Legal & Regulatory Information | Cashflows (2024)

Cashflows Europe Limited ("Cashflows") is regulated as follows:

FCA Register information

Cashflows is a wholly owned subsidiary of RGB Holdings Limited and is authorised by the Financial Conduct Authority, under the Electronic Money Regulations 2011 for the issuing of Electronic Money and the provision of payment services (FCA Register reference 900006).

You can access the FCA Register at https://register.fca.org.uk

Companies House information

Cashflows is registered in England & Wales under company number 5428358 and has its registered office at 11-12 Hanover Square, 2nd Floor, London, W1S 1JJ, United Kingdom,

Card schemes

Cashflows is a Principal Member of Visa Europe and Mastercard Europe.

Cashflows is a Supervised Financial Institution of SWIFT with SWIFT BIC CASH GB 2L

Section 172(1) statement

The directors of the company have throughout the year acted in good faith to promote the success of the company for the benefit of its members as a whole.

The Group continues to work closely with its customers and partners to ensure all services meet their needs and expectations and that, as a regulated business, Cashflows conducts itself with the highest possible standards.

The Group has continued to focus on improving employee well-being and engagement with regular company ‘Town Hall’ meetings and ongoing communication. The Group also increased its rate of contribution to the employee pension scheme during the year as well as making improvements to the office working environment.

Other information

Cashflows is certified PCI DSS Level 1 compliant, the highest level of card data security.

Policies and procedure

Legal & Regulatory Information | Cashflows (2024)

FAQs

What is illegal content under the DSA? ›

16 DSA). Illegal content includes content that is strictly illegal (e.g. defamation, incitement to violence, child p*rnography, racist or xenophobic content) but the hosting provider may also remove content that violates the platform's own terms and conditions.

What is the difference between a rule and a regulation? ›

Regulations and rules are pretty close to the same thing. A regulation is a bit more formal than a rule – it prescribes the required conduct or action exactly; Rules are also binding, but, by contrast, describe what is generally considered to be the proper course of conduct.

What is the summary of DSA? ›

Digital Services Act (DSA) overview

Its main goal is to prevent illegal and harmful activities online and the spread of disinformation. It ensures user safety, protects fundamental rights, and creates a fair and open online platform environment.

Which type of organization needs to comply with GDPR tcs answers? ›

Any organisation which processes and holds the personal data of EU citizens is obliged to abide by the laws set out by GDPR.

What kind of content is illegal? ›

Content violation is the illegal use of copyrighted material without the permission of the copyright holder. It includes unauthorized copying, downloading, and distributing of copyrighted materials such as software, music, movies, television shows, or photographs from online sources.

What happens if you view illegal content? ›

If it was clearly labeled to be illegal material, then clicking it and downloading it is seen as an intentional act which can be used as proof. This means that the prosecutor can argue that you knowingly engaged in illegal activity, thus your accidental viewing defense is invalid.

What does regulatory mean in law? ›

Regulatory law deals with regulations, the edicts created by an executive branch agency. These edicts are different than laws since they are passed by that executive branch agency, based on the authority given to it by Congress through a law. A regulation, however, is secondary to a law and cannot contradict it.

What are basic rules and regulations? ›

Rules are specific guidelines or instructions created by an organization or authority to regulate behavior and activities. Regulations are official rules and directives established by the government or regulatory body, typically with legal binding, to govern specific sectors or industries. Origin.

What are the two types of regulation? ›

The two major types of regulation are economic and social regulation.

What is the main purpose of DSA? ›

DSA stands for Digital Signature Algorithm. It is a cryptographic algorithm used to generate digital signatures, authenticate the sender of a digital message, and prevent message tampering. DSA works by having two keys: a private key owned by the sender and a public key held by the receiver.

What is most important in DSA? ›

When it comes to cracking DSA (Data Structures and Algorithms) interviews, it's important to have a strong understanding of the fundamentals. Data structures like arrays, linked lists, stacks, queues, trees, and graphs are essential building blocks for solving complex algorithmic problems.

What are the risks of DSA? ›

Digital subtraction angiography (DSA) is an imaging technique used to diagnose and confirm abnormal lesions of cerebral blood vessels in various situations. Several complications such as cerebral infarction, contrast-induced allergy, and angio-site hematoma or infection can occur after DSA.

What constitutes personal information? ›

Personal information can be almost any information that is associated with an identifiable living individual. It can include correspondence, audio recordings, images, alpha-numerical identifiers and combinations of these.

What is a lawful reason to process personal data? ›

The consent of the individual; Performance of a contract; Compliance with a legal obligation; Necessary to protect the vital interests of a person; Necessary for the performance of a task carried out in the public interest; or.

How to answer a data protection interview question? ›

Describe your experience helping organizations protect sensitive data in ways that steer clear of regulatory issues. Why this matters: Strong candidates will have at least a passing knowledge of the data collected in your field, along with the types that call for special protection.

What is the definition of illegal content? ›

Illegal content is the worst type of harmful online material. It shows, describes, promotes, incites or instructs people in violent crimes including: sexual exploitation of children. terrorist acts. murder.

What is offensive or illegal content? ›

'Illegal and restricted online content' refers to online content that ranges from the most seriously harmful material, such as images and videos showing the sexual abuse of children or acts of terrorism, through to content which should not be accessed by children, such as simulated sexual activity, detailed nudity or ...

What is illegal content in the EU? ›

Illegal content is defined as any information that is not compliant with EU law or the law of a Member state. This includes terrorist content, child sexual abuse material, illegal hate speech, commercial scams and frauds or breaches of intellectual property rights.

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