Mortgage Rates | Interest Rates - HSBC UK (2024)

  • 60% LTV
  • 70% LTV
  • 75% LTV
  • 80% LTV
  • 85% LTV
  • 90% LTV
  • 95% LTV

60% Maximum Loan to Value (LTV)

Mortgage Initial interest rate Followed by a Variable Rate, currently Initial interest rate period Overall cost for comparison (APRC) Booking fee Annual overpayment allowance Cashback Maximum loan amount (subject to LTV and Lending Policy)
2 Year Fixed Fee Saver

4.39%
fixed

6.99%

2 Years fixed rate until 31.12.2026

6.7%
APRC

£0

10%

£0

£ 5,000,000

Get a decision in principle

2 Year Fixed Standard

4.14%
fixed

6.99%

2 Years fixed rate until 31.12.2026

6.7%
APRC

£999

10%

£0

£ 5,000,000

Get a decision in principle
5 Year Fixed Fee Saver

3.99%
fixed

6.99%

5 Years fixed rate until 31.12.2029

5.9%
APRC

£0

10%

£0

£ 5,000,000

Get a decision in principle
5 Year Fixed Standard

3.82%
fixed

6.99%

5 Years fixed rate until 31.12.2029

5.9%
APRC

£999

10%

£0

£ 5,000,000

Get a decision in principle
5 Year Fixed Premier Standard

3.79%
fixed

6.99%

5 Years fixed rate until 31.12.2029

5.9%
APRC

£1499

10%

£0

£ 5,000,000

Get a decision in principle

60% Maximum Loan to Value (LTV)

Mortgage 2 Year Fixed Fee Saver
Initial interest rate

4.39%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

2 Years fixed rate until 31.12.2026

Overall cost for comparison (APRC) 6.7%
APRC
Booking fee

£0

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 5,000,000

Get a decision in principle
Mortgage

2 Year Fixed Standard

Initial interest rate

4.14%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

2 Years fixed rate until 31.12.2026

Overall cost for comparison (APRC) 6.7%
APRC

Booking fee

£999

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 5,000,000

Get a decision in principle
Mortgage 5 Year Fixed Fee Saver
Initial interest rate

3.99%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC) 5.9%
APRC
Booking fee

£0

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 5,000,000

Get a decision in principle
Mortgage 5 Year Fixed Standard
Initial interest rate

3.82%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC) 5.9%
APRC
Booking fee

£999

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 5,000,000

Get a decision in principle
Mortgage 5 Year Fixed Premier Standard
Initial interest rate

3.79%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC) 5.9%
APRC
Booking fee

£1499

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 5,000,000

Get a decision in principle

70% Maximum Loan to Value (LTV)

Mortgage Initial interest rate Followed by a Variable Rate, currently Initial interest rate period Overall cost for comparison (APRC) Booking fee Annual overpayment allowance Cashback Maximum loan amount (subject to LTV and Lending Policy)
2 Year Fixed Fee Saver

4.64%
fixed

6.99%

2 Years fixed rate until 31.12.2026

6.7%
APRC

£0

10%

£0

£ 2,000,000

Get a decision in principle
2 Year Fixed Standard

4.39%
fixed

6.99%

2 Years fixed rate until 31.12.2026

6.8%
APRC

£999

10%

£0

£ 2,000,000

Get a decision in principle
5 Year Fixed Fee Saver

4.09%
fixed

6.99%

5 Years fixed rate until 31.12.2029

5.9%
APRC

£0

10%

£0

£ 2,000,000

Get a decision in principle
5 Year Fixed Standard

3.95%
fixed

6.99%

5 Years fixed rate until 31.12.2029

5.9%
APRC

£999

10%

£0

£ 2,000,000

Get a decision in principle
5 Year Fixed Premier Standard

3.92%
fixed

6.99%

5 Years fixed rate until 31.12.2029

5.9%
APRC

£1499

10%

£0

£ 2,000,000

Get a decision in principle

70% Maximum Loan to Value (LTV)

Mortgage 2 Year Fixed Fee Saver
Initial interest rate

4.64%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

2 Years fixed rate until 31.12.2026

Overall cost for comparison (APRC) 6.7%
APRC
Booking fee

£0

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 2,000,000

Get a decision in principle
Mortgage 2 Year Fixed Standard
Initial interest rate

4.39%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

2 Years fixed rate until 31.12.2026

Overall cost for comparison (APRC) 6.8%
APRC

Booking fee

£999

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 2,000,000

Get a decision in principle
Mortgage 5 Year Fixed Fee Saver
Initial interest rate

