Items you should never carry in your wallet | Adirondack Bank (2024)

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Items you should never carry in your wallet | Adirondack Bank? ›

Scraps of paper with sensitive information such as PINs and passwords are inherently risky, so add them to the list of what not to keep in your wallet. “Certainly carrying the PIN that goes with the debit card or even the credit card is downright foolhardy,” Sullivan says, “so you should never do that.”

Scraps of paper with sensitive information such as PINs and passwords are inherently risky, so add them to the list of what not to keep in your wallet. “Certainly carrying the PIN that goes with the debit card or even the credit card is downright foolhardy,” Sullivan says, “so you should never do that.”

Carrying your insurance card is a must when you have to go to the doctor. Keeping your health insurance card or Medicare card on you all the time can be excessive, though. Since these cards contain personal identifying information, Edleson warns criminals can use this data to win benefits for themselves.

Carry your Medicare card with you when you're away from home. Show your Medicare card to your doctor, hospital, or other health care provider when you get services. If you have a Medicare drug plan or supplemental coverage, carry that plan card with you too.

You should avoid keeping unnecessary items in your wallet. Instead, you should stick with only essential items like your driver's license, credit cards, debit cards, and health insurance cards. Learn more about how you can protect yourself from identity fraud.

Social Security card

Once it's loose, identify thieves can exploit it to get loans in your name, obtain credit cards or other financial chicanery. For that reason, identity theft experts say, never carry your Social Security card — or even a piece of paper with your Social Security number on it.

“We would recommend between $100 to $300 of cash in your wallet, but also having a reserve of $1,000 or so in a safe at home,” Anderson says. Depending on your spending habits, a couple hundred dollars may be more than enough for your daily expenses or not enough.

Keep It In Your Front Pocket

Our findings show that the front pocket is increasingly recognized as the optimal place to carry your wallet. Aside from reducing theft, this practice also minimizes the risk of physical discomfort and alignment issues with your overall posture.

You don't need to carry all your credit cards with you every day. The more cards you carry, the more calls you'll have to make to have them canceled if your wallet is lost or stolen. Simply carry one all-purpose credit card and leave the rest of your cards at home.

Should I have my Social Security card in my wallet? ›

With your name and SSN, an identity thief could open new credit and bank accounts, rent an apartment, or even get a job. Don't Carry Your Social Security Card in Your Wallet. You don't need to have your Social Security card with you at all times. Keep it at home in a safe place.

Carry one credit card and one debit card.

Multiple credit cards are not only a pain to cancel if stolen, but a boon to thieves who could quickly rack up online orders or send runners into multiple stores. Set up fraud alerts on your debit card and set a daily spending limit to reduce your risk.

You should always keep your health insurance card in a safe, but accessible place. Most people carry their health insurance card in their wallet or purse. Your insurance ID card is like a passport or driver's license, it gives you access to care and coverage.

Unless your hole cards include a pair, or a suited ace, you should always fold a hand with a card of six or less.

Munisha Khatwani advises keeping a Lakshmi or Ganesha coin, yantra, or sacred threads from Tirupati Balaji or Hanuman ji in your wallet.

Similarly to card skimming, card scanning is a type of payment card theft where the fraudster with a scanning device gets close enough to your bag or wallet to scan your card number. This type of fraud is enabled by the fact that today's payment cards typically work on Radio Identification Frequency (RFID) technology.

Blue represents water and its capacity to drain away. It can lead to the draining of money away just like water. Using it might it difficult to amass wealth, so avoid this color. This is a color that is known to enhance love and relationship luck.