How our contents insurance can help
Items like jewellery are more likely to be stolen or damaged.
You can protect your jewellery while it’s in your home with Home Insurance Select. Any items you have that cost less than £2,000 each are covered while at home as part of your overall contents cover.
Items worth more than £2,000 each, up to £40,000, are also be covered in your contents limit. This is as long as you've specified them on your policy.
How we protect your jewellery
We offer three levels of contents cover:
- Bronze cover with up to £50,000 for your contents
- Silver cover with up to £100,000 for your contents
- Gold cover with up to £250,000 for your contents
Whichever level of cover you choose, your jewellery and watches worth less than £2,000 each are covered in the home as standard up to the contents limit. Any pieces worth between £2,000 and £40,000 each are covered in the home as long as you specify them on your policy, up to a total of £100,000. Accidental damage to your jewellery is covered if you have our Silver or Gold cover.
What’s not covered by Lloyds Bank home insurance
- Single items worth more than £40,000. You may need to think about specialist cover for these.
- Theft by someone you invite into your home.
Our policy documents tell you more about what is and isn't covered. Keep in mind that with all of our cover, there are limits, terms and exclusions.Read the policy documents.