4.09%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC) 5.9%
APRC
Booking fee

£0

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 2,000,000

Get a decision in principle
Mortgage 5 Year Fixed Standard
Initial interest rate

3.95%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC) 5.9%
APRC
Booking fee

£999

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 2,000,000

Get a decision in principle
Mortgage 5 Year Fixed Premier Standard
Initial interest rate

3.92%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC) 5.9%
APRC
Booking fee

£1499

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 2,000,000

Get a decision in principle

75% Maximum Loan to Value (LTV)

Mortgage Initial interest rate Followed by a Variable Rate, currently Initial interest rate period Overall cost for comparison (APRC) Booking fee Annual overpayment allowance Cashback Maximum loan amount (subject to LTV and Lending Policy)
2 Year Fixed Fee Saver

4.64%
fixed

6.99%

2 Years fixed rate until 31.12.2026

6.7%
APRC

£0

10%

£0

£ 2,000,000

Get a decision in principle
2 Year Fixed Standard

4.39%
fixed

6.99%

2 Years fixed rate until 31.12.2026

6.8%
APRC

£999

10%

£0

£ 2,000,000

Get a decision in principle
5 Year Fixed Fee Saver

4.09%
fixed

6.99%

5 Years fixed rate until 31.12.2029

5.9%
APRC

£0

10%

£0

£ 2,000,000

Get a decision in principle
5 Year Fixed Standard

3.95%
fixed

6.99%

5 Years fixed rate until 31.12.2029

5.9%
APRC

£999

10%

£0

£ 2,000,000

Get a decision in principle
5 Year Fixed Premier Standard

3.92%
fixed

6.99%

5 Years fixed rate until 31.12.2029

5.9%
APRC

£1499

10%

£0

£ 2,000,000

Get a decision in principle

75% Maximum Loan to Value (LTV)

Mortgage 2 Year Fixed Fee Saver
Initial interest rate

4.64%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

2 Years fixed rate until 31.12.2026

Overall cost for comparison (APRC) 6.7%
APRC
Booking fee

£0

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 2,000,000

Get a decision in principle
Mortgage 2 Year Fixed Standard
Initial interest rate

4.39%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

2 Years fixed rate until 31.12.2026

Overall cost for comparison (APRC) 6.8%
APRC

Booking fee

£999

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 2,000,000

Get a decision in principle
Mortgage 5 Year Fixed Fee Saver
Initial interest rate

4.09%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC) 5.9%
APRC
Booking fee

£0

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 2,000,000

Get a decision in principle
Mortgage 5 Year Fixed Standard
Initial interest rate

3.95%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC) 5.9%
APRC
Booking fee

£999

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 2,000,000

Get a decision in principle
Mortgage 5 Year Fixed Premier Standard
Initial interest rate

3.92%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC)

5.9%
APRC

Booking fee

£1499

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 2,000,000

Get a decision in principle

80% Maximum Loan to Value (LTV)

Mortgage Initial interest rate Followed by a Variable Rate, currently Initial interest rate period Overall cost for comparison (APRC) Booking fee Annual overpayment allowance Cashback Maximum loan amount (subject to LTV and Lending Policy)
2 Year Fixed Fee Saver

4.89%
fixed

6.99%

2 Years fixed rate until 31.12.2026

6.8%
APRC

£0

10%

£250

£ 1,000,000

Get a decision in principle
2 Year Fixed Standard

4.63%
fixed

6.99%

2 Years fixed rate until 31.12.2026

6.8%
APRC

£999

10%

£250

£ 1,000,000

Get a decision in principle
5 Year Fixed Fee Saver

4.39%
fixed

6.99%

5 Years fixed rate until 31.12.2029

6.0%
APRC

£0

10%

£350

£ 1,000,000

Get a decision in principle
5 Year Fixed Standard

4.19%
fixed

6.99%

5 Years fixed rate until 31.12.2029

6.0%
APRC

£999

10%

£350

£ 1,000,000

Get a decision in principle
5 Year Fixed Premier Standard

4.16%
fixed

6.99%

5 Years fixed rate until 31.12.2029

6.0%
APRC

£1499

10%

£0

£ 1,000,000

Get a decision in principle

80% Maximum Loan to Value (LTV)

