Metal credit cards explainer: What are they and how do they work? (2024)

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e=r.searchBoxForm.querySelector("[name=fr]"),n=r.searchBoxForm.querySelector("[name=fr2]");e&&r.config.searchBox&&r.config.searchBox.params&&r.config.searchBox.params.fr&&(e.value=i.searchBox.params.fr,e.disabled=!1),n&&r.config.searchBox&&r.config.searchBox.params&&r.config.searchBox.params.fr2&&(n.value=i.searchBox.params.fr2,n.disabled=!1),r.searchBoxForm.submit()}}),1e3)},r.recognition.onspeechstart=function(){},r.recognition.onspeechend=function(){r.recognition.stop()},r.recognition.onerror=function(){r.speechText&&(r.speechText.innerText=r.i18n.t("search.voice.recognition_error")),r.hideTrending(r),r.showRetryLink(r),r.errorAudio.play()},r.recognition.onaudiostart=function(){r.speechButtonContainer&&r.speechButtonContainer.classList.add("listening")},r.recognition.onaudioend=function(){r.speechButtonContainer&&r.speechButtonContainer.classList.remove("listening")},r.recognition.onsoundstart=function(){r.hideTrending(r),r.noSpeech=!1,r.speechButtonContainer&&(r.speechButtonContainer.classList.remove("listening"),r.speechButtonContainer.classList.add("speaking"))},r.recognition.onsoundend=function(){r.speechButtonContainer&&r.speechButtonContainer.classList.remove("speaking")},r.recognition.onstart=function(){r.recognitionInit(r),r.startRecognition(r)},r.recognition.onend=function(){r.isRecognitionStart=!1,0==r.noSpeech&&""==r.speechResult&&(r.speechText&&(r.speechText.innerText=r.i18n.t("search.voice.recognition_nomatch")),r.hideTrending(r),r.showRetryLink(r),r.errorAudio.play())},document&&document.dispatchEvent&&document.dispatchEvent(new Event("VOICE_JS_READY"))}}o.I18n=m,o.prototype.renderPermissionGuide=function(e){var n='\n

    \n

    \n

    \n

    \n

    \n

    \n

    \n

    '.concat(e.i18n.t("search.voice.permission_title"),'

    \n

    ').concat(e.i18n.t("search.voice.permission_text"),"

    \n

    \n

    \n

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    \n

    \n

    \n

    \n

    \n

    \n \n \n \n \n \n \n

    \n

    \n

    \n \n \n '.concat(e.i18n.t("search.voice.recognition_retry"),'\n

    \n

    \n

    \n

    \n

    \n

    \n ').concat(e.i18n.t("search.voice.trending_title"),'\n \n

    \n

    \n

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e)&&("SpeechGrammarList"in e||"webkitSpeechGrammarList"in e)}}],d=0;d0){var n=e.speechResult.charAt(e.speechResult.length-1);"."!==n&&"?"!==n&&"。"!==n&&"?"!==n||(e.speechResult=e.speechResult.slice(0,-1))}},o.prototype.sendBeacon=function(n,t){var o=e.YAHOO.ULT||{},i=e.YAHOO.SB||{};if(o.beacon_click){var r={_S:i.config.i13n.spaceid,_I:i.config.i13n.pvid,actn:n,sec:"search",slk:t};e.YAHOO.ULT.beacon_click(r)}},o.prototype.ajaxReq=function(t,o){var i,r,a=XMLHttpRequest.DONE||4,s=new XMLHttpRequest;if(n.documentMode&&n.documentMode<10)return(new e.XDomainRequest).onload=function(){try{r=JSON.parse(i),o(r)}catch(e){return}},s.open("GET",t),void s.send();s.onreadystatechange=function(){if(s.readyState===a)if(200===s.status){i=s.responseText;try{r=JSON.parse(i),o(r)}catch(e){return}}else o(r)},s.open("GET",t,!0),s.timeout=1e4,s.send()},e.YAHOO||(e.YAHOO={}),e.YAHOO.Util||(e.YAHOO.Util={}),e.YAHOO.Util.VoiceSearch=o}(window,document)}();var Wn={containerClass:Un.tooltip,textClass:Un.tooltip__text,showClass:Un["tooltip--show"]},Jn=["zh-hant-tw","zh-hant-hk"];ye("ybar-mod-searchbox",(function(e){var n={ybar:document.getElementById("ybar"),searchInput:document.getElementById("ybar-sbq"),buttonBar:document.querySelector(".".concat(Un["sa-btn-bar"])),voiceSearchBtn:document.getElementById("ybar-sbq-voice"),searchForm:document.getElementById("ybar-sf"),searchBoxIcon:document.querySelector(".".concat(Un["searchbox-icon-uh3"])),searchBoxPlaceholder:document.getElementById("ybar-smartphone-searchbox-placeholder"),searchBoxBackButton:document.getElementById("ybar-search-back-btn"),shopsButtonsWrap:document.querySelector(".".concat(Un["shops-buttons"])),categorySelect:document.getElementById("shops-category-select"),selectedMerchantInput:document.getElementById("selected-merchant-input"),selectedMerchantClearButton:document.querySelector(".".concat(Un["selected-merchant-clear-button"])),submitSearchBtn:document.getElementById("ybar-search"),clearSearchBtn:document.getElementById("ybar-sbq-x")};!function(e,n){var t,o,i,r=e.getConfig();if(n.ybar&&"desktop"===r.device&&(null===(t=r.bucketConfig)||void 0===t?void 0:t.highlight_searchassist)&&(null===(o=r.bucketConfig)||void 0===o?void 0:o.overlay_class)){n.ybar.setAttribute("data-ovrly-bkt",r.bucketConfig.overlay_class),null===(i=n.searchForm)||void 0===i||i.classList.add(Un[r.bucketConfig.overlay_class]);var a=document.createElement("div");a.classList.add(Un.overlay,Un[r.bucketConfig.overlay_class]),document.body.appendChild(a),e.onDestroy((function(){document.body.removeChild(a)})),e.addElementListener(n.searchForm,"focusout",(function(e){if(n.searchForm&&n.searchInput){var t=e.relatedTarget;t&&!n.searchForm.contains(t)&&window.YAHOO.SA&&window.YAHOO.SA.apps&&window.YAHOO.SA.apps[0]&&window.YAHOO.SA.apps[0].view.shown&&window.YAHOO.SA.apps[0].view.hide()}}))}}(e,n),zn(e,n),n.voiceSearchBtn&&function(e,n){var t=e.getConfig(),o=t.locale,i=function(){var e,t;(null===(t=null===(e=window.YAHOO)||void 0===e?void 0:e.Util)||void 0===t?void 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    Metal credit cards explainer: What are they and how do they work? (2024)

