Notify us when you’re travelling (2024)

FAQs

Do I need to notify the US bank of international travel? ›

We'll continue to monitor your account for fraudulent activity. If you're traveling internationally and expect to make charges, let us know ahead of time through digital banking. You can: Add the notification(s) as much as 90 days before your travel date.

You're not required to notify your credit card company when you're going away on vacation, but it is highly recommended. By letting your credit card company know where you're going and for how long, your company will know that any card transactions from that location were likely authorized by you.

Please enroll in the Smart Traveler Enrollment Program (STEP) to receive alerts and be located in an emergency. Please call 1 (888) 407-4747 (U.S. and Canada) or 1 (202) 501-4444 (overseas) or contact the nearest U.S. embassy or consulate.

Notify Your Bank

Inform your bank and credit card company of your travel plans, so they do not flag charges you make in another country as fraudulent. Some companies allow you to enter travel dates online, or call your bank directly.

Yes, cards issued by U.S. Bank can be used in most foreign countries. If you're planning to travel and want to use your card, let us know. This will help reduce declined transactions on your trip.

Both primary and additional cardholders will need to let us know that they're travelling. It's also important to make sure that you follow simple card safety tips when using ATM's or shopping overseas. Our handy travel checklist offers important tips and tricks to help your money stay safe while you're travelling.

Your credit card company or bank may not need to be notified before you take a trip. That's because of improvements in fraud detection technology and security. If you choose to set a travel alert, you can usually do it over the phone, online or in your bank's or credit card issuer's mobile app.

You don't need to tell us when you're going abroad. Our intelligent security systems monitor your Card use for anything unusual, no matter where you are. If we spot something unusual, we'll notify you immediately to help protect you from fraud.

There's no need to tell us you'll be travelling, but we do recommend allowing location sharing in the app. You'll also need to check that payments abroad are switched on in the app. Here's how you can do this: from your card, tap on on 'Manage card'

The Smart Traveler Enrollment Program (STEP) is a free service for U.S. citizens and nationals who are traveling or living abroad. STEP allows you to enter information about trips abroad so that the Department of State, via our embassies and consulates, can better assist you in an emergency.

How do you let the U.S. Embassy know you're traveling? ›

The Bottom Line

Travelers register with the nearest U.S. Embassy or Consulate via the U.S. State Department's website. Once signed up, travelers will be notified by their local U.S. Embassy or Consulate if there are any travel warnings or advisories.

U.S. citizens under age 16 may present a birth certificate or alternative proof of citizenship when entering by land or sea. All travelers must have a passport book for international air travel. Please note that hospital-issued birth certificates, voter registration cards, and affidavits cannot be used.

Notifying your credit card company and bank before a trip can help ensure the institutions won't freeze your cards while you are traveling due to suspicious activity.

Most credit card issuers no longer require notification before you go on a trip; however, some card companies still ask you to notify them when you're traveling internationally.

Pay close attention to the fees

Now, just because you can use your debit card in another country doesn't mean you should. Depending on the terms of your debit card agreement, transaction fees, currency exchange fees, and international ATM fees can make your purchases more expensive.

You cannot set a travel notification with Bank of America. Bank of America doesn't give the option to set a travel notice because they trust their fraud detection capabilities to recognize suspicious activity and protect your account while you are travelling.

If you intend to use your personal debit or credit card abroad it is best that you let us know. Telling us in advance that you're travelling will notify our transaction monitoring systems you will be using your debit or credit card abroad. This will help us to reduce the likelihood of your transactions being blocked.

If you choose to set a travel alert, you can usually do it over the phone, online or in your bank's or credit card issuer's mobile app. But it's a good idea to check with your bank or card issuer to see if it's necessary to set a travel notice.

The U.S. Bank mobile app makes it easy to access and manage your account information and stay on top of your transactions. You can access mobile banking whenever or wherever you are. The following conditions apply: You must have internet service in the country you are visiting.