Mortgage 2 Year Fixed Fee Saver
Initial interest rate

4.89%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

2 Years fixed rate until 31.12.2026

Overall cost for comparison (APRC) 6.8%
APRC
Booking fee

£0

Annual overpayment allowance

10%

Cashback £250
Maximum loan amount (subject to LTV and Lending Policy)

£ 1,000,000

Get a decision in principle
Mortgage 2 Year Fixed Standard
Initial interest rate

4.63%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

2 Years fixed rate until 31.12.2026

Overall cost for comparison (APRC) 6.8%
APRC

Booking fee

£999

Annual overpayment allowance

10%

Cashback £250
Maximum loan amount (subject to LTV and Lending Policy)

£ 1,000,000

Get a decision in principle
Mortgage 5 Year Fixed Fee Saver
Initial interest rate

4.39%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC) 6.0%
APRC
Booking fee

£0

Annual overpayment allowance

10%

Cashback £350
Maximum loan amount (subject to LTV and Lending Policy)

£ 1,000,000

Get a decision in principle
Mortgage 5 Year Fixed Standard
Initial interest rate

4.19%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC) 6.0%
APRC
Booking fee

£999

Annual overpayment allowance

10%

Cashback £350
Maximum loan amount (subject to LTV and Lending Policy)

£ 1,000,000

Get a decision in principle
Mortgage 5 Year Fixed Premier Standard
Initial interest rate

4.16%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC)

6.0%
APRC

Booking fee

£1499

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 1,000,000

Get a decision in principle

85% Maximum Loan to Value (LTV)

Mortgage Initial interest rate Followed by a Variable Rate, currently Initial interest rate period Overall cost for comparison (APRC) Booking fee Annual overpayment allowance Cashback Maximum loan amount (subject to LTV and Lending Policy)
2 Year Fixed Fee Saver

4.89%
fixed

6.99%

2 Years fixed rate until 31.12.2026

6.8%
APRC

£0

10%

£250

£ 750,000

Get a decision in principle
2 Year Fixed Standard

4.63%
fixed

6.99%

2 Years fixed rate until 31.12.2026

6.8%
APRC

£999

10%

£250

£ 750,000

Get a decision in principle
5 Year Fixed Fee Saver

4.45%
fixed

6.99%

5 Years fixed rate until 31.12.2029

6.1%
APRC

£0

10%

£350

£ 750,000

Get a decision in principle
5 Year Fixed Standard

4.24%
fixed

6.99%

5 Years fixed rate until 31.12.2029

6.0%
APRC

£999

10%

£350

£ 750,000

Get a decision in principle
5 Year Fixed Premier Standard

4.21%
fixed

6.99%

5 Years fixed rate until 31.12.2029

6.1%
APRC

£1499

10%

£0

£ 750,000

Get a decision in principle

85% Maximum Loan to Value (LTV)

Mortgage 2 Year Fixed Fee Saver
Initial interest rate

4.89%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

2 Years fixed rate until 31.12.2026

Overall cost for comparison (APRC) 6.8%
APRC
Booking fee

£0

Annual overpayment allowance

10%

Cashback £250
Maximum loan amount (subject to LTV and Lending Policy)

£ 750,000

Get a decision in principle
Mortgage 2 Year Fixed Standard
Initial interest rate

4.63%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

2 Years fixed rate until 31.12.2026

Overall cost for comparison (APRC) 6.8%
APRC

Booking fee

£999

Annual overpayment allowance

10%

Cashback £250
Maximum loan amount (subject to LTV and Lending Policy)

£ 750,000

Get a decision in principle
Mortgage 5 Year Fixed Fee Saver
Initial interest rate

4.45%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC) 6.1%
APRC
Booking fee

£0

Annual overpayment allowance

10%

Cashback £350
Maximum loan amount (subject to LTV and Lending Policy)

£ 750,000

Get a decision in principle
Mortgage 5 Year Fixed Standard
Initial interest rate

4.24%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC) 6.0%
APRC
Booking fee

£999

Annual overpayment allowance

10%

Cashback £350
Maximum loan amount (subject to LTV and Lending Policy)

£ 750,000

Get a decision in principle
Mortgage 5 Year Fixed Premier Standard
Initial interest rate

4.21%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC)

6.1%
APRC

Booking fee

£1499

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 750,000

Get a decision in principle

90% Maximum Loan to Value (LTV)

