Help with the housing ladder
Your home or property may be repossessed if you don't keep up repayments on a mortgage.
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Mortgages for beginners Open in new window
Buy to let guidance Open in new window
Help moving home Open in new window
Guide to remortgaging Open in new window
Other helpful links Open in new window
Buying your first home
Getting a mortgage is perhaps one of the biggest decisions we make with our personal finances, so mortgages can be daunting if you haven't had one before. However, our detailed guides are a great place to start.
How do mortgages work?
Read our beginner guide to help you understand what mortgages are and how they work.
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Mortgages beginner guide Open in new window
A guide to buying your first home
Understand the various steps it might take to become a first time buyer.
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First time buyer guide Open in new window
Valuations and surveys
When you're taking out a mortgage, you'll almost definitely need to have a mortgage valuation.
You may also want to consider optional home surveys too.
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Understanding mortgage interest rates
Learn more about mortgage interest rates and why they may increase or decrease.
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Mortgage interest rates guide Open in new window
Freehold vs leasehold properties
Take a look at our guide and find out more about freehold vs leasehold properties and what the differences are.
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Freehold vs leasehold guide Open in new window
What is Stamp Duty and how does it work?
Learn about what stamp duty is, how it work and how much it might be with our handy guide.
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What is Stamp Duty? Open in new window
Are you eligible for a mortgage?
Mortgage eligibility is complex and can be affected by a number of factors. If you are unsure about your eligibility you can find out more in our guide.
Mortgage eligibility guide Open in new window
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Help to Buy & other home ownership schemes
The UK government offers various schemes to help people looking to buy their first home.
Learn more about Help to Buy and other home ownership schemes
More first mortgage guides
Applying as a first time buyer guide
Read through our guide for buying your first home.
Applying first time buyer guide
Costs of buying a home guide
Get an understanding of some of the potential costs involved with a property purchase.
Home buying costs
Mortgage jargon buster
There's lots of terminology you might hear or read when buying a home. Demystify the process with our handy jargon buster.
Mortgage jargon buster
Mortgage deposits
Learn more about how much deposit you may need for a mortgage and how mortgage deposits work.
Learn about mortgage deposits
How does mortgage equity work?
Equity is an important concept to understand when taking out a mortgage. Learn more here.
Home equity
What is a 95% mortgage?
Learn about how you could buy your new home with just a 5% deposit.
Find out about 95% mortgages
Guidance on buy to let mortgages
A buy to let mortgage is designed for when you are buying a property to rent out to others.
Becoming a landlord can be challenging. Our guide might help with answering some of the most common questions.
Read our buy to let guide Open in new window
Moving home?
If you're planning a home move, there may be various options available for your mortgage.
Moving home guide
Read our home movers guide for helpful information.
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Guide to moving home Open in new window
Applying for a mortgage when moving home
Understand some of the things you may need to consider when applying for a moving home mortgage.
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Moving home application guide Open in new window
Taking your mortgage with you
Learn more about how you may be able to take your existing mortgage with you.
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Keeping your mortgage guide Open in new window
What about remortgaging?
A remortgage is when you move the mortgage you currently have on a property to another lender.
There's a few things to consider if you're thinking about remortgaging. Check out our remortgaging frequently asked questions
You might also be interested in our remortgaging stories, shedding some light on why UK homeowners surveyed in 2020 chose to remortgage.
Visit our remortgaging guide Open in new window
Sustainable mortgages and housing
As our climate becomes more and more important, the way we build, heat and run our homes is a consideration for everyone.
Understanding EPC Certificates
Learn more about Energy Performance Certificates and how they work.
EPC guide
5 ways to reduce your energy bills
Saving money and living sustainably - what's not to like?
Reducing energy bills guide
What are green mortgages?
A green mortgage could be an option if your property has a certain EPC rating.
Green mortgage guide
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The NatWest Greener Homes Attitude Tracker
Our quarterly analysis provides insight into consumer attitudes towards energy efficient housing in the UK.
See our latest greener homes insight
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