Manulife Financial Travel Insurance for Canadians (2024)

FAQs

Does a Canadian need travel insurance to travel in Canada? ›

Not all Medical Expenses are Covered by OHIP

The fact is provincial health insurance plans will only cover some medical expenses. Therefore, you should always protect yourself by purchasing medical insurance when travelling within Canada.

We have operations in 17 countries and territories, with 325 investment professionals across the United States, Canada, the United Kingdom, Japan, Hong Kong, Singapore, Taiwan, Indonesia, Thailand, Vietnam, Malaysia, and the Philippines.

Manulife travel plans for travelling Canadians. Single trip plans help protect you for one trip, either just for yourself or for your family. You can get these whenever you travel out-of-province or country.

If you have a medical emergency outside Canada

If you have a medical emergency while abroad, officials at the nearest Canadian government office can: provide a list of physicians, clinics and hospitals. contact your next of kin or person designated with the power of attorney to make decisions in case of your incapacity.

YES! Canadians CAN purchase US travel insurance policies from American Visitor Insurance to cover the remainder of their stay (as long as they like).

This insurance contains limitations and exclusions (i.e. medical conditions that are not stable, pregnancy, child born on trip, excessive use of alcohol, high risk activities). This insurance may not cover claims related to pre-existing medical conditions, whether disclosed or not at time of policy purchase.

Underwritten by The Manufacturers Life Insurance Company (Manulife) and First North American Insurance Company (FNAIC), a wholly owned subsidiary of Manulife. This site is used jointly by Manulife and FNAIC to provide you with the product summaries and policy samples.

Manulife Financial Corporation (French: Financière Manuvie) is a Canadian multinational insurance company and financial services provider headquartered in Toronto, Ontario. The company operates in Canada and Asia as "Manulife" and in the United States primarily through its John Hanco*ck Financial division.

Which bank owns Manulife? ›

Manulife Bank is a Schedule I federally chartered bank and a wholly‑owned subsidiary of The Manufacturers Life Insurance Company. Established in 1993, it was the first federally regulated bank opened by an insurance company in Canada.

John Hanco*ck shareholders overwhelmingly approved the combination on February 24, 2004, with more than 95 per cent of the votes cast favouring the adoption of the merger agreement. Customers' benefits, premiums, values or guarantees of current policies or contracts will not change as a result of the merger.

The cost of trip insurance in Canada can vary widely, but on average, you might spend between CAD 50 and CAD 300. The price depends on factors like your destination, trip length, age, and the coverage you choose. It's similar to how plane ticket costs vary based on when and where you're flying.

We named Nationwide travel insurance as our pick for the most coverage reimbursed. It offers 100% trip cancellation coverage and up to 200% trip interruption protection, depending on your plan choice. Nationwide also provides some of the best policies for cruise ship passengers, based on our review.

On average, travelers should expect to pay 6.87% of their total trip cost for travel insurance. The minimum you might expect to pay is 4.15%, but it can go as high as 15.8%.

Travel insurance is a necessary contingency for getting sick or injured in Canada. Unlike other Commonwealth countries such as Australia, there isn't a reciprocal health agreement between Canada and the UK, so while healthcare is readily available, it could be very expensive. The emergency services number is 911 or 0.

Canada is well known for its high-quality national health insurance program and the relative ease of accessibility to health services. Canadian citizens, and immigrants who qualify as permanent residents, have access to a single-payer, universal healthcare system.

Medical care fees

Unless you're able to put $50,000 down - right out of your pocket - you should get travel health insurance to cover any medical costs while visiting Canada.

Any visitor traveling to Canada should purchase visitors health insurance. Most domestic policies will only cover you in your home country and have little to no coverage once you are traveling abroad. We offer plans for foreign students, travelers from other countries, business travel, international workers and more.