Mortgage Initial interest rate Followed by a Variable Rate, currently Initial interest rate period Overall cost for comparison (APRC) Booking fee Annual overpayment allowance Cashback Maximum loan amount (subject to LTV and Lending Policy)
2 Year Fixed Fee Saver

5.41%
fixed

6.99%

2 Years fixed rate until 31.12.2026

6.9%
APRC

£0

10%

£250

£ 550,000

Get a decision in principle
2 Year Fixed Standard

5.10%
fixed

6.99%

2 Years fixed rate until 31.12.2026

6.9%
APRC

£999

10%

£250

£ 550,000

Get a decision in principle
5 Year Fixed Fee Saver

4.70%
fixed

6.99%

5 Years fixed rate until 31.12.2029

6.2%
APRC

£0

10%

£350

£ 550,000

Get a decision in principle
5 Year Fixed Standard

4.57%
fixed

6.99%

5 Years fixed rate until 31.12.2029

6.2%
APRC

£999

10%

£350

£ 550,000

Get a decision in principle
5 Year Fixed Premier Standard

4.54%
fixed

6.99%

5 Years fixed rate until 31.12.2029

6.2%
APRC

£1499

10%

£0

£ 550,000

Get a decision in principle

90% Maximum Loan to Value (LTV)

Mortgage 2 Year Fixed Fee Saver
Initial interest rate

5.41%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

2 Years fixed rate until 31.12.2026

Overall cost for comparison (APRC)

6.9%
APRC

Booking fee

£0

Annual overpayment allowance

10%

Cashback £250
Maximum loan amount (subject to LTV and Lending Policy)

£ 550,000

Get a decision in principle
Mortgage 2 Year Fixed Standard
Initial interest rate

5.10%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

2 Years fixed rate until 31.12.2026

Overall cost for comparison (APRC) 6.9%
APRC

Booking fee

£999

Annual overpayment allowance

10%

Cashback £250
Maximum loan amount (subject to LTV and Lending Policy)

£ 550,000

Get a decision in principle
Mortgage 5 Year Fixed Fee Saver
Initial interest rate

4.70%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC)

6.2%
APRC

Booking fee

£0

Annual overpayment allowance

10%

Cashback £350
Maximum loan amount (subject to LTV and Lending Policy)

£ 550,000

Get a decision in principle
Mortgage 5 Year Fixed Standard
Initial interest rate

4.57%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC)

6.2%
APRC

Booking fee

£999

Annual overpayment allowance

10%

Cashback £350
Maximum loan amount (subject to LTV and Lending Policy)

£ 550,000

Get a decision in principle
Mortgage 5 Year Fixed Premier Standard
Initial interest rate

4.54%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC)

6.2%
APRC

Booking fee

£1499

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 550,000

Get a decision in principle

95% Maximum Loan to Value (LTV)

Mortgage Initial interest rate Followed by a Variable Rate, currently Initial interest rate period Overall cost for comparison (APRC) Booking fee Annual overpayment allowance Cashback Maximum loan amount (subject to LTV and Lending Policy)
2 Year Fixed Fee Saver 5.75%
fixed
6.99% 2 Years fixed rate until 31.12.2026 7.0%
APRC
£0 10% £250 £ 500,000 Get a decision in principle
5 Year Fixed Fee Saver

5.19%
fixed

6.99%

5 Years fixed rate until 31.12.2029

6.4%
APRC

£0

10%

£350

£ 500,000

Get a decision in principle

95% Maximum Loan to Value (LTV)

Mortgage 2 Year Fixed Fee Saver
Initial interest rate 5.75%
fixed
Followed by a Variable Rate, currently 6.99%
Initial interest rate period 2 Years fixed rate until 31.12.2026
Overall cost for comparison (APRC) 7.0%
APRC
Booking fee £0
Annual overpayment allowance 10%
Cashback £250
Maximum loan amount (subject to LTV and Lending Policy) £ 500,000
Get a decision in principle
Mortgage 5 Year Fixed Fee Saver
Initial interest rate

5.19%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC)

6.4%
APRC

Booking fee

£0

Annual overpayment allowance

10%

Cashback £350
Maximum loan amount (subject to LTV and Lending Policy)

£ 500,000

Get a decision in principle
60% LTV

60% Maximum Loan to Value (LTV)