    FAQs

    Metal credit cards explainer: What are they and how do they work? ›

    History of metal credit cards

    How do metal credit cards work? ›

    You can use a metal credit card to make purchases, balance transfers, and cash advances, just like you would with a plastic credit card. Metal credit cards are often seen as status symbols because they are geared toward big spenders who love to travel, and they require good or excellent credit for...

    Why do people want metal credit cards? ›

    Exclusive benefits: Many metal credit cards have benefits beyond durability and aesthetics. For instance, you can often earn a lucrative welcome offer; get airport lounge access, travel credits, trip insurance, and more with a metal card.

    What is the difference between normal credit card and metal credit card? ›

    Metal credit cards have more perks and higher annual fees

    The trade-off is that these cards have higher annual fees. Plastic credit cards, on the other hand, tend to be less expensive and have fewer benefits. Most no annual fee credit cards are made of plastic.

    Why can't you shred metal credit cards? ›

    It's such a bad idea that some metal cards even come with a specific warning not to try this. Home shredders can often handle a plastic card, but even industrial or heavy duty office shredders likely can't process a metal one, and attempting it may well damage the shredder.

    Who qualifies for metal credit card? ›

    You can get a metal credit card from several major issuers, including Amex, Capital One, and Chase, if you have good or excellent credit. In most cases, you simply have to apply for a card that's available in metal and then satisfy the credit score and income requirements.

    Do metal cards work in ATMs? ›

    Yes, metal debit cards are designed to work in ATMs, and if they have a major payment network's logo on them (such as Visa or Mastercard), they are also designed to work at point-of-sale terminals just like standard plastic cards.

    What are the disadvantages of metal cards? ›

    The biggest disadvantage to such a card is practicality - metal cards are heavier to carry around, and take up more room in a wallet or purse.

    What does a black metal credit card mean? ›

    Having a black card typically means that you own a high-end credit card with exclusive benefits and perks. Black cards are often associated with premium credit cards offered by various financial institutions.

    How to tell if a credit card is metal? ›

    People tend to see metal cards as a sign of luxury." Metal credit cards also feel different from plastic ones and are heavier. A plastic credit card, for instance, weighs roughly 1 ounce, while the Platinum Card from American Express weighs seven times that.

    Which is the heaviest metal credit card? ›

    The heaviest metal credit cards are the Mastercard Black Card or the JP Morgan Palladium card (the latter is not easily available to consumers). One of the heaviest cards that's publicly available is The Platinum Card from American Express.

    Is it hard to get a metal credit card? ›

    All right, so getting approved for a metal card may not be quite as easy as that. Most metal cards are rewards credit cards. This means they'll require at least good credit. And if you want one of the premium cards with the big annual fee, you'll probably want excellent credit.

    Can metal credit cards get wet? ›

    You might think getting the chip or strip wet would damage the card, but in reality, the chip reader and magnetic strip can be cleaned with the methods mentioned above. However, you don't want to soak your card in any liquid — even soapy water — or scrub the chip or strip too hard. Doing so can damage it over time.

    Can you swipe a metal credit card? ›

    With metal credit cards, you still swipe, tap, or insert your chip in the same way you would a plastic credit card or plastic debit card. Some metal credit cards are pure metal plates, and other metal credit cards are metal-plastic hybrids.

    How do I void a metal credit card? ›

    Mail your card back to the issuer

    It's the easiest and safest way to ensure that your metal card has been destroyed properly. Often when you receive a new credit card in the mail, your issuer will include an envelope with prepaid postage to mail your old credit card back safely.

    How do you clean a metal credit card? ›

    Metal cards can get dirty sometimes, so here are some tips for keeping them clean: Gently wipe with a soft, slightly damp, lint-free microfibre cloth. For a deeper clean, wet a cloth and gently wipe.

    Is metal credit card worth it? ›

    Metal credit cards may come with additional fees due to the premium services they offer. These could include annual fees, late payment fees, or foreign transaction fees. Which banks or financial institutions offer metal credit cards? Various financial institutions offer metal credit cards.

    Are metal credit cards a status symbol? ›

    In reality though, the biggest benefit is often personal - metal cards are an understated status symbol, signifying wealth and prestige to others. It feels good to drop a metal credit card down onto the restaurant bill when you are having dinner with friends.

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