact, it plateaus around $100,000 for most people, which means a lower return on your happiness for every dollar you make beyond that point.

How much money is enough to never worry about money? ›

“On average, Americans believe it takes approximately an additional $284,000 above feeling wealthy to really be 'worry-free. ' This 'wealth delta' depends greatly on where you are in life, with the difference being highest for those in their 30s and 40s — peaking at nearly $1 million.

Who said just a little more when asked how much money is enough? ›

In the early 1900's, John D. Rockefeller was the richest man in the world. He was once famously asked by a reporter, “How much money is enough money?” Rockefeller replied, “Just a little bit more.” The richest man in the world, not satisfied, still in pursuit of more.

Who said when asked how much money is enough? ›

John D. Rockefeller, the founder of the Standard Oil Company, the first billionaire of the United States of America and once the richest man on Earth was asked by a reporter, “How much money is enough?” He calmly replied, “Just a little bit more”.

What is the minimum income to be happy? ›

The answer is a bit more than the often cited $75,000 per year. In a 2023 paper published by the Proceedings of the National Academy of Sciences (PNAS) journal, key findings suggest that earnings up to $500,000 boost and buy overall happiness.

How much should you have saved by 30? ›

How much money you should have saved by 30? If you're 30 and wondering how much you should have saved, experts say this is the age where you should have the equivalent of one year's worth of your salary in the bank. So if you're making $50,000, that's the amount of money you should have saved by 30.

What is the 3 rule money? ›

The rule is that a third of your take-home income should be used towards your home, a third for living expenses, and the last third should be for savings and investments.

What is the $1 rule? ›

Joy's version of the rule is simply to take the cost of something, divide it by the number of times you'll use it, and if it's less than $1 per use, she buys it. If it's more than $1, she walks away from the purchase (obviously there are some exceptions and I'll outline how those get handled in a moment).

What is the $27.40 rule? ›

💡 This is a straightforward savings strategy that involves setting aside $27.40 every day. Saving this amount daily leads to saving approximately $10,000 annually!

Why do humans always want more money? ›

Thus, our brains are wired to seek out and value resources, including money. For example, money can make us feel happy when we achieve our goals, proud when we earn recognition, jealous when we compare ourselves to others, greedy when we want more than we need, or anxious when we face uncertainty.

How rich was John D. Rockefeller? ›

Rockefeller (1839-1937), one of the most remarkable individuals to define the landscape of American business. Rockefeller's estimated $1.4 billion net worth in 1937 was equivalent to 1.5% of U.S. GDP. According to this metric he was (and still is) the richest individual in American business and economic history.

How much money is enough money quote? ›

John D. Rockefeller, the world's first billionaire, answered the question, “How much is enough?” with “Just a little bit more!” He, unknowingly, made a profound statement about the human condition. Our minds are wired to want. We want more, we want less, we want things to be different, we want things to be better.

What did Einstein say about money? ›

Last but not least, you should also remember this saying from Albert Einstein: “He who understands it, earns it … he who doesn't … pays it.” Inflation is always eroding your money and if you are parking your money in low interest-bearing savings accounts, you are at the brunt of inflation.

What is the saying rich cash poor? ›

"Asset rich, cash poor" is a term used in finance to describe a situation where a person or entity owns valuable assets (e.g., property), but they don't have much immediate cash or liquid funds available.

What did Bob Marley say about being rich? ›

I don't have that type of richness. My richness is life, forever.” #bobmarley 🎥 Bob is interviewed by reporter George Negus (60 Minutes Australia) at 56 Hope Road in Kingston, 1979.

How much money is enough to live comfortably? ›

An individual needs $96,500, on average, to live comfortably in a major U.S. city. That figure is even higher for families, who need to earn an average combined income of about $235,000 to support two adults and two children.

What is considered a good amount of money? ›

Most financial experts suggest you need a cash stash equal to six months of expenses: If you need $5,000 to survive every month, save $30,000.

What is enough money to survive? ›

Key Findings. On average, an individual needs $96,500 for sustainable comfort in a major U.S. city. This includes being able to pay off debt and invest for the future.

How much money is enough to be financially stable? ›

Another recent report found that adults in major U.S. cities need to earn $96,500 annually before taxes to afford basic necessities and savings, while a two-parent household with two children needs a combined $235,000 for a comfortable life.

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