Mortgage Initial interest rate Followed by a Variable Rate, currently Initial interest rate period Overall cost for comparison (APRC) Booking fee Annual overpayment allowance Cashback Maximum loan amount (subject to LTV and Lending Policy)
2 Year Fixed Fee Saver

4.39%
fixed

6.99%

2 Years fixed rate until 31.12.2026

6.7%
APRC

£0

10%

£0

£ 5,000,000

Get a decision in principle

2 Year Fixed Standard

4.14%
fixed

6.99%

2 Years fixed rate until 31.12.2026

6.7%
APRC

£999

10%

£0

£ 5,000,000

Get a decision in principle
5 Year Fixed Fee Saver

3.99%
fixed

6.99%

5 Years fixed rate until 31.12.2029

5.9%
APRC

£0

10%

£0

£ 5,000,000

Get a decision in principle
5 Year Fixed Standard

3.82%
fixed

6.99%

5 Years fixed rate until 31.12.2029

5.9%
APRC

£999

10%

£0

£ 5,000,000

Get a decision in principle
5 Year Fixed Premier Standard

3.79%
fixed

6.99%

5 Years fixed rate until 31.12.2029

5.9%
APRC

£1499

10%

£0

£ 5,000,000

Get a decision in principle

60% Maximum Loan to Value (LTV)

Mortgage 2 Year Fixed Fee Saver
Initial interest rate

4.39%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

2 Years fixed rate until 31.12.2026

Overall cost for comparison (APRC) 6.7%
APRC
Booking fee

£0

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 5,000,000

Get a decision in principle
Mortgage

2 Year Fixed Standard

Initial interest rate

4.14%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

2 Years fixed rate until 31.12.2026

Overall cost for comparison (APRC) 6.7%
APRC

Booking fee

£999

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 5,000,000

Get a decision in principle
Mortgage 5 Year Fixed Fee Saver
Initial interest rate

3.99%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC) 5.9%
APRC
Booking fee

£0

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 5,000,000

Get a decision in principle
Mortgage 5 Year Fixed Standard
Initial interest rate

3.82%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC) 5.9%
APRC
Booking fee

£999

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 5,000,000

Get a decision in principle
Mortgage 5 Year Fixed Premier Standard
Initial interest rate

3.79%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC) 5.9%
APRC
Booking fee

£1499

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 5,000,000

Get a decision in principle
70% LTV

70% Maximum Loan to Value (LTV)

Mortgage Initial interest rate Followed by a Variable Rate, currently Initial interest rate period Overall cost for comparison (APRC) Booking fee Annual overpayment allowance Cashback Maximum loan amount (subject to LTV and Lending Policy)
2 Year Fixed Fee Saver

4.64%
fixed

6.99%

2 Years fixed rate until 31.12.2026

6.7%
APRC

£0

10%

£0

£ 2,000,000

Get a decision in principle
2 Year Fixed Standard

4.39%
fixed

6.99%

2 Years fixed rate until 31.12.2026

6.8%
APRC

£999

10%

£0

£ 2,000,000

Get a decision in principle
5 Year Fixed Fee Saver

4.09%
fixed

6.99%

5 Years fixed rate until 31.12.2029

5.9%
APRC

£0

10%

£0

£ 2,000,000

Get a decision in principle
5 Year Fixed Standard

3.95%
fixed

6.99%

5 Years fixed rate until 31.12.2029

5.9%
APRC

£999

10%

£0

£ 2,000,000

Get a decision in principle
5 Year Fixed Premier Standard

3.92%
fixed

6.99%

5 Years fixed rate until 31.12.2029

5.9%
APRC

£1499

10%

£0

£ 2,000,000

Get a decision in principle

70% Maximum Loan to Value (LTV)

Mortgage 2 Year Fixed Fee Saver
Initial interest rate

4.64%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

2 Years fixed rate until 31.12.2026

Overall cost for comparison (APRC) 6.7%
APRC
Booking fee

£0

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 2,000,000

Get a decision in principle
Mortgage 2 Year Fixed Standard
Initial interest rate

4.39%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

2 Years fixed rate until 31.12.2026

Overall cost for comparison (APRC) 6.8%
APRC

Booking fee

£999

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 2,000,000

Get a decision in principle
Mortgage 5 Year Fixed Fee Saver
Initial interest rate

4.09%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC) 5.9%
APRC
Booking fee

