Spend without fees 🙌
Pay anywhere in any currency, fee-free. We pass Mastercard’s exchange rate directly on to you, without sneaky fees or extra charges.
Take cash out 💸
If Monzo is your main bank account, withdraw unlimited cash for free in the European Economic Area (EEA), and up to £200 per month for free outside the EEA. After that, we’ll charge 3%. Find out more.
Keep your holiday money separate 😎
Put your holiday money into a Pot and keep it apart from your main balance. You can even hide or lock it so you don’t dip into it before you leave.
Grow your holiday money ✈️
Earn interest on your holiday money with an Instant Access Savings Pot. You can take your money out any time.
No minimum deposit • Interest paid monthly • Ts&Cs apply
No need to tell us you’re abroad 🏝️
We won’t block your card if we see you using it in a different country. Instead, we'll tell you the local exchange rate when you make your first payment in the local currency.
Split costs with pals in seconds 😃
Track how much everyone owes, even with people who don’t have Monzo – all thanks to Shared Tabs. You focus on the good times, we’ll do the maths.
Stay on top of your spending 👌
Categorise your card transactions as ‘holidays’ – then head to Trends to track your spending and check you’re staying on budget.
Sort your travel essentials with Monzo Max 🎉
Upgrade to Max and you'll get worldwide travel and phone insurance, plus UK & Europe breakdown cover. Find out more.
Max is £17 per month (add your family for an extra £5 a month).
• 3 months minimum • Must be aged 18-69 • Phone insurance by Assurant with £75 excess • Travel insurance by Zurich, powered by Qover with £50 excess • Ts & Cs apply
Get more time to pay for travel with the Flex credit card ☀️
Pay for flights, hotels, meals and more with a credit limit you control. We have you covered for bigger buys, with no interest on purchases of £100 or more paid over 3 months. For everything else it's 29% APR representative (variable) for up to 24 monthly payments. Find out more.
Monzo Flex is credit for eligible 18+ year olds • Ts&Cs apply • Consider the cost of credit before a purchase. Missed payments negatively impact credit scores.
Representative example: 29% APR representative (variable). £1200 credit limit. 29% yearly interest (variable).
