One of the easiest ways to carry and spend money on your travels abroad is a Forex Card. It’s as easy to use as a Credit Card or Debit Card and as widely accepted. It’s safer than cash, and one of the most cost-efficient ways of paying for your expenses.
Here’s how to use your Forex Card effectively:
- Load it like a Prepaid Card
Based on thetype of Forex Cardyou choose and the countries you are travelling to load the amount you need into the card. - Swipe and pay or tap and pay
Whether you want to shop or dine, pay for an event ticket or book a hotel room, just pay with your Forex Card. The process is similar and as easy as paying with your Credit or Debit Card. The merchant will swipe it and ask you to sign a receipt.You can also opt to tap and pay. This is a safer way to pay because it is contactless and you never have to let the card out of your hand.
- Pay for online transactions
You can use your Forex Card to pay for online transactions in stores abroad. The process is similar to using a credit card online, and the advantage is you don’t have to pay cross-currency charges. - Draw cash from ATMs
When you need cash, all you need to do is locate the nearest ATM. Most cards offer some free transactions. If you draw cash from specific networks (such as the All Point ATM network), your transactions will be free - Shuffle funds between currency wallets
Cards like the HDFC BankMulticurrency ForexPlus Cardcome with up to 23 currency wallets, allowing you pay in multiple currencies without cross-currency charges. If you are travelling from, say, France to Switzerland, you can transfer funds from a Euro wallet into a Swiss Franc wallet, and pay for your expenses in Switzerland without cross-currency charges. You can do all of this from the comfort of your hotel room using Prepaid NetBanking. - Pay across the world in a single currency
Cards like the HDFC BankRegalia ForexPlus Cardlet you seamlessly pay wherever you travel without cross-currency charges. Load it once (in USD) and use it to pay for your expenses anywhere in the world. That’s how to use a Forex Card to enjoy a hassle-free international holiday.
To apply for a ForexPlus Card,click here
* Terms & conditions apply. Forex Card approvals are at sole discretion of HDFC Bank Ltd