£0

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 2,000,000

Get a decision in principle
Mortgage 5 Year Fixed Standard
Initial interest rate

3.95%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC) 5.9%
APRC
Booking fee

£999

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 2,000,000

Get a decision in principle
Mortgage 5 Year Fixed Premier Standard
Initial interest rate

3.92%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC) 5.9%
APRC
Booking fee

£1499

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 2,000,000

Get a decision in principle
75% LTV

75% Maximum Loan to Value (LTV)

Mortgage Initial interest rate Followed by a Variable Rate, currently Initial interest rate period Overall cost for comparison (APRC) Booking fee Annual overpayment allowance Cashback Maximum loan amount (subject to LTV and Lending Policy)
2 Year Fixed Fee Saver

4.64%
fixed

6.99%

2 Years fixed rate until 31.12.2026

6.7%
APRC

£0

10%

£0

£ 2,000,000

Get a decision in principle
2 Year Fixed Standard

4.39%
fixed

6.99%

2 Years fixed rate until 31.12.2026

6.8%
APRC

£999

10%

£0

£ 2,000,000

Get a decision in principle
5 Year Fixed Fee Saver

4.09%
fixed

6.99%

5 Years fixed rate until 31.12.2029

5.9%
APRC

£0

10%

£0

£ 2,000,000

Get a decision in principle
5 Year Fixed Standard

3.95%
fixed

6.99%

5 Years fixed rate until 31.12.2029

5.9%
APRC

£999

10%

£0

£ 2,000,000

Get a decision in principle
5 Year Fixed Premier Standard

3.92%
fixed

6.99%

5 Years fixed rate until 31.12.2029

5.9%
APRC

£1499

10%

£0

£ 2,000,000

Get a decision in principle

75% Maximum Loan to Value (LTV)

Mortgage 2 Year Fixed Fee Saver
Initial interest rate

4.64%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

2 Years fixed rate until 31.12.2026

Overall cost for comparison (APRC) 6.7%
APRC
Booking fee

£0

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 2,000,000

Get a decision in principle
Mortgage 2 Year Fixed Standard
Initial interest rate

4.39%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

2 Years fixed rate until 31.12.2026

Overall cost for comparison (APRC) 6.8%
APRC

Booking fee

£999

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 2,000,000

Get a decision in principle
Mortgage 5 Year Fixed Fee Saver
Initial interest rate

4.09%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC) 5.9%
APRC
Booking fee

£0

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 2,000,000

Get a decision in principle
Mortgage 5 Year Fixed Standard
Initial interest rate

3.95%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC) 5.9%
APRC
Booking fee

£999

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 2,000,000

Get a decision in principle
Mortgage 5 Year Fixed Premier Standard
Initial interest rate

3.92%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC)

5.9%
APRC

Booking fee

£1499

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 2,000,000

Get a decision in principle
80% LTV

80% Maximum Loan to Value (LTV)

Mortgage Initial interest rate Followed by a Variable Rate, currently Initial interest rate period Overall cost for comparison (APRC) Booking fee Annual overpayment allowance Cashback Maximum loan amount (subject to LTV and Lending Policy)
2 Year Fixed Fee Saver

4.89%
fixed

6.99%

2 Years fixed rate until 31.12.2026

6.8%
APRC

£0

10%

£250

£ 1,000,000

Get a decision in principle
2 Year Fixed Standard

4.63%
fixed

6.99%

2 Years fixed rate until 31.12.2026

6.8%
APRC

£999

10%

£250

£ 1,000,000

Get a decision in principle
5 Year Fixed Fee Saver

4.39%
fixed

6.99%

5 Years fixed rate until 31.12.2029

6.0%
APRC

£0

10%

£350

£ 1,000,000

Get a decision in principle
5 Year Fixed Standard

4.19%
fixed

6.99%

5 Years fixed rate until 31.12.2029

6.0%
APRC

£999

10%

£350

£ 1,000,000

Get a decision in principle
5 Year Fixed Premier Standard

4.16%
fixed

6.99%

5 Years fixed rate until 31.12.2029

6.0%
APRC

£1499

10%

£0

£ 1,000,000

Get a decision in principle

80% Maximum Loan to Value (LTV)

Mortgage 2 Year Fixed Fee Saver
Initial interest rate

4.89%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

2 Years fixed rate until 31.12.2026

Overall cost for comparison (APRC) 6.8%
APRC
Booking fee

£0

Annual overpayment allowance

10%

Cashback £250
Maximum loan amount (subject to LTV and Lending Policy)

£ 1,000,000

Get a decision in principle
Mortgage 2 Year Fixed Standard
Initial interest rate

4.63%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

2 Years fixed rate until 31.12.2026

Overall cost for comparison (APRC) 6.8%
APRC

Booking fee

£999

Annual overpayment allowance

10%

Cashback £250
Maximum loan amount (subject to LTV and Lending Policy)

£ 1,000,000

Get a decision in principle
Mortgage 5 Year Fixed Fee Saver
Initial interest rate

4.39%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC) 6.0%
APRC
Booking fee

£0

Annual overpayment allowance

10%

Cashback £350
Maximum loan amount (subject to LTV and Lending Policy)

£ 1,000,000

Get a decision in principle
Mortgage 5 Year Fixed Standard
Initial interest rate

4.19%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC) 6.0%
APRC
Booking fee

£999

Annual overpayment allowance

10%

Cashback £350
Maximum loan amount (subject to LTV and Lending Policy)

£ 1,000,000

Get a decision in principle
Mortgage 5 Year Fixed Premier Standard
Initial interest rate

4.16%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC)

6.0%
APRC

Booking fee

£1499

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 1,000,000

Get a decision in principle
85% LTV

85% Maximum Loan to Value (LTV)

Mortgage Initial interest rate Followed by a Variable Rate, currently Initial interest rate period Overall cost for comparison (APRC) Booking fee Annual overpayment allowance Cashback Maximum loan amount (subject to LTV and Lending Policy)
2 Year Fixed Fee Saver

4.89%
fixed

6.99%

2 Years fixed rate until 31.12.2026

6.8%
APRC

£0

10%

£250

£ 750,000

Get a decision in principle
2 Year Fixed Standard

4.63%
fixed

6.99%

2 Years fixed rate until 31.12.2026

6.8%
APRC

£999

10%

£250

£ 750,000

Get a decision in principle
5 Year Fixed Fee Saver

4.45%
fixed

6.99%

5 Years fixed rate until 31.12.2029

6.1%
APRC

£0

10%

£350

£ 750,000

Get a decision in principle
5 Year Fixed Standard

4.24%
fixed

6.99%

5 Years fixed rate until 31.12.2029

6.0%
APRC

£999

10%

£350

£ 750,000

Get a decision in principle
5 Year Fixed Premier Standard

4.21%
fixed

6.99%

5 Years fixed rate until 31.12.2029

6.1%
APRC

£1499

10%

£0

£ 750,000

Get a decision in principle

85% Maximum Loan to Value (LTV)

Mortgage 2 Year Fixed Fee Saver
Initial interest rate

4.89%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

2 Years fixed rate until 31.12.2026

Overall cost for comparison (APRC) 6.8%
APRC
Booking fee

£0

Annual overpayment allowance

10%

Cashback £250
Maximum loan amount (subject to LTV and Lending Policy)

£ 750,000

Get a decision in principle
Mortgage 2 Year Fixed Standard
Initial interest rate

4.63%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

2 Years fixed rate until 31.12.2026

Overall cost for comparison (APRC) 6.8%
APRC

Booking fee

£999

Annual overpayment allowance

10%

Cashback £250
Maximum loan amount (subject to LTV and Lending Policy)

£ 750,000

Get a decision in principle
Mortgage 5 Year Fixed Fee Saver
Initial interest rate

4.45%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC) 6.1%
APRC
Booking fee

£0

Annual overpayment allowance

10%

Cashback £350
Maximum loan amount (subject to LTV and Lending Policy)

£ 750,000

Get a decision in principle
Mortgage 5 Year Fixed Standard
Initial interest rate

4.24%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC) 6.0%
APRC
Booking fee

£999

Annual overpayment allowance

10%

Cashback £350
Maximum loan amount (subject to LTV and Lending Policy)

£ 750,000

Get a decision in principle
Mortgage 5 Year Fixed Premier Standard
Initial interest rate

4.21%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC)

6.1%
APRC

Booking fee

£1499

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 750,000

Get a decision in principle
90% LTV

90% Maximum Loan to Value (LTV)

Mortgage Initial interest rate Followed by a Variable Rate, currently Initial interest rate period Overall cost for comparison (APRC) Booking fee Annual overpayment allowance Cashback Maximum loan amount (subject to LTV and Lending Policy)
2 Year Fixed Fee Saver

5.41%
fixed

6.99%

2 Years fixed rate until 31.12.2026

6.9%
APRC

£0

10%

£250

£ 550,000

Get a decision in principle
2 Year Fixed Standard

5.10%
fixed

6.99%

2 Years fixed rate until 31.12.2026

6.9%
APRC

£999

10%

£250

£ 550,000

Get a decision in principle
5 Year Fixed Fee Saver

4.70%
fixed

6.99%

5 Years fixed rate until 31.12.2029

6.2%
APRC

£0

10%

£350

£ 550,000

Get a decision in principle
5 Year Fixed Standard

4.57%
fixed

6.99%

5 Years fixed rate until 31.12.2029

6.2%
APRC

£999

10%

£350

£ 550,000

Get a decision in principle
5 Year Fixed Premier Standard

4.54%
fixed

6.99%

5 Years fixed rate until 31.12.2029

6.2%
APRC

£1499

10%

£0

£ 550,000

Get a decision in principle

90% Maximum Loan to Value (LTV)

Mortgage 2 Year Fixed Fee Saver
Initial interest rate

5.41%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

2 Years fixed rate until 31.12.2026

Overall cost for comparison (APRC)

6.9%
APRC

Booking fee

£0

Annual overpayment allowance

10%

Cashback £250
Maximum loan amount (subject to LTV and Lending Policy)

£ 550,000

Get a decision in principle
Mortgage 2 Year Fixed Standard
Initial interest rate

5.10%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

2 Years fixed rate until 31.12.2026

Overall cost for comparison (APRC) 6.9%
APRC

Booking fee

£999

Annual overpayment allowance

10%

Cashback £250
Maximum loan amount (subject to LTV and Lending Policy)

£ 550,000

Get a decision in principle
Mortgage 5 Year Fixed Fee Saver
Initial interest rate

4.70%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC)

6.2%
APRC

Booking fee

£0

Annual overpayment allowance

10%

Cashback £350
Maximum loan amount (subject to LTV and Lending Policy)

£ 550,000

Get a decision in principle
Mortgage 5 Year Fixed Standard
Initial interest rate

4.57%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC)

6.2%
APRC

Booking fee

£999

Annual overpayment allowance

10%

Cashback £350
Maximum loan amount (subject to LTV and Lending Policy)

£ 550,000

Get a decision in principle
Mortgage 5 Year Fixed Premier Standard
Initial interest rate

4.54%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC)

6.2%
APRC

Booking fee

£1499

Annual overpayment allowance

10%

Cashback £0
Maximum loan amount (subject to LTV and Lending Policy)

£ 550,000

Get a decision in principle
95% LTV

95% Maximum Loan to Value (LTV)

Mortgage Initial interest rate Followed by a Variable Rate, currently Initial interest rate period Overall cost for comparison (APRC) Booking fee Annual overpayment allowance Cashback Maximum loan amount (subject to LTV and Lending Policy)
2 Year Fixed Fee Saver 5.75%
fixed
6.99% 2 Years fixed rate until 31.12.2026 7.0%
APRC
£0 10% £250 £ 500,000 Get a decision in principle
5 Year Fixed Fee Saver

5.19%
fixed

6.99%

5 Years fixed rate until 31.12.2029

6.4%
APRC

£0

10%

£350

£ 500,000

Get a decision in principle

95% Maximum Loan to Value (LTV)

Mortgage 2 Year Fixed Fee Saver
Initial interest rate 5.75%
fixed
Followed by a Variable Rate, currently 6.99%
Initial interest rate period 2 Years fixed rate until 31.12.2026
Overall cost for comparison (APRC) 7.0%
APRC
Booking fee £0
Annual overpayment allowance 10%
Cashback £250
Maximum loan amount (subject to LTV and Lending Policy) £ 500,000
Get a decision in principle
Mortgage 5 Year Fixed Fee Saver
Initial interest rate

5.19%
fixed

Followed by a Variable Rate, currently

6.99%

Initial interest rate period

5 Years fixed rate until 31.12.2029

Overall cost for comparison (APRC)

6.4%
APRC

Booking fee

£0

Annual overpayment allowance

10%

Cashback £350
Maximum loan amount (subject to LTV and Lending Policy)

£ 500,000

Get a decision in principle
Mortgage Rates | Interest Rates - HSBC UK (2024)
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